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GT Capital HoldingsPHS:GTCAP +1.88%81 Interest Coverage is 2.77 as of Jun. 2026, which is 25% above its 10-year median of 2.21. GuruFocus rates PHS:GTCAP with a GF Score™ of 81/100 and a GF Value™ of ₱628.23 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,056 Vehicles & Parts companies, GT Capital Holdings ranks worse than 90.44% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. GT Capital Holdings's
Operating Income
for the
three
months ended in Jun. 2026 was ₱4,319 Mil. GT Capital Holdings's Interest Expense for the
three
months ended in Jun. 2026 was ₱0 Mil.
GT Capital Holdings's interest coverage for the quarter that ended in Jun. 2026 was 2.77.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for GT Capital Holdings's Interest Coverage or its related term are showing as below:
PHS:GTCAP'
s Interest Coverage Range Over the Past 10 Years
Min: 0.69 Med: 2.21 Max: 4.88
Current: 1.3
PHS:GTCAP's Interest Coverage is ranked worse than 90.44% of 1056
companies
in the Vehicles & Parts industry
Industry Median: 8.58
vs PHS:GTCAP: 1.30
GT Capital Holdings (PHS:GTCAP) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
GT Capital Holdings Interest Coverage Related Terms
GT Capital Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for GT Capital Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:GTCAP vs TSLA, GM, F: Interest Coverage Comparison
For the Auto Manufacturers subindustry, GT Capital Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GT Capital Holdings Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, GT Capital Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where GT Capital Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate GT Capital Holdings's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GT Capital Holdings (PHS:GTCAP) has a Interest Coverage of 2.77 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GT Capital Holdings and its competitors. This is 25% above median its historical median of 2.21. Over the past decade, GT Capital Holdings' Interest Coverage has ranged from 0.69 to 4.88. According to the industry distribution chart, GT Capital Holdings ranks #955 out of 1056 companies in the Vehicles & Parts industry, placing it in the top 90.4%.
Is GT Capital Holdings' Interest Coverage too high?
GT Capital Holdings' current Interest Coverage of 2.77 is 25% above median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 4.88. The Vehicles & Parts industry median Interest Coverage is 8.58. GT Capital Holdings' value of 2.77 is 67.7% below this industry median. Based on the distribution chart, GT Capital Holdings ranks #955 out of 1056 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, GT Capital Holdings has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GT Capital Holdings' Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, GT Capital Holdings ranks #955 out of 1056 companies for Interest Coverage. This places GT Capital Holdings in the lower half of its industry. The industry median Interest Coverage is 8.58. GT Capital Holdings' value of 2.77 is 67.7% below this benchmark. Historically, GT Capital Holdings' own Interest Coverage has ranged from 0.69 to 4.88 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 8.58, GT Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.58, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GT Capital Holdings's current Interest Coverage of 2.77 is 67.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GT Capital Holdings and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GT Capital Holdings's current Interest Coverage is 2.77, which is 25% above median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GT Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, GT Capital Holdings (PHS:GTCAP) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱628.23, compared to a current price of ₱415.00 — trading 33.9% below its estimated fair value. The current Interest Coverage is 2.77, which is 25% above median its 10-year median of 2.21 and 67.7% below the Vehicles & Parts industry median of 8.58. GT Capital Holdings' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GT Capital Holdings (PHS:GTCAP), the current Interest Coverage is 2.77 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GT Capital Holdings (PHS:GTCAP) Overvalued in 2026?
Based on GuruFocus' analysis, GT Capital Holdings stock appears to be undervalued.
The current stock price of ₱415.00 is trading 33.9% below its estimated GF Value™ of ₱628.23.
GuruFocus considers GT Capital Holdings to be Significantly Undervalued.
Key valuation signals for PHS:GTCAP:
Interest Coverage: 2.77 (25% above median its 10-year median of 2.21)
GF Value™: ₱628.23 vs. price of ₱415.00 (33.9% below fair value)
Industry Position: 67.7% below the Vehicles & Parts median (#955 of 1056)
No single metric tells the full story. See the PHS:GTCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GT Capital Holdings Inc. is a Philippine holding company with interests across banking, automotive, property, insurance, infrastructure, and healthcare. Its major holdings include Metropolitan Bank & Trust Company (Metrobank), one of the country's largest banks; Toyota Motor Philippines, which assembles, imports, and distributes Toyota vehicles and parts; Federal Land, a property developer; AXA Philippines in life insurance; and Metro Pacific Investments, with interests in power, toll roads, water, and hospitals. The company also holds a stake in Global Business Power. Its customers are primarily Philippine consumers, businesses, and institutions, and it operates predominantly in the Philippines, with some automotive export activity. Revenue comes mainly from automotive sales and financing, banking net interest and fee income, real estate sales, insurance premiums, and infrastructure-related earnings, with automotive operations typically the largest contributor.
81GF Score
Get the complete analysis for PHS:GTCAP
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