Dr Sulaiman Al Habib Medical Services Group (SAU:4013) Interest Coverage: 5.65 (As of Mar. 2026) — 81% Below Median


SAU:4013 Dr Sulaiman Al Habib Medical Services Group SAU:4013
92 GF Score
Price ﷼214.80
GF Value ﷼396.58
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Dr Sulaiman Al Habib Medical Services Group Interest Coverage?

Dr Sulaiman Al Habib Medical Services Group SAU:4013 +0.61% 92 Interest Coverage is 5.65 as of Mar. 2026, which is 81% below its 10-year median of 30.09. GuruFocus rates SAU:4013 with a GF Score™ of 92/100 and a GF Value™ of ﷼396.58 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Dr Sulaiman Al Habib Medical Services Group ranks worse than 52.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Dr Sulaiman Al Habib Medical Services Group's Operating Income for the three months ended in Mar. 2026 was ﷼588 Mil. Dr Sulaiman Al Habib Medical Services Group's Interest Expense for the three months ended in Mar. 2026 was ﷼-104 Mil. Dr Sulaiman Al Habib Medical Services Group's interest coverage for the quarter that ended in Mar. 2026 was 5.65. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dr Sulaiman Al Habib Medical Services Group's Interest Coverage or its related term are showing as below:

SAU:4013' s Interest Coverage Range Over the Past 10 Years
Min: 7.14   Med: 30.09   Max: 38.97
Current: 7.14


SAU:4013's Interest Coverage is ranked worse than
52.98% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs SAU:4013: 7.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dr Sulaiman Al Habib Medical Services Group  (SAU:4013) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dr Sulaiman Al Habib Medical Services Group Interest Coverage Related Terms


Dr Sulaiman Al Habib Medical Services Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dr Sulaiman Al Habib Medical Services Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dr Sulaiman Al Habib Medical Services Group Interest Coverage Chart

Dr Sulaiman Al Habib Medical Services Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 38.97 34.69 30.09 14.58 7.79

Dr Sulaiman Al Habib Medical Services Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.96 7.73 7.75 7.74 5.65

SAU:4013 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Dr Sulaiman Al Habib Medical Services Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dr Sulaiman Al Habib Medical Services Group Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Dr Sulaiman Al Habib Medical Services Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dr Sulaiman Al Habib Medical Services Group's Interest Coverage falls into.


SAU:4013
92GF Score
Dr Sulaiman Al Habib Medical Services Group SAU:4013
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dr Sulaiman Al Habib Medical Services Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dr Sulaiman Al Habib Medical Services Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Dr Sulaiman Al Habib Medical Services Group's Interest Expense was ﷼-339 Mil. Its Operating Income was ﷼2,639 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼9,108 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2639.271/-338.8
=7.79

Dr Sulaiman Al Habib Medical Services Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Dr Sulaiman Al Habib Medical Services Group's Interest Expense was ﷼-104 Mil. Its Operating Income was ﷼588 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼9,335 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*587.745/-104.11
=5.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.65 mean?
Dr Sulaiman Al Habib Medical Services Group (SAU:4013) has a Interest Coverage of 5.65 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dr Sulaiman Al Habib Medical Services Group and its competitors. This is 81% below median its historical median of 30.09. Over the past decade, Dr Sulaiman Al Habib Medical Services Group's Interest Coverage has ranged from 7.14 to 38.97. According to the industry distribution chart, Dr Sulaiman Al Habib Medical Services Group ranks #240 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 53%.
Is Dr Sulaiman Al Habib Medical Services Group's Interest Coverage too high?
Dr Sulaiman Al Habib Medical Services Group's current Interest Coverage of 5.65 is 81% below median its 10-year median of 30.09. Over the past 10 years, this metric has ranged from a low of 7.14 to a high of 38.97. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Dr Sulaiman Al Habib Medical Services Group's value of 5.65 is 29.2% below this industry median. Based on the distribution chart, Dr Sulaiman Al Habib Medical Services Group ranks #240 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Dr Sulaiman Al Habib Medical Services Group has a GF Score™ of 92/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dr Sulaiman Al Habib Medical Services Group's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Dr Sulaiman Al Habib Medical Services Group ranks #240 out of 453 companies for Interest Coverage. This places Dr Sulaiman Al Habib Medical Services Group in the lower half of its industry. The industry median Interest Coverage is 7.98. Dr Sulaiman Al Habib Medical Services Group's value of 5.65 is 29.2% below this benchmark. Historically, Dr Sulaiman Al Habib Medical Services Group's own Interest Coverage has ranged from 7.14 to 38.97 over the past decade. While the company's 10-year median is 30.09 vs. the industry median of 7.98, Dr Sulaiman Al Habib Medical Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dr Sulaiman Al Habib Medical Services Group's current Interest Coverage of 5.65 is 29.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dr Sulaiman Al Habib Medical Services Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dr Sulaiman Al Habib Medical Services Group's current Interest Coverage is 5.65, which is 81% below median its own 10-year median of 30.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dr Sulaiman Al Habib Medical Services Group stock overvalued right now?
Based on GuruFocus' analysis, Dr Sulaiman Al Habib Medical Services Group (SAU:4013) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼396.58, compared to a current price of ﷼214.80 — trading 45.8% below its estimated fair value. The current Interest Coverage is 5.65, which is 81% below median its 10-year median of 30.09 and 29.2% below the Healthcare Providers & Services industry median of 7.98. Dr Sulaiman Al Habib Medical Services Group's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dr Sulaiman Al Habib Medical Services Group (SAU:4013), the current Interest Coverage is 5.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dr Sulaiman Al Habib Medical Services Group (SAU:4013) Overvalued in 2026?

Based on GuruFocus' analysis, Dr Sulaiman Al Habib Medical Services Group stock appears to be undervalued. The current stock price of ﷼214.80 is trading 45.8% below its estimated GF Value™ of ﷼396.58. GuruFocus considers Dr Sulaiman Al Habib Medical Services Group to be Significantly Undervalued.

Key valuation signals for SAU:4013:

  • Interest Coverage: 5.65 (81% below median its 10-year median of 30.09)
  • GF Value™: ﷼396.58 vs. price of ﷼214.80 (45.8% below fair value)
  • GF Score™: 92/100 with 4 warning signs
  • Industry Position: 29.2% below the Healthcare Providers & Services median (#240 of 453)

No single metric tells the full story. See the SAU:4013 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dr Sulaiman Al Habib Medical Services Group Business Description

Address P.O. Box 301578, Al Olaya District, Riyadh, SAU, 11372
Dr Sulaiman Al Habib Medical Services Group provides private health and ancillary services in the Kingdom and the region through the establishment, management, and operation of hospitals, medical complexes, day surgery centers, pharmaceutical facilities, and other ancillary areas, including home health care, specialized laboratories, technology and information systems, facility maintenance, tele-medicine, revenue cycle management, medical equipment maintenance, and real estate activity. The company reports in three segments: Hospitals and Healthcare Facilities, Pharmacies, and HMG Solutions and Others. The majority of revenue comes from the Hospitals and Healthcare Facilities segment.
92GF Score

Get the complete analysis for SAU:4013

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼214.80
Price
﷼396.58
GF Value