Info-Tech SystemsSGX:ITS +0.56%21 Interest Coverage is 69.95 as of Dec. 2025, which is 28% below its 10-year median of 96.84. GuruFocus rates SGX:ITS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 1,703 Software companies, Info-Tech Systems ranks better than 60.07% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Info-Tech Systems's
Operating Income
for the
six
months ended in Dec. 2025 was S$12.66 Mil. Info-Tech Systems's Interest Expense for the
six
months ended in Dec. 2025 was S$-0.18 Mil.
Info-Tech Systems's interest coverage for the quarter that ended in Dec. 2025 was 69.95.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Info-Tech Systems Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Info-Tech Systems's Interest Coverage or its related term are showing as below:
SGX:ITS'
s Interest Coverage Range Over the Past 10 Years
Min: 53.8 Med: 96.84 Max: 198.23
Current: 53.8
SGX:ITS's Interest Coverage is ranked better than 60.07% of 1703
companies
in the Software industry
Industry Median: 24.78
vs SGX:ITS: 53.80
Info-Tech Systems (SGX:ITS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Info-Tech Systems Interest Coverage Related Terms
Info-Tech Systems Interest Coverage Historical Data
* Premium members only.
The historical data trend for Info-Tech Systems's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:ITS vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Info-Tech Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Info-Tech Systems Interest Coverage vs Software Industry
For the Software industry and Technology sector, Info-Tech Systems's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Info-Tech Systems's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Info-Tech Systems (SGX:ITS) has a Interest Coverage of 69.95 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Info-Tech Systems and its competitors. This is 28% below median its historical median of 96.84. Over the past decade, Info-Tech Systems' Interest Coverage has ranged from 53.80 to 198.23. According to the industry distribution chart, Info-Tech Systems ranks #680 out of 1703 companies in the Software industry, placing it in the top 39.9%.
Is Info-Tech Systems' Interest Coverage too high?
Info-Tech Systems' current Interest Coverage of 69.95 is 28% below median its 10-year median of 96.84. Over the past 10 years, this metric has ranged from a low of 53.80 to a high of 198.23. The Software industry median Interest Coverage is 24.78. Info-Tech Systems' value of 69.95 is 182.3% above this industry median. Based on the distribution chart, Info-Tech Systems ranks #680 out of 1703 companies in the Software industry, which is above the industry midpoint. Overall, Info-Tech Systems has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Info-Tech Systems' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Info-Tech Systems ranks #680 out of 1703 companies for Interest Coverage. This puts Info-Tech Systems in the upper half of its industry. The industry median Interest Coverage is 24.78. Info-Tech Systems' value of 69.95 is 182.3% above this benchmark. Historically, Info-Tech Systems' own Interest Coverage has ranged from 53.80 to 198.23 over the past decade. While the company's 10-year median is 96.84 vs. the industry median of 24.78, Info-Tech Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Info-Tech Systems's current Interest Coverage of 69.95 is 182.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Info-Tech Systems and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Info-Tech Systems's current Interest Coverage is 69.95, which is 28% below median its own 10-year median of 96.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Info-Tech Systems stock overvalued right now?
Info-Tech Systems (SGX:ITS) has a current Interest Coverage of 69.95. The current Interest Coverage is 69.95, which is 28% below median its 10-year median of 96.84 and 182.3% above the Software industry median of 24.78. Info-Tech Systems' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Info-Tech Systems (SGX:ITS), the current Interest Coverage is 69.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Info-Tech Systems Ltd is a one-stop Software-as-a-Service and digital solution provider for small and medium enterprises, delivering secure and scalable cloud-based business software that enables organisations to digitalise and streamline their operations. The principal activities of the Company include the sale of cloud-based human resource management software and accounting software, provision of related services and training, and the distribution of electronic security systems. Its reportable segment includes Subscription deriving maximum revenue, Services, and Hardware. It has two geographical segments Singapore and Malaysia of which majority of revenue comes from Singapore which is Sale of cloud-based HRMS and accounting software, provision of related services and training.
21GF Score
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