Lungyen Life Service CoROCO:5530 +2.29%73 Interest Coverage is 7.75 as of Dec. 2025, which is 77% below its 10-year median of 33.54. GuruFocus rates ROCO:5530 with a GF Score™ of 73/100 and a GF Value™ of NT$46.09 (Fairly Valued). The stock has 7 warning signs investors should review. Among 71 Personal Services companies, Lungyen Life Service Co ranks better than 64.79% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lungyen Life Service Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$164 Mil. Lungyen Life Service Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-21 Mil.
Lungyen Life Service Co's interest coverage for the quarter that ended in Dec. 2025 was 7.75.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lungyen Life Service Co's Interest Coverage or its related term are showing as below:
ROCO:5530'
s Interest Coverage Range Over the Past 10 Years
Min: 10.62 Med: 33.54 Max: 280.3
Current: 17.06
ROCO:5530's Interest Coverage is ranked better than 64.79% of 71
companies
in the Personal Services industry
Industry Median: 10.6
vs ROCO:5530: 17.06
Lungyen Life Service Co (ROCO:5530) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lungyen Life Service Co Interest Coverage Related Terms
Lungyen Life Service Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lungyen Life Service Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:5530 vs ROL, SCI, FTDR: Interest Coverage Comparison
For the Personal Services subindustry, Lungyen Life Service Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lungyen Life Service Co Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Lungyen Life Service Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lungyen Life Service Co's Interest Coverage falls into.
Lungyen Life Service Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lungyen Life Service Co (ROCO:5530) has a Interest Coverage of 7.75 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lungyen Life Service Co and its competitors. This is 77% below median its historical median of 33.54. Over the past decade, Lungyen Life Service Co's Interest Coverage has ranged from 10.62 to 280.30. According to the industry distribution chart, Lungyen Life Service Co ranks #25 out of 71 companies in the Personal Services industry, placing it in the top 35.2%.
Is Lungyen Life Service Co's Interest Coverage too high?
Lungyen Life Service Co's current Interest Coverage of 7.75 is 77% below median its 10-year median of 33.54. Over the past 10 years, this metric has ranged from a low of 10.62 to a high of 280.30. The Personal Services industry median Interest Coverage is 10.60. Lungyen Life Service Co's value of 7.75 is 26.9% below this industry median. Based on the distribution chart, Lungyen Life Service Co ranks #25 out of 71 companies in the Personal Services industry, which is above the industry midpoint. Overall, Lungyen Life Service Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lungyen Life Service Co's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Lungyen Life Service Co ranks #25 out of 71 companies for Interest Coverage. This puts Lungyen Life Service Co in the upper half of its industry. The industry median Interest Coverage is 10.60. Lungyen Life Service Co's value of 7.75 is 26.9% below this benchmark. Historically, Lungyen Life Service Co's own Interest Coverage has ranged from 10.62 to 280.30 over the past decade. While the company's 10-year median is 33.54 vs. the industry median of 10.60, Lungyen Life Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 10.60, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lungyen Life Service Co's current Interest Coverage of 7.75 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lungyen Life Service Co and its competitors. For the Personal Services industry, the median Interest Coverage is 10.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lungyen Life Service Co's current Interest Coverage is 7.75, which is 77% below median its own 10-year median of 33.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lungyen Life Service Co stock overvalued right now?
Based on GuruFocus' analysis, Lungyen Life Service Co (ROCO:5530) is currently considered Fairly Valued. The stock's GF Value™ is NT$46.09, compared to a current price of NT$49.15 — trading 6.6% above its estimated fair value. The current Interest Coverage is 7.75, which is 77% below median its 10-year median of 33.54 and 26.9% below the Personal Services industry median of 10.60. Lungyen Life Service Co's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lungyen Life Service Co (ROCO:5530), the current Interest Coverage is 7.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lungyen Life Service Co (ROCO:5530) Overvalued in 2026?
Based on GuruFocus' analysis, Lungyen Life Service Co stock appears to be overvalued.
The current stock price of NT$49.15 is trading 6.6% above its estimated GF Value™ of NT$46.09.
GuruFocus considers Lungyen Life Service Co to be Fairly Valued.
Key valuation signals for ROCO:5530:
Interest Coverage: 7.75 (77% below median its 10-year median of 33.54)
GF Value™: NT$46.09 vs. price of NT$49.15 (6.6% above fair value)
Industry Position: 26.9% below the Personal Services median (#25 of 71)
No single metric tells the full story. See the ROCO:5530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lungyen Life Service Co Ltd is engaged in the production of funeral facilities and services. The company's operating segments include of five segments: columbarium sales , funeral service, property lease, cemetery operation and others, and construction sales. Columbarium sales segment is engaged in columbarium related business. The funeral service segment is engaged in funeral service business. The property lease segment is engaged in real estate rental. The segment of cemetery operation and others are engaged in management and operation of cemeteries. The construction sales segment is engaged in the construction of buildings and sales of real estate. It generates maximum revenue from Funeral Services segment.
73GF Score
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