PC1 Group JSC (STC:PC1) Interest Coverage: 1.84 (As of Mar. 2026) — 43% Below Median


STC:PC1 PC1 Group JSC STC:PC1
99 GF Score
Price ₫21,500.00
GF Value ₫30,250.28
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PC1 Group JSC Interest Coverage?

PC1 Group JSC STC:PC1 -2.27% 99 Interest Coverage is 1.84 as of Mar. 2026, which is 43% below its 10-year median of 3.22. GuruFocus rates STC:PC1 with a GF Score™ of 99/100 and a GF Value™ of ₫30,250.28 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,354 Construction companies, PC1 Group JSC ranks worse than 74.15% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PC1 Group JSC's Operating Income for the three months ended in Mar. 2026 was ₫340,514 Mil. PC1 Group JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-185,280 Mil. PC1 Group JSC's interest coverage for the quarter that ended in Mar. 2026 was 1.84. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PC1 Group JSC's Interest Coverage or its related term are showing as below:

STC:PC1' s Interest Coverage Range Over the Past 10 Years
Min: 1.22   Med: 3.22   Max: 24.03
Current: 2.94


STC:PC1's Interest Coverage is ranked worse than
74.15% of 1354 companies
in the Construction industry
Industry Median: 7.865 vs STC:PC1: 2.94

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PC1 Group JSC  (STC:PC1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PC1 Group JSC Interest Coverage Related Terms


PC1 Group JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for PC1 Group JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PC1 Group JSC Interest Coverage Chart

PC1 Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.72 2.18 1.22 2.19 3.04

PC1 Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.10 2.19 3.13 4.68 1.84

STC:PC1 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, PC1 Group JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PC1 Group JSC Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, PC1 Group JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PC1 Group JSC's Interest Coverage falls into.


STC:PC1
99GF Score
PC1 Group JSC STC:PC1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PC1 Group JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PC1 Group JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PC1 Group JSC's Interest Expense was ₫-677,368 Mil. Its Operating Income was ₫2,057,556 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫7,442,928 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2057555.778/-677367.658
=3.04

PC1 Group JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PC1 Group JSC's Interest Expense was ₫-185,280 Mil. Its Operating Income was ₫340,514 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫6,910,755 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*340514.14/-185280.021
=1.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.84 mean?
PC1 Group JSC (STC:PC1) has a Interest Coverage of 1.84 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PC1 Group JSC and its competitors. This is 43% below median its historical median of 3.22. Over the past decade, PC1 Group JSC's Interest Coverage has ranged from 1.22 to 24.03. According to the industry distribution chart, PC1 Group JSC ranks #1004 out of 1354 companies in the Construction industry, placing it in the top 74.2%.
Is PC1 Group JSC's Interest Coverage too high?
PC1 Group JSC's current Interest Coverage of 1.84 is 43% below median its 10-year median of 3.22. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 24.03. The Construction industry median Interest Coverage is 7.87. PC1 Group JSC's value of 1.84 is 76.6% below this industry median. Based on the distribution chart, PC1 Group JSC ranks #1004 out of 1354 companies in the Construction industry, which is below the industry midpoint. Overall, PC1 Group JSC has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PC1 Group JSC's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, PC1 Group JSC ranks #1004 out of 1354 companies for Interest Coverage. This places PC1 Group JSC in the lower half of its industry. The industry median Interest Coverage is 7.87. PC1 Group JSC's value of 1.84 is 76.6% below this benchmark. Historically, PC1 Group JSC's own Interest Coverage has ranged from 1.22 to 24.03 over the past decade. While the company's 10-year median is 3.22 vs. the industry median of 7.87, PC1 Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PC1 Group JSC's current Interest Coverage of 1.84 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PC1 Group JSC and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PC1 Group JSC's current Interest Coverage is 1.84, which is 43% below median its own 10-year median of 3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PC1 Group JSC stock overvalued right now?
Based on GuruFocus' analysis, PC1 Group JSC (STC:PC1) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫30,250.28, compared to a current price of ₫21,500.00 — trading 28.9% below its estimated fair value. The current Interest Coverage is 1.84, which is 43% below median its 10-year median of 3.22 and 76.6% below the Construction industry median of 7.87. PC1 Group JSC's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PC1 Group JSC (STC:PC1), the current Interest Coverage is 1.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PC1 Group JSC (STC:PC1) Overvalued in 2026?

Based on GuruFocus' analysis, PC1 Group JSC stock appears to be undervalued. The current stock price of ₫21,500.00 is trading 28.9% below its estimated GF Value™ of ₫30,250.28. GuruFocus considers PC1 Group JSC to be Modestly Undervalued.

Key valuation signals for STC:PC1:

  • Interest Coverage: 1.84 (43% below median its 10-year median of 3.22)
  • GF Value™: ₫30,250.28 vs. price of ₫21,500.00 (28.9% below fair value)
  • GF Score™: 99/100 with 3 warning signs
  • Industry Position: 76.6% below the Construction median (#1004 of 1354)

No single metric tells the full story. See the STC:PC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PC1 Group JSC Business Description

Address No. 583 Nguyen Trai street, CT2 Building, Thanh Xuan ward, Ha Noi, VNM
PC1 Group JSC is engaged in the construction of the national power transmission and power plants, the production of electrical materials and equipment. The company designs and produces zinc galvanized steel structures, equipped with modern technology. It also provides consultancy services.
99GF Score

Get the complete analysis for STC:PC1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫21,500.00
Price
₫30,250.28
GF Value