Turn Cloud Technology Service (ROCO:6870) Interest Coverage: 7.74 (As of Mar. 2026) — 53% Below Median

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ROCO:6870 Turn Cloud Technology Service Inc ROCO:6870
68 GF Score
Price NT$320.00
GF Value NT$242.30
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Turn Cloud Technology Service Interest Coverage?

Turn Cloud Technology Service ROCO:6870 -3.03% 68 Interest Coverage is 7.74 as of Mar. 2026, which is 53% below its 10-year median of 16.59. GuruFocus rates ROCO:6870 with a GF Score™ of 68/100 and a GF Value™ of NT$242.30 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,714 Software companies, Turn Cloud Technology Service ranks worse than 64.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Turn Cloud Technology Service's Operating Income for the three months ended in Mar. 2026 was NT$39.5 Mil. Turn Cloud Technology Service's Interest Expense for the three months ended in Mar. 2026 was NT$-5.1 Mil. Turn Cloud Technology Service's interest coverage for the quarter that ended in Mar. 2026 was 7.74. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Turn Cloud Technology Service's Interest Coverage or its related term are showing as below:

ROCO:6870' s Interest Coverage Range Over the Past 10 Years
Min: 8.67   Med: 16.59   Max: 29.39
Current: 10.43


ROCO:6870's Interest Coverage is ranked worse than
64.64% of 1714 companies
in the Software industry
Industry Median: 24.61 vs ROCO:6870: 10.43

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Turn Cloud Technology Service  (ROCO:6870) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Turn Cloud Technology Service Interest Coverage Related Terms


Turn Cloud Technology Service Interest Coverage Historical Data

* Premium members only.

The historical data trend for Turn Cloud Technology Service's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Turn Cloud Technology Service Interest Coverage Chart

Turn Cloud Technology Service Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 29.39 16.59 18.11 25.83 9.62

Turn Cloud Technology Service Quarterly Data
Dec20 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.26 4.96 18.05 12.71 7.74

ROCO:6870 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Turn Cloud Technology Service's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turn Cloud Technology Service Interest Coverage vs Software Industry

For the Software industry and Technology sector, Turn Cloud Technology Service's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Turn Cloud Technology Service's Interest Coverage falls into.


ROCO:6870
68GF Score
Turn Cloud Technology Service Inc ROCO:6870
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turn Cloud Technology Service Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Turn Cloud Technology Service's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Turn Cloud Technology Service's Interest Expense was NT$-20.3 Mil. Its Operating Income was NT$195.4 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$682.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*195.411/-20.307
=9.62

Turn Cloud Technology Service's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Turn Cloud Technology Service's Interest Expense was NT$-5.1 Mil. Its Operating Income was NT$39.5 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$688.1 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*39.499/-5.104
=7.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.74 mean?
Turn Cloud Technology Service (ROCO:6870) has a Interest Coverage of 7.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Turn Cloud Technology Service and its competitors. This is 53% below median its historical median of 16.59. Over the past decade, Turn Cloud Technology Service's Interest Coverage has ranged from 8.67 to 29.39. According to the industry distribution chart, Turn Cloud Technology Service ranks #1108 out of 1714 companies in the Software industry, placing it in the top 64.6%.
Is Turn Cloud Technology Service's Interest Coverage too high?
Turn Cloud Technology Service's current Interest Coverage of 7.74 is 53% below median its 10-year median of 16.59. Over the past 10 years, this metric has ranged from a low of 8.67 to a high of 29.39. The Software industry median Interest Coverage is 24.61. Turn Cloud Technology Service's value of 7.74 is 68.5% below this industry median. Based on the distribution chart, Turn Cloud Technology Service ranks #1108 out of 1714 companies in the Software industry, which is below the industry midpoint. Overall, Turn Cloud Technology Service has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Turn Cloud Technology Service's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Turn Cloud Technology Service ranks #1108 out of 1714 companies for Interest Coverage. This places Turn Cloud Technology Service in the lower half of its industry. The industry median Interest Coverage is 24.61. Turn Cloud Technology Service's value of 7.74 is 68.5% below this benchmark. Historically, Turn Cloud Technology Service's own Interest Coverage has ranged from 8.67 to 29.39 over the past decade. While the company's 10-year median is 16.59 vs. the industry median of 24.61, Turn Cloud Technology Service has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.61, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turn Cloud Technology Service's current Interest Coverage of 7.74 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Turn Cloud Technology Service and its competitors. For the Software industry, the median Interest Coverage is 24.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turn Cloud Technology Service's current Interest Coverage is 7.74, which is 53% below median its own 10-year median of 16.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turn Cloud Technology Service stock overvalued right now?
Based on GuruFocus' analysis, Turn Cloud Technology Service (ROCO:6870) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$242.30, compared to a current price of NT$320.00 — trading 32.1% above its estimated fair value. The current Interest Coverage is 7.74, which is 53% below median its 10-year median of 16.59 and 68.5% below the Software industry median of 24.61. Turn Cloud Technology Service's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Turn Cloud Technology Service (ROCO:6870), the current Interest Coverage is 7.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turn Cloud Technology Service (ROCO:6870) Overvalued in 2026?

Based on GuruFocus' analysis, Turn Cloud Technology Service stock appears to be overvalued. The current stock price of NT$320.00 is trading 32.1% above its estimated GF Value™ of NT$242.30. GuruFocus considers Turn Cloud Technology Service to be Significantly Overvalued.

Key valuation signals for ROCO:6870:

  • Interest Coverage: 7.74 (53% below median its 10-year median of 16.59)
  • GF Value™: NT$242.30 vs. price of NT$320.00 (32.1% above fair value)
  • GF Score™: 68/100 with 9 warning signs
  • Industry Position: 68.5% below the Software median (#1108 of 1714)

No single metric tells the full story. See the ROCO:6870 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turn Cloud Technology Service Business Description

Address 11, No.99, Section 1, XinTai 5th Road, 11th Floor, Xizhi District, New Taipei, TWN, 221
Turn Cloud Technology Service Inc is engaged in using retail technology to provide financial technology services, including financial applications, membership activities, integrated payments, and marketing platforms. Its products include Hoyabox, Olink, Tpos, Tshop, Business Intelligence, and Digital Marketing among others.
68GF Score

Get the complete analysis for ROCO:6870

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$320.00
Price
NT$242.30
GF Value