Ho Chi Minh City Infrastructure Investment JSC (STC:CII) Interest Coverage: 0.91 (As of Mar. 2026) — 82% Above Median


STC:CII Ho Chi Minh City Infrastructure Investment JSC STC:CII
57 GF Score
Price ₫17,400.00
GF Value ₫8,405.24
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ho Chi Minh City Infrastructure Investment JSC Interest Coverage?

Ho Chi Minh City Infrastructure Investment JSC STC:CII +1.46% 57 Interest Coverage is 0.91 as of Mar. 2026, which is 82% above its 10-year median of 0.50. GuruFocus rates STC:CII with a GF Score™ of 57/100 and a GF Value™ of ₫8,405.24 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,354 Construction companies, Ho Chi Minh City Infrastructure Investment JSC ranks worse than 91.43% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ho Chi Minh City Infrastructure Investment JSC's Operating Income for the three months ended in Mar. 2026 was ₫323,433 Mil. Ho Chi Minh City Infrastructure Investment JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-354,758 Mil. Ho Chi Minh City Infrastructure Investment JSC's interest coverage for the quarter that ended in Mar. 2026 was 0.91. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage or its related term are showing as below:

STC:CII' s Interest Coverage Range Over the Past 10 Years
Min: 0.17   Med: 0.5   Max: 1.15
Current: 1.15

STC:CII's Interest Coverage is ranked worse than
91.43% of 1354 companies
in the Construction industry
Industry Median: 7.865 vs STC:CII: 1.15

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ho Chi Minh City Infrastructure Investment JSC  (STC:CII) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Ho Chi Minh City Infrastructure Investment JSC Interest Coverage Related Terms

Ho Chi Minh City Infrastructure Investment JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ho Chi Minh City Infrastructure Investment JSC Interest Coverage Chart

Ho Chi Minh City Infrastructure Investment JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.72 0.44 0.77 1.11

Ho Chi Minh City Infrastructure Investment JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.93 0.66 892,987.27 0.91

STC:CII vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ho Chi Minh City Infrastructure Investment JSC Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage falls into.


STC:CII
57GF Score
Ho Chi Minh City Infrastructure Investment JSC STC:CII
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ho Chi Minh City Infrastructure Investment JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ho Chi Minh City Infrastructure Investment JSC's Interest Expense was ₫-983,374 Mil. Its Operating Income was ₫1,095,053 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫17,828,047 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1095053.238/-983373.625
=1.11

Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ho Chi Minh City Infrastructure Investment JSC's Interest Expense was ₫-354,758 Mil. Its Operating Income was ₫323,433 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫17,955,668 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*323432.823/-354757.969
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.91 mean?
Ho Chi Minh City Infrastructure Investment JSC (STC:CII) has a Interest Coverage of 0.91 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ho Chi Minh City Infrastructure Investment JSC and its competitors. This is 82% above median its historical median of 0.50. Over the past decade, Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage has ranged from 0.17 to 1.15. According to the industry distribution chart, Ho Chi Minh City Infrastructure Investment JSC ranks #1238 out of 1354 companies in the Construction industry, placing it in the top 91.4%.
Is Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage too high?
Ho Chi Minh City Infrastructure Investment JSC's current Interest Coverage of 0.91 is 82% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.15. The Construction industry median Interest Coverage is 7.87. Ho Chi Minh City Infrastructure Investment JSC's value of 0.91 is 88.4% below this industry median. Based on the distribution chart, Ho Chi Minh City Infrastructure Investment JSC ranks #1238 out of 1354 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Ho Chi Minh City Infrastructure Investment JSC has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Infrastructure Investment JSC's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Ho Chi Minh City Infrastructure Investment JSC ranks #1238 out of 1354 companies for Interest Coverage. This places Ho Chi Minh City Infrastructure Investment JSC in the lower half of its industry. The industry median Interest Coverage is 7.87. Ho Chi Minh City Infrastructure Investment JSC's value of 0.91 is 88.4% below this benchmark. Historically, Ho Chi Minh City Infrastructure Investment JSC's own Interest Coverage has ranged from 0.17 to 1.15 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 7.87, Ho Chi Minh City Infrastructure Investment JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ho Chi Minh City Infrastructure Investment JSC's current Interest Coverage of 0.91 is 88.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ho Chi Minh City Infrastructure Investment JSC and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ho Chi Minh City Infrastructure Investment JSC's current Interest Coverage is 0.91, which is 82% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Infrastructure Investment JSC stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Infrastructure Investment JSC (STC:CII) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫8,405.24, compared to a current price of ₫17,400.00 — trading 107% above its estimated fair value. The current Interest Coverage is 0.91, which is 82% above median its 10-year median of 0.50 and 88.4% below the Construction industry median of 7.87. Ho Chi Minh City Infrastructure Investment JSC's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ho Chi Minh City Infrastructure Investment JSC (STC:CII), the current Interest Coverage is 0.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ho Chi Minh City Infrastructure Investment JSC (STC:CII) Overvalued in 2026?

Based on GuruFocus' analysis, Ho Chi Minh City Infrastructure Investment JSC stock appears to be overvalued. The current stock price of ₫17,400.00 is trading 107% above its estimated GF Value™ of ₫8,405.24. GuruFocus considers Ho Chi Minh City Infrastructure Investment JSC to be Significantly Overvalued.

Key valuation signals for STC:CII:

  • Interest Coverage: 0.91 (82% above median its 10-year median of 0.50)
  • GF Value™: ₫8,405.24 vs. price of ₫17,400.00 (107% above fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 88.4% below the Construction median (#1238 of 1354)

No single metric tells the full story. See the STC:CII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ho Chi Minh City Infrastructure Investment JSC Business Description

Address 152 Dien Bien Phu, ward25, 12th floor, Binh Thach district, Ho Chi Minh City, VNM
Ho Chi Minh City Infrastructure Investment JSC engages in construction, development, and operation of infrastructure projects. The investment activities of the company include bridge and road, water, and real estate. Some of the projects of the company include Hanoi highway expansion phrase 2, Saigon 2 bridge, rach chiec bridge, rach mieu bridge phrase 2, tan hiep 2 water plant project, diamond riverside building project, and lu gia building project.
57GF Score

Get the complete analysis for STC:CII

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,400.00
Price
₫8,405.24
GF Value