SCAN-D (ROCO:6195) Interest Coverage: 2.27 (As of Dec. 2025) — 81% Below Median

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ROCO:6195 SCAN-D Corp ROCO:6195
68 GF Score
Price NT$27.20
GF Value NT$36.08
Valuation Modestly Undervalued
! 11 Warning Signs
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What is SCAN-D Interest Coverage?

SCAN-D ROCO:6195 68 Interest Coverage is 2.27 as of Dec. 2025, which is 81% below its 10-year median of 11.68. GuruFocus rates ROCO:6195 with a GF Score™ of 68/100 and a GF Value™ of NT$36.08 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 834 Retail - Cyclical companies, SCAN-D ranks worse than 82.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SCAN-D's Operating Income for the three months ended in Dec. 2025 was NT$21 Mil. SCAN-D's Interest Expense for the three months ended in Dec. 2025 was NT$-9 Mil. SCAN-D's interest coverage for the quarter that ended in Dec. 2025 was 2.27. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. SCAN-D Corp interest coverage is 2.05, which is low.

The historical rank and industry rank for SCAN-D's Interest Coverage or its related term are showing as below:

ROCO:6195' s Interest Coverage Range Over the Past 10 Years
Min: 2.05   Med: 11.68   Max: 59.47
Current: 2.05


ROCO:6195's Interest Coverage is ranked worse than
82.61% of 834 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs ROCO:6195: 2.05

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SCAN-D  (ROCO:6195) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SCAN-D Interest Coverage Related Terms


SCAN-D Interest Coverage Historical Data

* Premium members only.

The historical data trend for SCAN-D's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SCAN-D Interest Coverage Chart

SCAN-D Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.29 12.81 3.51 2.21 2.05

SCAN-D Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.02 3.83 0.99 0.88 2.27

ROCO:6195 vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, SCAN-D's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCAN-D Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SCAN-D's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SCAN-D's Interest Coverage falls into.


ROCO:6195
68GF Score
SCAN-D Corp ROCO:6195
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SCAN-D Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SCAN-D's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SCAN-D's Interest Expense was NT$-43 Mil. Its Operating Income was NT$89 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$1,262 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*89.046/-43.359
=2.05

SCAN-D's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, SCAN-D's Interest Expense was NT$-9 Mil. Its Operating Income was NT$21 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$1,262 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*20.61/-9.089
=2.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.27 mean?
SCAN-D (ROCO:6195) has a Interest Coverage of 2.27 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SCAN-D and its competitors. This is 81% below median its historical median of 11.68. Over the past decade, SCAN-D's Interest Coverage has ranged from 2.05 to 59.47. According to the industry distribution chart, SCAN-D ranks #689 out of 834 companies in the Retail - Cyclical industry, placing it in the top 82.6%.
Is SCAN-D's Interest Coverage too high?
SCAN-D's current Interest Coverage of 2.27 is 81% below median its 10-year median of 11.68. Over the past 10 years, this metric has ranged from a low of 2.05 to a high of 59.47. The Retail - Cyclical industry median Interest Coverage is 7.45. SCAN-D's value of 2.27 is 69.5% below this industry median. Based on the distribution chart, SCAN-D ranks #689 out of 834 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, SCAN-D has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SCAN-D's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, SCAN-D ranks #689 out of 834 companies for Interest Coverage. This places SCAN-D in the lower half of its industry. The industry median Interest Coverage is 7.45. SCAN-D's value of 2.27 is 69.5% below this benchmark. Historically, SCAN-D's own Interest Coverage has ranged from 2.05 to 59.47 over the past decade. While the company's 10-year median is 11.68 vs. the industry median of 7.45, SCAN-D has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SCAN-D's current Interest Coverage of 2.27 is 69.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SCAN-D and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SCAN-D's current Interest Coverage is 2.27, which is 81% below median its own 10-year median of 11.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCAN-D stock overvalued right now?
Based on GuruFocus' analysis, SCAN-D (ROCO:6195) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$36.08, compared to a current price of NT$27.20 — trading 24.6% below its estimated fair value. The current Interest Coverage is 2.27, which is 81% below median its 10-year median of 11.68 and 69.5% below the Retail - Cyclical industry median of 7.45. SCAN-D's overall GF Score™ is 68/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SCAN-D (ROCO:6195), the current Interest Coverage is 2.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCAN-D (ROCO:6195) Overvalued in 2026?

Based on GuruFocus' analysis, SCAN-D stock appears to be undervalued. The current stock price of NT$27.20 is trading 24.6% below its estimated GF Value™ of NT$36.08. GuruFocus considers SCAN-D to be Modestly Undervalued.

Key valuation signals for ROCO:6195:

  • Interest Coverage: 2.27 (81% below median its 10-year median of 11.68)
  • GF Value™: NT$36.08 vs. price of NT$27.20 (24.6% below fair value)
  • GF Score™: 68/100 with 11 warning signs
  • Industry Position: 69.5% below the Retail - Cyclical median (#689 of 834)

No single metric tells the full story. See the ROCO:6195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCAN-D Business Description

Address No. 69, Dinghu 1st Street, Gueishan District, Taoyuan, TWN, 333
SCAN-D Corp is engaged in the wholesale and retail business of furniture, bedding, kitchen equipment, and fixtures. It generates revenue from sales of commodities and flooring. The company derives its key revenue from Taiwan and the rest from Singapore.
68GF Score

Get the complete analysis for ROCO:6195

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$27.20
Price
NT$36.08
GF Value