Top Frontier Investment Holdings (PHS:TFHI) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:TFHI Top Frontier Investment Holdings Inc PHS:TFHI
76 GF Score
Price ₱53.05
GF Value ₱65.60
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Top Frontier Investment Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

PHS:TFHI
76GF Score
Top Frontier Investment Holdings Inc PHS:TFHI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Top Frontier Investment Holdings (PHS:TFHI) Overvalued in 2026?

Based on GuruFocus' analysis, Top Frontier Investment Holdings stock appears to be undervalued. The current stock price of ₱53.05 is trading 19.1% below its estimated GF Value™ of ₱65.60. GuruFocus considers Top Frontier Investment Holdings to be Modestly Undervalued.

Key valuation signals for PHS:TFHI:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₱65.60 vs. price of ₱53.05 (19.1% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the PHS:TFHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Top Frontier Investment Holdings Business Description

Address No. 399 Sen. Gil J. Puyat Avenue, 5th Floor, ENZO Building, Makati City, PHL, 1200
Top Frontier Investment Holdings Inc is an investment holding company engaged in the processing and marketing of branded refrigerated processed meats and canned meat products. The Company operates through segments including food and beverage, packaging, energy, fuel and oil, infrastructure, cement, real estate, mining, and others. It derives a key revenue from the energy segment, which focuses on the sale, retail, and distribution of power through various supply and service agreements to generators, distribution utilities, including Manila Electric Company (Meralco), electric cooperatives, industrial customers, and the National Grid Corporation of the Philippines (NGCP), as well as through the Philippine Wholesale Electricity Spot Market (WESM).
76GF Score

Get the complete analysis for PHS:TFHI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱53.05
Price
₱65.60
GF Value