Medfirst Healthcare Services (ROCO:4175) Interest Coverage: 4.06 (As of Dec. 2025) — 27% Below Median


ROCO:4175 Medfirst Healthcare Services Inc ROCO:4175
71 GF Score
Price NT$53.20
GF Value NT$74.49
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Medfirst Healthcare Services Interest Coverage?

Medfirst Healthcare Services ROCO:4175 +0.19% 71 Interest Coverage is 4.06 as of Dec. 2025, which is 27% below its 10-year median of 5.53. GuruFocus rates ROCO:4175 with a GF Score™ of 71/100 and a GF Value™ of NT$74.49 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 454 Healthcare Providers & Services companies, Medfirst Healthcare Services ranks worse than 70.48% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Medfirst Healthcare Services's Operating Income for the three months ended in Dec. 2025 was NT$64 Mil. Medfirst Healthcare Services's Interest Expense for the three months ended in Dec. 2025 was NT$-16 Mil. Medfirst Healthcare Services's interest coverage for the quarter that ended in Dec. 2025 was 4.06. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Medfirst Healthcare Services Inc interest coverage is 3.44, which is low.

The historical rank and industry rank for Medfirst Healthcare Services's Interest Coverage or its related term are showing as below:

ROCO:4175' s Interest Coverage Range Over the Past 10 Years
Min: 1.8   Med: 5.53   Max: 33.59
Current: 3.44


ROCO:4175's Interest Coverage is ranked worse than
70.48% of 454 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs ROCO:4175: 3.44

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Medfirst Healthcare Services  (ROCO:4175) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Medfirst Healthcare Services Interest Coverage Related Terms


Medfirst Healthcare Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Medfirst Healthcare Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Medfirst Healthcare Services Interest Coverage Chart

Medfirst Healthcare Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 4.84 1.80 2.09 3.44

Medfirst Healthcare Services Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.35 4.19 2.92 2.57 4.06

Medfirst Healthcare Services Interest Coverage Competitor Comparison

For the Pharmaceutical Retailers subindustry, Medfirst Healthcare Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medfirst Healthcare Services Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Medfirst Healthcare Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Medfirst Healthcare Services's Interest Coverage falls into.


ROCO:4175
71GF Score
Medfirst Healthcare Services Inc ROCO:4175
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Medfirst Healthcare Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Medfirst Healthcare Services's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Medfirst Healthcare Services's Interest Expense was NT$-61 Mil. Its Operating Income was NT$211 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$2,747 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*210.58/-61.304
=3.44

Medfirst Healthcare Services's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Medfirst Healthcare Services's Interest Expense was NT$-16 Mil. Its Operating Income was NT$64 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$2,747 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*63.577/-15.671
=4.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.06 mean?
Medfirst Healthcare Services (ROCO:4175) has a Interest Coverage of 4.06 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medfirst Healthcare Services and its competitors. This is 27% below median its historical median of 5.53. Over the past decade, Medfirst Healthcare Services' Interest Coverage has ranged from 1.80 to 33.59. According to the industry distribution chart, Medfirst Healthcare Services ranks #320 out of 454 companies in the Healthcare Providers & Services industry, placing it in the top 70.5%.
Is Medfirst Healthcare Services' Interest Coverage too high?
Medfirst Healthcare Services' current Interest Coverage of 4.06 is 27% below median its 10-year median of 5.53. Over the past 10 years, this metric has ranged from a low of 1.80 to a high of 33.59. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Medfirst Healthcare Services' value of 4.06 is 49.3% below this industry median. Based on the distribution chart, Medfirst Healthcare Services ranks #320 out of 454 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Medfirst Healthcare Services has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Medfirst Healthcare Services' Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Medfirst Healthcare Services ranks #320 out of 454 companies for Interest Coverage. This places Medfirst Healthcare Services in the lower half of its industry. The industry median Interest Coverage is 8.00. Medfirst Healthcare Services' value of 4.06 is 49.3% below this benchmark. Historically, Medfirst Healthcare Services' own Interest Coverage has ranged from 1.80 to 33.59 over the past decade. While the company's 10-year median is 5.53 vs. the industry median of 8.00, Medfirst Healthcare Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medfirst Healthcare Services's current Interest Coverage of 4.06 is 49.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medfirst Healthcare Services and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medfirst Healthcare Services's current Interest Coverage is 4.06, which is 27% below median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medfirst Healthcare Services stock overvalued right now?
Based on GuruFocus' analysis, Medfirst Healthcare Services (ROCO:4175) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$74.49, compared to a current price of NT$53.20 — trading 28.6% below its estimated fair value. The current Interest Coverage is 4.06, which is 27% below median its 10-year median of 5.53 and 49.3% below the Healthcare Providers & Services industry median of 8.00. Medfirst Healthcare Services' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Medfirst Healthcare Services (ROCO:4175), the current Interest Coverage is 4.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medfirst Healthcare Services (ROCO:4175) Overvalued in 2026?

Based on GuruFocus' analysis, Medfirst Healthcare Services stock appears to be undervalued. The current stock price of NT$53.20 is trading 28.6% below its estimated GF Value™ of NT$74.49. GuruFocus considers Medfirst Healthcare Services to be Modestly Undervalued.

Key valuation signals for ROCO:4175:

  • Interest Coverage: 4.06 (27% below median its 10-year median of 5.53)
  • GF Value™: NT$74.49 vs. price of NT$53.20 (28.6% below fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 49.3% below the Healthcare Providers & Services median (#320 of 454)

No single metric tells the full story. See the ROCO:4175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medfirst Healthcare Services Business Description

Address No. 94, Fuxing 1st Road, 1st and 2nd Floor, Wenhua Village, Guishan district, Taoyuan, TWN, 333
Medfirst Healthcare Services Inc is mainly engaged in the sale of medical supplies and the management of shopping malls. The company's geographical segment includes Mainland China and Taiwan. It generates maximum revenue from Taiwan. The company derives a majority of its revenue from medical care products followed by health care.
71GF Score

Get the complete analysis for ROCO:4175

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$53.20
Price
NT$74.49
GF Value