Island Information & Technology (PHS:IS) Interest Coverage: No Debt (1) (As of Apr. 2026) — 100% Below Median


PHS:IS Island Information & Technology Inc PHS:IS
22 GF Score
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What is Island Information & Technology Interest Coverage?

Island Information & Technology PHS:IS -0.80% 22 Interest Coverage is No Debt (1) as of Apr. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates PHS:IS with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 1,707 Software companies, Island Information & Technology ranks better than 98.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Island Information & Technology's Operating Income for the three months ended in Apr. 2026 was ₱-0.01 Mil. Island Information & Technology's Interest Expense for the three months ended in Apr. 2026 was ₱0.00 Mil. Island Information & Technology has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Island Information & Technology Inc has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Island Information & Technology's Interest Coverage or its related term are showing as below:

PHS:IS' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt

PHS:IS's Interest Coverage is ranked better than
98.89% of 1707 companies
in the Software industry
Industry Median: 24.65 vs PHS:IS: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Island Information & Technology  (PHS:IS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Island Information & Technology Interest Coverage Related Terms

Island Information & Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for Island Information & Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Island Information & Technology Interest Coverage Chart

Island Information & Technology Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 No Debt

Island Information & Technology Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

PHS:IS vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Island Information & Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Island Information & Technology Interest Coverage vs Software Industry

For the Software industry and Technology sector, Island Information & Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Island Information & Technology's Interest Coverage falls into.


PHS:IS
22GF Score
Island Information & Technology Inc PHS:IS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Island Information & Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Island Information & Technology's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, Island Information & Technology's Interest Expense was ₱0.00 Mil. Its Operating Income was ₱-1.73 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.00 Mil.

Island Information & Technology had no debt (1).

Island Information & Technology's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Island Information & Technology's Interest Expense was ₱0.00 Mil. Its Operating Income was ₱-0.01 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.00 Mil.

Island Information & Technology had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Island Information & Technology (PHS:IS) has a Interest Coverage of No Debt (1) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Island Information & Technology and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Island Information & Technology's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Island Information & Technology ranks #19 out of 1707 companies in the Software industry, placing it in the top 1.1%.
Is Island Information & Technology's Interest Coverage too high?
Island Information & Technology's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Island Information & Technology ranks #19 out of 1707 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Island Information & Technology has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Island Information & Technology's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Island Information & Technology ranks #19 out of 1707 companies for Interest Coverage. This places Island Information & Technology in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.65. Historically, Island Information & Technology's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Island Information & Technology and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Island Information & Technology's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Island Information & Technology stock overvalued right now?
Island Information & Technology (PHS:IS) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Island Information & Technology's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Island Information & Technology (PHS:IS), the current Interest Coverage is No Debt (1) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Island Information & Technology Business Description

Address 120 Amorsolo Street, 4-B Vernida 1 Condominium, Legaspi Village, Makati City, PHL, 1200
Island Information & Technology Inc engages in the provision of information technology services. It offers products and services such as computer hardware, software and other related products. The company provides services related to the Internet and computer networks. The group covers product development, licensing, marketing, sales and resale, distribution, operations and upgrading of and maintenance of computer software.
22GF Score

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