Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Top Frontier Investment HoldingsPHS:TFHI 76 Interest Coverage is 2.47 as of Mar. 2026, which is 12% above its 10-year median of 2.20. GuruFocus rates PHS:TFHI with a GF Score™ of 76/100 and a GF Value™ of ₱65.60 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 427 Conglomerates companies, Top Frontier Investment Holdings ranks worse than 75.41% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Top Frontier Investment Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was ₱59,297 Mil. Top Frontier Investment Holdings's Interest Expense for the
three
months ended in Mar. 2026 was ₱-24,005 Mil.
Top Frontier Investment Holdings's interest coverage for the quarter that ended in Mar. 2026 was 2.47.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Top Frontier Investment Holdings's Interest Coverage or its related term are showing as below:
PHS:TFHI'
s Interest Coverage Range Over the Past 10 Years
Min: 1.62 Med: 2.2 Max: 3.9
Current: 2.2
PHS:TFHI's Interest Coverage is ranked worse than 75.41% of 427
companies
in the Conglomerates industry
Industry Median: 5.33
vs PHS:TFHI: 2.20
Top Frontier Investment Holdings (PHS:TFHI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Top Frontier Investment Holdings Interest Coverage Related Terms
Top Frontier Investment Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Top Frontier Investment Holdings Interest Coverage Chart
PHS:TFHI vs HON, MMM: Interest Coverage Comparison
For the Conglomerates subindustry, Top Frontier Investment Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Top Frontier Investment Holdings Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Top Frontier Investment Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Top Frontier Investment Holdings's Interest Coverage falls into.
Top Frontier Investment Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Top Frontier Investment Holdings (PHS:TFHI) has a Interest Coverage of 2.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Top Frontier Investment Holdings and its competitors. This is 12% above median its historical median of 2.20. Over the past decade, Top Frontier Investment Holdings' Interest Coverage has ranged from 1.62 to 3.90. According to the industry distribution chart, Top Frontier Investment Holdings ranks #322 out of 427 companies in the Conglomerates industry, placing it in the top 75.4%.
Is Top Frontier Investment Holdings' Interest Coverage too high?
Top Frontier Investment Holdings' current Interest Coverage of 2.47 is 12% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 3.90. The Conglomerates industry median Interest Coverage is 5.33. Top Frontier Investment Holdings' value of 2.47 is 53.7% below this industry median. Based on the distribution chart, Top Frontier Investment Holdings ranks #322 out of 427 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Top Frontier Investment Holdings has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Top Frontier Investment Holdings' Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Top Frontier Investment Holdings ranks #322 out of 427 companies for Interest Coverage. This places Top Frontier Investment Holdings in the lower half of its industry. The industry median Interest Coverage is 5.33. Top Frontier Investment Holdings' value of 2.47 is 53.7% below this benchmark. Historically, Top Frontier Investment Holdings' own Interest Coverage has ranged from 1.62 to 3.90 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 5.33, Top Frontier Investment Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.33, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Top Frontier Investment Holdings's current Interest Coverage of 2.47 is 53.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Top Frontier Investment Holdings and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Top Frontier Investment Holdings's current Interest Coverage is 2.47, which is 12% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Top Frontier Investment Holdings stock overvalued right now?
Based on GuruFocus' analysis, Top Frontier Investment Holdings (PHS:TFHI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱65.60, compared to a current price of ₱53.05 — trading 19.1% below its estimated fair value. The current Interest Coverage is 2.47, which is 12% above median its 10-year median of 2.20 and 53.7% below the Conglomerates industry median of 5.33. Top Frontier Investment Holdings' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Top Frontier Investment Holdings (PHS:TFHI), the current Interest Coverage is 2.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Top Frontier Investment Holdings (PHS:TFHI) Overvalued in 2026?
Based on GuruFocus' analysis, Top Frontier Investment Holdings stock appears to be undervalued.
The current stock price of ₱53.05 is trading 19.1% below its estimated GF Value™ of ₱65.60.
GuruFocus considers Top Frontier Investment Holdings to be Modestly Undervalued.
Key valuation signals for PHS:TFHI:
Interest Coverage: 2.47 (12% above median its 10-year median of 2.20)
GF Value™: ₱65.60 vs. price of ₱53.05 (19.1% below fair value)
Industry Position: 53.7% below the Conglomerates median (#322 of 427)
No single metric tells the full story. See the PHS:TFHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Top Frontier Investment Holdings Business Description
Top Frontier Investment Holdings Inc is an investment holding company engaged in the processing and marketing of branded refrigerated processed meats and canned meat products. The Company operates through segments including food and beverage, packaging, energy, fuel and oil, infrastructure, cement, real estate, mining, and others. It derives a key revenue from the energy segment, which focuses on the sale, retail, and distribution of power through various supply and service agreements to generators, distribution utilities, including Manila Electric Company (Meralco), electric cooperatives, industrial customers, and the National Grid Corporation of the Philippines (NGCP), as well as through the Philippine Wholesale Electricity Spot Market (WESM).
76GF Score
Get the complete analysis for PHS:TFHI
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:TFHI has been successfully added to your 
