PTFC Redevelopment (PHS:TFC) Interest Coverage: 424.29 (As of Feb. 2026) — 93% Below Median


PHS:TFC PTFC Redevelopment Corp PHS:TFC
93 GF Score
Price ₱45.00
GF Value ₱49.40
Valuation Fairly Valued
! 1 Warning Sign
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What is PTFC Redevelopment Interest Coverage?

PTFC Redevelopment PHS:TFC 93 Interest Coverage is 424.29 as of Feb. 2026, which is 93% below its 10-year median of 6,472.38. GuruFocus rates PHS:TFC with a GF Score™ of 93/100 and a GF Value™ of ₱49.40 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,296 Real Estate companies, PTFC Redevelopment ranks better than 91.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PTFC Redevelopment's Operating Income for the three months ended in Feb. 2026 was ₱33.1 Mil. PTFC Redevelopment's Interest Expense for the three months ended in Feb. 2026 was ₱-0.1 Mil. PTFC Redevelopment's interest coverage for the quarter that ended in Feb. 2026 was 424.29. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

PTFC Redevelopment Corp has no debt.

The historical rank and industry rank for PTFC Redevelopment's Interest Coverage or its related term are showing as below:

PHS:TFC' s Interest Coverage Range Over the Past 10 Years
Min: 146.27   Med: 6472.38   Max: 47884
Current: 461.57


PHS:TFC's Interest Coverage is ranked better than
91.59% of 1296 companies
in the Real Estate industry
Industry Median: 4.245 vs PHS:TFC: 461.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PTFC Redevelopment  (PHS:TFC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PTFC Redevelopment Interest Coverage Related Terms


PTFC Redevelopment Interest Coverage Historical Data

* Premium members only.

The historical data trend for PTFC Redevelopment's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PTFC Redevelopment Interest Coverage Chart

PTFC Redevelopment Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34,232.67 47,884.00 10,671.30 1,982.08 476.97

PTFC Redevelopment Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 435.45 690.51 380.59 444.69 424.29

PTFC Redevelopment Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, PTFC Redevelopment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTFC Redevelopment Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, PTFC Redevelopment's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PTFC Redevelopment's Interest Coverage falls into.


PHS:TFC
93GF Score
PTFC Redevelopment Corp PHS:TFC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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PTFC Redevelopment Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PTFC Redevelopment's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, PTFC Redevelopment's Interest Expense was ₱-0.3 Mil. Its Operating Income was ₱128.3 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.0 Mil.

Interest Coverage=-1* Operating Income (A: Aug. 2025 )/Interest Expense (A: Aug. 2025 )
=-1*128.305/-0.269
=476.97

PTFC Redevelopment's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, PTFC Redevelopment's Interest Expense was ₱-0.1 Mil. Its Operating Income was ₱33.1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*33.095/-0.078
=424.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 424.29 mean?
PTFC Redevelopment (PHS:TFC) has a Interest Coverage of 424.29 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTFC Redevelopment and its competitors. This is 93% below median its historical median of 6,472.38. Over the past decade, PTFC Redevelopment's Interest Coverage has ranged from 146.27 to 47,884.00. According to the industry distribution chart, PTFC Redevelopment ranks #109 out of 1296 companies in the Real Estate industry, placing it in the top 8.4%.
Is PTFC Redevelopment's Interest Coverage too high?
PTFC Redevelopment's current Interest Coverage of 424.29 is 93% below median its 10-year median of 6,472.38. Over the past 10 years, this metric has ranged from a low of 146.27 to a high of 47,884.00. The Real Estate industry median Interest Coverage is 4.25. PTFC Redevelopment's value of 424.29 is 9895.1% above this industry median. Based on the distribution chart, PTFC Redevelopment ranks #109 out of 1296 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, PTFC Redevelopment has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PTFC Redevelopment's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, PTFC Redevelopment ranks #109 out of 1296 companies for Interest Coverage. This places PTFC Redevelopment in the top 8% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.25. PTFC Redevelopment's value of 424.29 is 9895.1% above this benchmark. Historically, PTFC Redevelopment's own Interest Coverage has ranged from 146.27 to 47,884.00 over the past decade. While the company's 10-year median is 6,472.38 vs. the industry median of 4.25, PTFC Redevelopment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTFC Redevelopment's current Interest Coverage of 424.29 is 9895.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTFC Redevelopment and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTFC Redevelopment's current Interest Coverage is 424.29, which is 93% below median its own 10-year median of 6,472.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTFC Redevelopment stock overvalued right now?
Based on GuruFocus' analysis, PTFC Redevelopment (PHS:TFC) is currently considered Fairly Valued. The stock's GF Value™ is ₱49.40, compared to a current price of ₱45.00 — trading 8.9% below its estimated fair value. The current Interest Coverage is 424.29, which is 93% below median its 10-year median of 6,472.38 and 9895.1% above the Real Estate industry median of 4.25. PTFC Redevelopment's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PTFC Redevelopment (PHS:TFC), the current Interest Coverage is 424.29 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTFC Redevelopment (PHS:TFC) Overvalued in 2026?

Based on GuruFocus' analysis, PTFC Redevelopment stock appears to be undervalued. The current stock price of ₱45.00 is trading 8.9% below its estimated GF Value™ of ₱49.40. GuruFocus considers PTFC Redevelopment to be Fairly Valued.

Key valuation signals for PHS:TFC:

  • Interest Coverage: 424.29 (93% below median its 10-year median of 6,472.38)
  • GF Value™: ₱49.40 vs. price of ₱45.00 (8.9% below fair value)
  • GF Score™: 93/100 with 1 warning sign
  • Industry Position: 9895.1% above the Real Estate median (#109 of 1296)

No single metric tells the full story. See the PHS:TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PTFC Redevelopment Business Description

Address 802 A. Bonifacio Street, Balintawak, Quezon, QUE, PHL, 1105
PTFC Redevelopment Corp is engaged in acquiring, purchasing, selling, leasing, developing, managing, and otherwise dealing in land and real estate, including residential, commercial, industrial, recreational, and other types of property, mainly for profit and advantage. The company operates in a single segment focused on leasing activities and mainly conducts its operations in the Philippines.
93GF Score

Get the complete analysis for PHS:TFC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱45.00
Price
₱49.40
GF Value