Benguet (PHS:BC) Interest Coverage: No Debt (1) (As of Mar. 2026) — 100% Below Median


PHS:BC Benguet Corp PHS:BC
71 GF Score
Price ₱6.30
GF Value ₱5.88
Valuation Fairly Valued
! 5 Warning Signs
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What is Benguet Interest Coverage?

Benguet PHS:BC 71 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 321.71. GuruFocus rates PHS:BC with a GF Score™ of 71/100 and a GF Value™ of ₱5.88 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,318 Metals & Mining companies, Benguet ranks worse than 61.23% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Benguet's Operating Income for the three months ended in Mar. 2026 was ₱692 Mil. Benguet's Interest Expense for the three months ended in Mar. 2026 was ₱0 Mil. Benguet has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Benguet Corp has enough cash to cover all of its debt. Its financial situation is stable.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Benguet's Interest Coverage or its related term are showing as below:

PHS:BC' s Interest Coverage Range Over the Past 10 Years
Min: 60.61   Med: 321.71   Max: 1456.22
Current: 1355.72


PHS:BC's Interest Coverage is ranked worse than
61.23% of 1318 companies
in the Metals & Mining industry
Industry Median: No Debt vs PHS:BC: 1355.72

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Benguet  (PHS:BC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Benguet Interest Coverage Related Terms


Benguet Interest Coverage Historical Data

* Premium members only.

The historical data trend for Benguet's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Benguet Interest Coverage Chart

Benguet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 400.78 1,456.22 242.63 60.61 867.19

Benguet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A 34.69 No Debt

PHS:BC vs NEM, AU, CDE: Interest Coverage Comparison

For the Gold subindustry, Benguet's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benguet Interest Coverage vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Benguet's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Benguet's Interest Coverage falls into.


PHS:BC
71GF Score
Benguet Corp PHS:BC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Benguet Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Benguet's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Benguet's Interest Expense was ₱-1 Mil. Its Operating Income was ₱678 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*678.144/-0.782
=867.19

Benguet's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Benguet's Interest Expense was ₱0 Mil. Its Operating Income was ₱692 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Benguet had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Benguet (PHS:BC) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Benguet and its competitors. This is 100% below median its historical median of 321.71. Over the past decade, Benguet's Interest Coverage has ranged from 60.61 to 1,456.22. According to the industry distribution chart, Benguet ranks #807 out of 1318 companies in the Metals & Mining industry, placing it in the top 61.2%.
Is Benguet's Interest Coverage too high?
Benguet's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 321.71. Over the past 10 years, this metric has ranged from a low of 60.61 to a high of 1,456.22. Based on the distribution chart, Benguet ranks #807 out of 1318 companies in the Metals & Mining industry, which is below the industry midpoint. Overall, Benguet has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Benguet's Interest Coverage compare to NEM and AU?
According to the Metals & Mining industry distribution chart, Benguet ranks #807 out of 1318 companies for Interest Coverage. This places Benguet in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Historically, Benguet's own Interest Coverage has ranged from 60.61 to 1,456.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Metals & Mining company?
The median Interest Coverage among Metals & Mining companies is 10,000.00, based on 1,318 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Benguet and its competitors. For the Metals & Mining industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benguet's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 321.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benguet stock overvalued right now?
Based on GuruFocus' analysis, Benguet (PHS:BC) is currently considered Fairly Valued. The stock's GF Value™ is ₱5.88, compared to a current price of ₱6.30 — trading 7.1% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 321.71. Benguet's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Benguet (PHS:BC), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benguet (PHS:BC) Overvalued in 2026?

Based on GuruFocus' analysis, Benguet stock appears to be overvalued. The current stock price of ₱6.30 is trading 7.1% above its estimated GF Value™ of ₱5.88. GuruFocus considers Benguet to be Fairly Valued.

Key valuation signals for PHS:BC:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 321.71)
  • GF Value™: ₱5.88 vs. price of ₱6.30 (7.1% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the PHS:BC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benguet Business Description

Address 106 Paseo de Roxas, 7th Floor, Universal Re-Building, Makati City, PHL, 1226
Benguet Corp is engaged in gold, nickel, and other metallic and nonmetallic mineral production, exploration, research and development, and natural resource projects. The company operates through four business segments, namely Mining, Health Services, Logistics, and Others. The Mining segment is engaged in exploration, nickel, and gold mining operations and generates the maximum revenue for the company. The Health Services segment is engaged in the business of offering medical and clinical diagnostic examinations and health care services on pre-employment. The logistics segment is engaged in logistics services to the supply-chain requirements of various industries. The Other segment of the company is engaged in research, development, health services, and water projects.
71GF Score

Get the complete analysis for PHS:BC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱6.30
Price
₱5.88
GF Value