PC1 Group JSC (STC:PC1) Debt-to-EBITDA : 4.35 (As of Mar. 2026) — 13% Above Median

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STC:PC1 PC1 Group JSC STC:PC1
99 GF Score
Price ₫21,600.00
GF Value ₫30,444.07
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PC1 Group JSC Debt-to-EBITDA?

PC1 Group JSC STC:PC1 99 Debt-to-EBITDA is 4.35 as of Mar. 2026, which is 13% above its 10-year median of 3.86. GuruFocus rates STC:PC1 with a GF Score™ of 99/100 and a GF Value™ of ₫30,444.07 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,406 Construction companies, PC1 Group JSC ranks worse than 66.29% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

PC1 Group JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫5,457,942 Mil. PC1 Group JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫6,910,755 Mil. PC1 Group JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫2,843,218 Mil. PC1 Group JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PC1 Group JSC's Debt-to-EBITDA or its related term are showing as below:

STC:PC1' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.24   Med: 3.86   Max: 6.51
Current: 3.77

During the past 11 years, the highest Debt-to-EBITDA Ratio of PC1 Group JSC was 6.51. The lowest was 2.24. And the median was 3.86.

STC:PC1's Debt-to-EBITDA is ranked worse than
66.29% of 1406 companies
in the Construction industry
Industry Median: 2.17 vs STC:PC1: 3.77

PC1 Group JSC  (STC:PC1) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PC1 Group JSC Debt-to-EBITDA Related Terms


PC1 Group JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for PC1 Group JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PC1 Group JSC Debt-to-EBITDA Chart

PC1 Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.73 6.51 5.74 4.47 3.76

PC1 Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.07 4.80 3.53 2.55 4.35

STC:PC1 vs PWR, FIX, EME: Debt-to-EBITDA Comparison

For the Engineering & Construction subindustry, PC1 Group JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PC1 Group JSC Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, PC1 Group JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PC1 Group JSC's Debt-to-EBITDA falls into.


STC:PC1
99GF Score
PC1 Group JSC STC:PC1
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PC1 Group JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PC1 Group JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4274994.205 + 7442927.598) / 3118089.805
=3.76

PC1 Group JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5457941.931 + 6910755.459) / 2843218.004
=4.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.35 mean?
PC1 Group JSC (STC:PC1) has a Debt-to-EBITDA of 4.35 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PC1 Group JSC. This is 13% above median its historical median of 3.86. Over the past decade, PC1 Group JSC's Debt-to-EBITDA has ranged from 2.24 to 6.51. According to the industry distribution chart, PC1 Group JSC ranks #932 out of 1406 companies in the Construction industry, placing it in the top 66.3%.
Is PC1 Group JSC's Debt-to-EBITDA too high?
PC1 Group JSC's current Debt-to-EBITDA of 4.35 is 13% above median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 2.24 to a high of 6.51. The Construction industry median Debt-to-EBITDA is 2.17. PC1 Group JSC's value of 4.35 is 100.5% above this industry median. Based on the distribution chart, PC1 Group JSC ranks #932 out of 1406 companies in the Construction industry, which is below the industry midpoint. Overall, PC1 Group JSC has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PC1 Group JSC's Debt-to-EBITDA compare to PWR and FIX?
According to the Construction industry distribution chart, PC1 Group JSC ranks #932 out of 1406 companies for Debt-to-EBITDA. This places PC1 Group JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 2.17. PC1 Group JSC's value of 4.35 is 100.5% above this benchmark. Historically, PC1 Group JSC's own Debt-to-EBITDA has ranged from 2.24 to 6.51 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 2.17, PC1 Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.17, based on 1,406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PC1 Group JSC's current Debt-to-EBITDA of 4.35 is 100.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PC1 Group JSC. For the Construction industry, the median Debt-to-EBITDA is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PC1 Group JSC's current Debt-to-EBITDA is 4.35, which is 13% above median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PC1 Group JSC stock overvalued right now?
Based on GuruFocus' analysis, PC1 Group JSC (STC:PC1) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫30,444.07, compared to a current price of ₫21,600.00 — trading 29.1% below its estimated fair value. The current Debt-to-EBITDA is 4.35, which is 13% above median its 10-year median of 3.86 and 100.5% above the Construction industry median of 2.17. PC1 Group JSC's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PC1 Group JSC (STC:PC1), the current Debt-to-EBITDA is 4.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PC1 Group JSC (STC:PC1) Overvalued in 2026?

Based on GuruFocus' analysis, PC1 Group JSC stock appears to be undervalued. The current stock price of ₫21,600.00 is trading 29.1% below its estimated GF Value™ of ₫30,444.07. GuruFocus considers PC1 Group JSC to be Modestly Undervalued.

Key valuation signals for STC:PC1:

  • Debt-to-EBITDA: 4.35 (13% above median its 10-year median of 3.86)
  • GF Value™: ₫30,444.07 vs. price of ₫21,600.00 (29.1% below fair value)
  • GF Score™: 99/100 with 3 warning signs
  • Industry Position: 100.5% above the Construction median (#932 of 1406)

No single metric tells the full story. See the STC:PC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PC1 Group JSC Business Description

Address No. 583 Nguyen Trai street, CT2 Building, Thanh Xuan ward, Ha Noi, VNM
PC1 Group JSC is engaged in the construction of the national power transmission and power plants, the production of electrical materials and equipment. The company designs and produces zinc galvanized steel structures, equipped with modern technology. It also provides consultancy services.
99GF Score

Get the complete analysis for STC:PC1

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫21,600.00
Price
₫30,444.07
GF Value