PTFC RedevelopmentPHS:TFC 93 Altman Z-Score is 14.37 as of Jun. 25, 2026, which is 1% below its 10-year median of 14.55. GuruFocus rates PHS:TFC with a GF Score™ of 93/100 and a GF Value™ of ₱49.40 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,732 Real Estate companies, PTFC Redevelopment ranks better than 97.17% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 14.37 is strong.
PTFC Redevelopment has a Altman Z-Score of 14.37, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for PTFC Redevelopment's Altman Z-Score or its related term are showing as below:
PHS:TFC'
s Altman Z-Score Range Over the Past 10 Years
Min: 8.08 Med: 14.55 Max: 19.2
Current: 14.37
During the past 13 years, PTFC Redevelopment's highest Altman Z-Score was 19.20. The lowest was 8.08. And the median was 14.55.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
PTFC Redevelopment Altman Z-Score Related Terms
PTFC Redevelopment Altman Z-Score Historical Data
* Premium members only.
The historical data trend for PTFC Redevelopment's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, PTFC Redevelopment's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTFC Redevelopment Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, PTFC Redevelopment's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where PTFC Redevelopment's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
PTFC Redevelopment's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.7237
+
1.4
*
0.5912
+
3.3
*
0.2165
+
0.6
*
19.3415
+
1.0
*
0.3575
=
14.37
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
PTFC Redevelopment (PHS:TFC) has a Altman Z-Score of 14.37 as of Jun. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PTFC Redevelopment and its competitors. This is near median its historical median of 14.55. Over the past decade, PTFC Redevelopment's Altman Z-Score has ranged from 8.08 to 19.20. According to the industry distribution chart, PTFC Redevelopment ranks #49 out of 1732 companies in the Real Estate industry, placing it in the top 2.8%.
Is PTFC Redevelopment's Altman Z-Score too high?
PTFC Redevelopment's current Altman Z-Score of 14.37 is near median its 10-year median of 14.55. Over the past 10 years, this metric has ranged from a low of 8.08 to a high of 19.20. The Real Estate industry median Altman Z-Score is 1.29. PTFC Redevelopment's value of 14.37 is 1014% above this industry median. Based on the distribution chart, PTFC Redevelopment ranks #49 out of 1732 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, PTFC Redevelopment has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PTFC Redevelopment's Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, PTFC Redevelopment ranks #49 out of 1732 companies for Altman Z-Score. This places PTFC Redevelopment in the top 3% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.29. PTFC Redevelopment's value of 14.37 is 1014% above this benchmark. Historically, PTFC Redevelopment's own Altman Z-Score has ranged from 8.08 to 19.20 over the past decade. While the company's 10-year median is 14.55 vs. the industry median of 1.29, PTFC Redevelopment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.29, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTFC Redevelopment's current Altman Z-Score of 14.37 is 1014% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PTFC Redevelopment and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTFC Redevelopment's current Altman Z-Score is 14.37, which is near median its own 10-year median of 14.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTFC Redevelopment stock overvalued right now?
Based on GuruFocus' analysis, PTFC Redevelopment (PHS:TFC) is currently considered Fairly Valued. The stock's GF Value™ is ₱49.40, compared to a current price of ₱45.00 — trading 8.9% below its estimated fair value. The current Altman Z-Score is 14.37, which is near median its 10-year median of 14.55 and 1014% above the Real Estate industry median of 1.29. PTFC Redevelopment's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PTFC Redevelopment (PHS:TFC), the current Altman Z-Score is 14.37 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PTFC Redevelopment (PHS:TFC) Overvalued in 2026?
Based on GuruFocus' analysis, PTFC Redevelopment stock appears to be undervalued.
The current stock price of ₱45.00 is trading 8.9% below its estimated GF Value™ of ₱49.40.
GuruFocus considers PTFC Redevelopment to be Fairly Valued.
Key valuation signals for PHS:TFC:
Altman Z-Score: 14.37 (near median its 10-year median of 14.55)
GF Value™: ₱49.40 vs. price of ₱45.00 (8.9% below fair value)
Industry Position: 1014% above the Real Estate median (#49 of 1732)
No single metric tells the full story. See the PHS:TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PTFC Redevelopment Corp is engaged in acquiring, purchasing, selling, leasing, developing, managing, and otherwise dealing in land and real estate, including residential, commercial, industrial, recreational, and other types of property, mainly for profit and advantage. The company operates in a single segment focused on leasing activities and mainly conducts its operations in the Philippines.
93GF Score
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