Yamama Cement Co JSC (SAU:3020) Interest Coverage: 10.34 (As of Mar. 2026) — 99% Below Median


SAU:3020 Yamama Cement Co JSC SAU:3020
88 GF Score
Price ﷼24.78
GF Value ﷼44.15
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Yamama Cement Co JSC Interest Coverage?

Yamama Cement Co JSC SAU:3020 -1.90% 88 Interest Coverage is 10.34 as of Mar. 2026, which is 99% below its 10-year median of 1,041.87. GuruFocus rates SAU:3020 with a GF Score™ of 88/100 and a GF Value™ of ﷼44.15 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 307 Building Materials companies, Yamama Cement Co JSC ranks worse than 52.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Yamama Cement Co JSC's Operating Income for the three months ended in Mar. 2026 was ﷼132 Mil. Yamama Cement Co JSC's Interest Expense for the three months ended in Mar. 2026 was ﷼-13 Mil. Yamama Cement Co JSC's interest coverage for the quarter that ended in Mar. 2026 was 10.34. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Yamama Cement Co JSC's Interest Coverage or its related term are showing as below:

SAU:3020' s Interest Coverage Range Over the Past 10 Years
Min: 6.08   Med: 1041.87   Max: No Debt
Current: 6.08


SAU:3020's Interest Coverage is ranked worse than
52.77% of 307 companies
in the Building Materials industry
Industry Median: 6.63 vs SAU:3020: 6.08

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Yamama Cement Co JSC  (SAU:3020) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Yamama Cement Co JSC Interest Coverage Related Terms


Yamama Cement Co JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Yamama Cement Co JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Yamama Cement Co JSC Interest Coverage Chart

Yamama Cement Co JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 987.47 48.96 6.26 7.59 6.21

Yamama Cement Co JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.59 8.50 2.22 4.52 10.34

SAU:3020 vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, Yamama Cement Co JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamama Cement Co JSC Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Yamama Cement Co JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Yamama Cement Co JSC's Interest Coverage falls into.


SAU:3020
88GF Score
Yamama Cement Co JSC SAU:3020
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamama Cement Co JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Yamama Cement Co JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Yamama Cement Co JSC's Interest Expense was ﷼-68 Mil. Its Operating Income was ﷼420 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼1,449 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*419.677/-67.584
=6.21

Yamama Cement Co JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Yamama Cement Co JSC's Interest Expense was ﷼-13 Mil. Its Operating Income was ﷼132 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼1,596 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*132.277/-12.798
=10.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.34 mean?
Yamama Cement Co JSC (SAU:3020) has a Interest Coverage of 10.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yamama Cement Co JSC and its competitors. This is 99% below median its historical median of 1,041.87. Over the past decade, Yamama Cement Co JSC's Interest Coverage has ranged from 6.08 to 10,000.00. According to the industry distribution chart, Yamama Cement Co JSC ranks #162 out of 307 companies in the Building Materials industry, placing it in the top 52.8%.
Is Yamama Cement Co JSC's Interest Coverage too high?
Yamama Cement Co JSC's current Interest Coverage of 10.34 is 99% below median its 10-year median of 1,041.87. Over the past 10 years, this metric has ranged from a low of 6.08 to a high of 10,000.00. The Building Materials industry median Interest Coverage is 6.63. Yamama Cement Co JSC's value of 10.34 is 56% above this industry median. Based on the distribution chart, Yamama Cement Co JSC ranks #162 out of 307 companies in the Building Materials industry, which is below the industry midpoint. Overall, Yamama Cement Co JSC has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yamama Cement Co JSC's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, Yamama Cement Co JSC ranks #162 out of 307 companies for Interest Coverage. This places Yamama Cement Co JSC in the lower half of its industry. The industry median Interest Coverage is 6.63. Yamama Cement Co JSC's value of 10.34 is 56% above this benchmark. Historically, Yamama Cement Co JSC's own Interest Coverage has ranged from 6.08 to 10,000.00 over the past decade. While the company's 10-year median is 1,041.87 vs. the industry median of 6.63, Yamama Cement Co JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.63, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamama Cement Co JSC's current Interest Coverage of 10.34 is 56% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yamama Cement Co JSC and its competitors. For the Building Materials industry, the median Interest Coverage is 6.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamama Cement Co JSC's current Interest Coverage is 10.34, which is 99% below median its own 10-year median of 1,041.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamama Cement Co JSC stock overvalued right now?
Based on GuruFocus' analysis, Yamama Cement Co JSC (SAU:3020) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼44.15, compared to a current price of ﷼24.78 — trading 43.9% below its estimated fair value. The current Interest Coverage is 10.34, which is 99% below median its 10-year median of 1,041.87 and 56% above the Building Materials industry median of 6.63. Yamama Cement Co JSC's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Yamama Cement Co JSC (SAU:3020), the current Interest Coverage is 10.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamama Cement Co JSC (SAU:3020) Overvalued in 2026?

Based on GuruFocus' analysis, Yamama Cement Co JSC stock appears to be undervalued. The current stock price of ﷼24.78 is trading 43.9% below its estimated GF Value™ of ﷼44.15. GuruFocus considers Yamama Cement Co JSC to be Significantly Undervalued.

Key valuation signals for SAU:3020:

  • Interest Coverage: 10.34 (99% below median its 10-year median of 1,041.87)
  • GF Value™: ﷼44.15 vs. price of ﷼24.78 (43.9% below fair value)
  • GF Score™: 88/100 with 4 warning signs
  • Industry Position: 56% above the Building Materials median (#162 of 307)

No single metric tells the full story. See the SAU:3020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamama Cement Co JSC Business Description

Address Airport Raod, Eastern Ring, Al Falah, P.O. Box 293, Riyadh, SAU, 11411
Yamama Cement Co JSC is one of the supreme and oldest cement manufacturers in the Kingdom of Saudi Arabia. It provides a range of cement and clinker products mostly to the construction industry in the country. The company's product portfolio includes Normal Cement, Cement Resistant, Finalise Cement and Salt Resistant Cement.
88GF Score

Get the complete analysis for SAU:3020

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.78
Price
﷼44.15
GF Value