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BHG Retail REITSGX:BMGU +2.33%38 Interest Coverage is 1.75 as of Dec. 2025, which is 23% below its 10-year median of 2.28. GuruFocus rates SGX:BMGU with a GF Score™ of 38/100 and a GF Value™ of S$0.40 (Fairly Valued). The stock has 11 warning signs investors should review. Among 692 REITs companies, BHG Retail REIT ranks worse than 73.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BHG Retail REIT's
Operating Income
for the
six
months ended in Dec. 2025 was S$13.92 Mil. BHG Retail REIT's Interest Expense for the
six
months ended in Dec. 2025 was S$-7.95 Mil.
BHG Retail REIT's interest coverage for the quarter that ended in Dec. 2025 was 1.75.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. BHG Retail REIT interest coverage is 1.78, which is low.
The historical rank and industry rank for BHG Retail REIT's Interest Coverage or its related term are showing as below:
SGX:BMGU'
s Interest Coverage Range Over the Past 10 Years
Min: 1.62 Med: 2.28 Max: 4.42
Current: 1.78
SGX:BMGU's Interest Coverage is ranked worse than 73.27% of 692
companies
in the REITs industry
Industry Median: 3.095
vs SGX:BMGU: 1.78
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BHG Retail REIT Interest Coverage Related Terms
BHG Retail REIT Interest Coverage Historical Data
* Premium members only.
The historical data trend for BHG Retail REIT's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:BMGU vs SPG, O, KIM: Interest Coverage Comparison
For the REIT - Retail subindustry, BHG Retail REIT's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BHG Retail REIT Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, BHG Retail REIT's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BHG Retail REIT's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BHG Retail REIT (SGX:BMGU) has a Interest Coverage of 1.75 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BHG Retail REIT and its competitors. This is 23% below median its historical median of 2.28. Over the past decade, BHG Retail REIT's Interest Coverage has ranged from 1.62 to 4.42. According to the industry distribution chart, BHG Retail REIT ranks #507 out of 692 companies in the REITs industry, placing it in the top 73.3%.
Is BHG Retail REIT's Interest Coverage too high?
BHG Retail REIT's current Interest Coverage of 1.75 is 23% below median its 10-year median of 2.28. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 4.42. The REITs industry median Interest Coverage is 3.10. BHG Retail REIT's value of 1.75 is 43.5% below this industry median. Based on the distribution chart, BHG Retail REIT ranks #507 out of 692 companies in the REITs industry, which is below the industry midpoint. Overall, BHG Retail REIT has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BHG Retail REIT's Interest Coverage compare to SPG and O?
According to the REITs industry distribution chart, BHG Retail REIT ranks #507 out of 692 companies for Interest Coverage. This places BHG Retail REIT in the lower half of its industry. The industry median Interest Coverage is 3.10. BHG Retail REIT's value of 1.75 is 43.5% below this benchmark. Historically, BHG Retail REIT's own Interest Coverage has ranged from 1.62 to 4.42 over the past decade. While the company's 10-year median is 2.28 vs. the industry median of 3.10, BHG Retail REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.10, based on 692 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BHG Retail REIT's current Interest Coverage of 1.75 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BHG Retail REIT and its competitors. For the REITs industry, the median Interest Coverage is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BHG Retail REIT's current Interest Coverage is 1.75, which is 23% below median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BHG Retail REIT stock overvalued right now?
Based on GuruFocus' analysis, BHG Retail REIT (SGX:BMGU) is currently considered Fairly Valued. The stock's GF Value™ is S$0.40, compared to a current price of S$0.44 — trading 10% above its estimated fair value. The current Interest Coverage is 1.75, which is 23% below median its 10-year median of 2.28 and 43.5% below the REITs industry median of 3.10. BHG Retail REIT's overall GF Score™ is 38/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BHG Retail REIT (SGX:BMGU), the current Interest Coverage is 1.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BHG Retail REIT (SGX:BMGU) Overvalued in 2026?
Based on GuruFocus' analysis, BHG Retail REIT stock appears to be overvalued.
The current stock price of S$0.44 is trading 10% above its estimated GF Value™ of S$0.40.
GuruFocus considers BHG Retail REIT to be Fairly Valued.
Key valuation signals for SGX:BMGU:
Interest Coverage: 1.75 (23% below median its 10-year median of 2.28)
GF Value™: S$0.40 vs. price of S$0.44 (10% above fair value)
Industry Position: 43.5% below the REITs median (#507 of 692)
No single metric tells the full story. See the SGX:BMGU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BHG Retail REIT invests directly or indirectly, in a diversified portfolio of income-producing real estate that is used for retail purposes. Its portfolio comprises six retail properties, Beijing Wanliu Mall, Chengdu Konggang Mall, Hefei Mengchenglu Mall, Hefei Changjiangxilu, Xining Huayuan Mall and Dalian Jinsanjiao Property.
38GF Score
Get the complete analysis for SGX:BMGU
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