GSI Co (SSE:5579) Interest Coverage: 88.72 (As of Mar. 2026) — 69% Below Median


SSE:5579 GSI Co Ltd SSE:5579
42 GF Score
Price 円1,296.00
GF Value 円1,575.91
Valuation Modestly Undervalued
! 1 Warning Sign
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What is GSI Co Interest Coverage?

GSI Co SSE:5579 -0.31% 42 Interest Coverage is 88.72 as of Mar. 2026, which is 69% below its 10-year median of 283.07. GuruFocus rates SSE:5579 with a GF Score™ of 42/100 and a GF Value™ of 円1,575.91 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,713 Software companies, GSI Co ranks better than 69.35% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GSI Co's Operating Income for the six months ended in Mar. 2026 was 円281 Mil. GSI Co's Interest Expense for the six months ended in Mar. 2026 was 円-3 Mil. GSI Co's interest coverage for the quarter that ended in Mar. 2026 was 88.72. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. GSI Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for GSI Co's Interest Coverage or its related term are showing as below:

SSE:5579' s Interest Coverage Range Over the Past 10 Years
Min: 113.12   Med: 283.07   Max: 374.67
Current: 113.12


SSE:5579's Interest Coverage is ranked better than
69.35% of 1713 companies
in the Software industry
Industry Median: 24.62 vs SSE:5579: 113.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


GSI Co  (SSE:5579) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


GSI Co Interest Coverage Related Terms


GSI Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for GSI Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GSI Co Interest Coverage Chart

GSI Co Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
283.07 374.67 336.58 163.12 113.12

GSI Co Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial 367.02 151.32 173.60 177.82 88.72

SSE:5579 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, GSI Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GSI Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, GSI Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GSI Co's Interest Coverage falls into.


SSE:5579
42GF Score
GSI Co Ltd SSE:5579
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GSI Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GSI Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, GSI Co's Interest Expense was 円-4 Mil. Its Operating Income was 円493 Mil. And its Long-Term Debt & Capital Lease Obligation was 円285 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*493.203/-4.36
=113.12

GSI Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, GSI Co's Interest Expense was 円-3 Mil. Its Operating Income was 円281 Mil. And its Long-Term Debt & Capital Lease Obligation was 円285 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*280.883/-3.166
=88.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 88.72 mean?
GSI Co (SSE:5579) has a Interest Coverage of 88.72 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GSI Co and its competitors. This is 69% below median its historical median of 283.07. Over the past decade, GSI Co's Interest Coverage has ranged from 113.12 to 374.67. According to the industry distribution chart, GSI Co ranks #525 out of 1713 companies in the Software industry, placing it in the top 30.6%.
Is GSI Co's Interest Coverage too high?
GSI Co's current Interest Coverage of 88.72 is 69% below median its 10-year median of 283.07. Over the past 10 years, this metric has ranged from a low of 113.12 to a high of 374.67. The Software industry median Interest Coverage is 24.62. GSI Co's value of 88.72 is 260.4% above this industry median. Based on the distribution chart, GSI Co ranks #525 out of 1713 companies in the Software industry, which is above the industry midpoint. Overall, GSI Co has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GSI Co's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, GSI Co ranks #525 out of 1713 companies for Interest Coverage. This puts GSI Co in the upper half of its industry. The industry median Interest Coverage is 24.62. GSI Co's value of 88.72 is 260.4% above this benchmark. Historically, GSI Co's own Interest Coverage has ranged from 113.12 to 374.67 over the past decade. While the company's 10-year median is 283.07 vs. the industry median of 24.62, GSI Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GSI Co's current Interest Coverage of 88.72 is 260.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GSI Co and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GSI Co's current Interest Coverage is 88.72, which is 69% below median its own 10-year median of 283.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSI Co stock overvalued right now?
Based on GuruFocus' analysis, GSI Co (SSE:5579) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,575.91, compared to a current price of 円1,296.00 — trading 17.8% below its estimated fair value. The current Interest Coverage is 88.72, which is 69% below median its 10-year median of 283.07 and 260.4% above the Software industry median of 24.62. GSI Co's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GSI Co (SSE:5579), the current Interest Coverage is 88.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GSI Co (SSE:5579) Overvalued in 2026?

Based on GuruFocus' analysis, GSI Co stock appears to be undervalued. The current stock price of 円1,296.00 is trading 17.8% below its estimated GF Value™ of 円1,575.91. GuruFocus considers GSI Co to be Modestly Undervalued.

Key valuation signals for SSE:5579:

  • Interest Coverage: 88.72 (69% below median its 10-year median of 283.07)
  • GF Value™: 円1,575.91 vs. price of 円1,296.00 (17.8% below fair value)
  • GF Score™: 42/100 with 1 warning sign
  • Industry Position: 260.4% above the Software median (#525 of 1713)

No single metric tells the full story. See the SSE:5579 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GSI Co Business Description

Address Kita 7-jo Nishi 1-1-2, SE Sapporo Building 13th Floor, Kita-ku, Sapporo, JPN, 060-0807
GSI Co Ltd is engaged in providing IT solution services that satisfy its customers. It is a system development business that specializes in providing system development to companies that are struggling with a lack of IT service development capabilities to utilize corporate digital technology.
42GF Score

Get the complete analysis for SSE:5579

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,296.00
Price
円1,575.91
GF Value