CTCI Advanced Systems (ROCO:5209) Interest Coverage: 53.08 (As of Mar. 2026) — 59% Below Median

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ROCO:5209 CTCI Advanced Systems Inc ROCO:5209
89 GF Score
Price NT$155.50
GF Value NT$145.61
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is CTCI Advanced Systems Interest Coverage?

CTCI Advanced Systems ROCO:5209 -0.64% 89 Interest Coverage is 53.08 as of Mar. 2026, which is 59% below its 10-year median of 128.32. GuruFocus rates ROCO:5209 with a GF Score™ of 89/100 and a GF Value™ of NT$145.61 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,718 Software companies, CTCI Advanced Systems ranks better than 63.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CTCI Advanced Systems's Operating Income for the three months ended in Mar. 2026 was NT$114 Mil. CTCI Advanced Systems's Interest Expense for the three months ended in Mar. 2026 was NT$-2 Mil. CTCI Advanced Systems's interest coverage for the quarter that ended in Mar. 2026 was 53.08. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. CTCI Advanced Systems Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for CTCI Advanced Systems's Interest Coverage or its related term are showing as below:

ROCO:5209' s Interest Coverage Range Over the Past 10 Years
Min: 46.48   Med: 128.32   Max: No Debt
Current: 66.74


ROCO:5209's Interest Coverage is ranked better than
63.04% of 1718 companies
in the Software industry
Industry Median: 24.75 vs ROCO:5209: 66.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CTCI Advanced Systems  (ROCO:5209) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CTCI Advanced Systems Interest Coverage Related Terms


CTCI Advanced Systems Interest Coverage Historical Data

* Premium members only.

The historical data trend for CTCI Advanced Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CTCI Advanced Systems Interest Coverage Chart

CTCI Advanced Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 128.79 127.84 65.99 46.48 58.92

CTCI Advanced Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.72 89.41 78.39 46.59 53.08

ROCO:5209 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, CTCI Advanced Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTCI Advanced Systems Interest Coverage vs Software Industry

For the Software industry and Technology sector, CTCI Advanced Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CTCI Advanced Systems's Interest Coverage falls into.


ROCO:5209
89GF Score
CTCI Advanced Systems Inc ROCO:5209
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTCI Advanced Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CTCI Advanced Systems's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CTCI Advanced Systems's Interest Expense was NT$-9 Mil. Its Operating Income was NT$519 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$153 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*519.479/-8.816
=58.92

CTCI Advanced Systems's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CTCI Advanced Systems's Interest Expense was NT$-2 Mil. Its Operating Income was NT$114 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$145 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*114.485/-2.157
=53.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 53.08 mean?
CTCI Advanced Systems (ROCO:5209) has a Interest Coverage of 53.08 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CTCI Advanced Systems and its competitors. This is 59% below median its historical median of 128.32. Over the past decade, CTCI Advanced Systems' Interest Coverage has ranged from 46.48 to 10,000.00. According to the industry distribution chart, CTCI Advanced Systems ranks #635 out of 1718 companies in the Software industry, placing it in the top 37%.
Is CTCI Advanced Systems' Interest Coverage too high?
CTCI Advanced Systems' current Interest Coverage of 53.08 is 59% below median its 10-year median of 128.32. Over the past 10 years, this metric has ranged from a low of 46.48 to a high of 10,000.00. The Software industry median Interest Coverage is 24.75. CTCI Advanced Systems' value of 53.08 is 114.5% above this industry median. Based on the distribution chart, CTCI Advanced Systems ranks #635 out of 1718 companies in the Software industry, which is above the industry midpoint. Overall, CTCI Advanced Systems has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CTCI Advanced Systems' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, CTCI Advanced Systems ranks #635 out of 1718 companies for Interest Coverage. This puts CTCI Advanced Systems in the upper half of its industry. The industry median Interest Coverage is 24.75. CTCI Advanced Systems' value of 53.08 is 114.5% above this benchmark. Historically, CTCI Advanced Systems' own Interest Coverage has ranged from 46.48 to 10,000.00 over the past decade. While the company's 10-year median is 128.32 vs. the industry median of 24.75, CTCI Advanced Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,718 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTCI Advanced Systems's current Interest Coverage of 53.08 is 114.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CTCI Advanced Systems and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTCI Advanced Systems's current Interest Coverage is 53.08, which is 59% below median its own 10-year median of 128.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTCI Advanced Systems stock overvalued right now?
Based on GuruFocus' analysis, CTCI Advanced Systems (ROCO:5209) is currently considered Fairly Valued. The stock's GF Value™ is NT$145.61, compared to a current price of NT$155.50 — trading 6.8% above its estimated fair value. The current Interest Coverage is 53.08, which is 59% below median its 10-year median of 128.32 and 114.5% above the Software industry median of 24.75. CTCI Advanced Systems' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CTCI Advanced Systems (ROCO:5209), the current Interest Coverage is 53.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTCI Advanced Systems (ROCO:5209) Overvalued in 2026?

Based on GuruFocus' analysis, CTCI Advanced Systems stock appears to be overvalued. The current stock price of NT$155.50 is trading 6.8% above its estimated GF Value™ of NT$145.61. GuruFocus considers CTCI Advanced Systems to be Fairly Valued.

Key valuation signals for ROCO:5209:

  • Interest Coverage: 53.08 (59% below median its 10-year median of 128.32)
  • GF Value™: NT$145.61 vs. price of NT$155.50 (6.8% above fair value)
  • GF Score™: 89/100 with 4 warning signs
  • Industry Position: 114.5% above the Software median (#635 of 1718)

No single metric tells the full story. See the ROCO:5209 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTCI Advanced Systems Business Description

Address 16, Fushan Road, 11 Floor, Beitou District, Taipei, TWN, 112037
CTCI Advanced Systems Inc provides engineering research, planning, design, purchase, integration, manufacture, installation, adjustment, maintenance, and operation of different software and hardware within computers and control systems, import and sales of computers software, hardware, and instruments. It also provides information software, data processing, digital information development and application services, providing energy technology and internet identification services, providing automation control, traffic tracking, communication engineering, safety equipment, piping engineering, mechatronics service, and consulting of engineering and management.
89GF Score

Get the complete analysis for ROCO:5209

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$155.50
Price
NT$145.61
GF Value