Yamama Cement Co JSC (SAU:3020) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:3020 Yamama Cement Co JSC SAU:3020
88 GF Score
Price ﷼24.50
GF Value ﷼44.18
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Yamama Cement Co JSC Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SAU:3020
88GF Score
Yamama Cement Co JSC SAU:3020
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Yamama Cement Co JSC (SAU:3020) Overvalued in 2026?

Based on GuruFocus' analysis, Yamama Cement Co JSC stock appears to be undervalued. The current stock price of ﷼24.50 is trading 44.5% below its estimated GF Value™ of ﷼44.18. GuruFocus considers Yamama Cement Co JSC to be Significantly Undervalued.

Key valuation signals for SAU:3020:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ﷼44.18 vs. price of ﷼24.50 (44.5% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the SAU:3020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamama Cement Co JSC Business Description

Address Airport Raod, Eastern Ring, Al Falah, P.O. Box 293, Riyadh, SAU, 11411
Yamama Cement Co JSC is one of the supreme and oldest cement manufacturers in the Kingdom of Saudi Arabia. It provides a range of cement and clinker products mostly to the construction industry in the country. The company's product portfolio includes Normal Cement, Cement Resistant, Finalise Cement and Salt Resistant Cement.
88GF Score

Get the complete analysis for SAU:3020

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.50
Price
﷼44.18
GF Value