Power Generation JSC 3 (STC:PGV) Interest Coverage: 3.04 (As of Mar. 2026) — Near Median


STC:PGV Power Generation JSC 3 STC:PGV
61 GF Score
Price ₫23,000.00
GF Value ₫22,391.45
Valuation Fairly Valued
! 3 Warning Signs
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What is Power Generation JSC 3 Interest Coverage?

Power Generation JSC 3 STC:PGV -1.50% 61 Interest Coverage is 3.04 as of Mar. 2026, which is 2% above its 10-year median of 2.99. GuruFocus rates STC:PGV with a GF Score™ of 61/100 and a GF Value™ of ₫22,391.45 (Fairly Valued). The stock has 3 warning signs investors should review. Among 449 Utilities - Regulated companies, Power Generation JSC 3 ranks better than 53.01% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Power Generation JSC 3's Operating Income for the three months ended in Mar. 2026 was ₫1,011,584 Mil. Power Generation JSC 3's Interest Expense for the three months ended in Mar. 2026 was ₫-332,459 Mil. Power Generation JSC 3's interest coverage for the quarter that ended in Mar. 2026 was 3.04. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Power Generation JSC 3's Interest Coverage or its related term are showing as below:

STC:PGV' s Interest Coverage Range Over the Past 10 Years
Min: 1.02   Med: 2.99   Max: 4.19
Current: 4.19


STC:PGV's Interest Coverage is ranked better than
53.01% of 449 companies
in the Utilities - Regulated industry
Industry Median: 3.78 vs STC:PGV: 4.19

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Power Generation JSC 3  (STC:PGV) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Power Generation JSC 3 Interest Coverage Related Terms


Power Generation JSC 3 Interest Coverage Historical Data

* Premium members only.

The historical data trend for Power Generation JSC 3's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Power Generation JSC 3 Interest Coverage Chart

Power Generation JSC 3 Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
3.01 2.99 1.57 1.02 3.79

Power Generation JSC 3 Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 4.11 1.36 8.29 3.04

STC:PGV vs NEE, SO, DUK: Interest Coverage Comparison

For the Utilities - Regulated Electric subindustry, Power Generation JSC 3's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Power Generation JSC 3 Interest Coverage vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Power Generation JSC 3's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Power Generation JSC 3's Interest Coverage falls into.


STC:PGV
61GF Score
Power Generation JSC 3 STC:PGV
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Power Generation JSC 3 Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Power Generation JSC 3's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Power Generation JSC 3's Interest Expense was ₫-1,663,204 Mil. Its Operating Income was ₫6,301,268 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫21,926,455 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6301267.579/-1663204.471
=3.79

Power Generation JSC 3's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Power Generation JSC 3's Interest Expense was ₫-332,459 Mil. Its Operating Income was ₫1,011,584 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫19,748,505 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1011584.059/-332459.013
=3.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.04 mean?
Power Generation JSC 3 (STC:PGV) has a Interest Coverage of 3.04 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Power Generation JSC 3 and its competitors. This is near median its historical median of 2.99. Over the past decade, Power Generation JSC 3's Interest Coverage has ranged from 1.02 to 4.19. According to the industry distribution chart, Power Generation JSC 3 ranks #211 out of 449 companies in the Utilities - Regulated industry, placing it in the top 47%.
Is Power Generation JSC 3's Interest Coverage too high?
Power Generation JSC 3's current Interest Coverage of 3.04 is near median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 4.19. The Utilities - Regulated industry median Interest Coverage is 3.78. Power Generation JSC 3's value of 3.04 is 19.6% below this industry median. Based on the distribution chart, Power Generation JSC 3 ranks #211 out of 449 companies in the Utilities - Regulated industry, which is above the industry midpoint. Overall, Power Generation JSC 3 has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Power Generation JSC 3's Interest Coverage compare to NEE and SO?
According to the Utilities - Regulated industry distribution chart, Power Generation JSC 3 ranks #211 out of 449 companies for Interest Coverage. This puts Power Generation JSC 3 in the upper half of its industry. The industry median Interest Coverage is 3.78. Power Generation JSC 3's value of 3.04 is 19.6% below this benchmark. Historically, Power Generation JSC 3's own Interest Coverage has ranged from 1.02 to 4.19 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 3.78, Power Generation JSC 3 has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Regulated company?
The median Interest Coverage among Utilities - Regulated companies is 3.78, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Generation JSC 3's current Interest Coverage of 3.04 is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Power Generation JSC 3 and its competitors. For the Utilities - Regulated industry, the median Interest Coverage is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Generation JSC 3's current Interest Coverage is 3.04, which is near median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Generation JSC 3 stock overvalued right now?
Based on GuruFocus' analysis, Power Generation JSC 3 (STC:PGV) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,391.45, compared to a current price of ₫23,000.00 — trading 2.7% above its estimated fair value. The current Interest Coverage is 3.04, which is near median its 10-year median of 2.99 and 19.6% below the Utilities - Regulated industry median of 3.78. Power Generation JSC 3's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Power Generation JSC 3 (STC:PGV), the current Interest Coverage is 3.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Power Generation JSC 3 (STC:PGV) Overvalued in 2026?

Based on GuruFocus' analysis, Power Generation JSC 3 stock appears to be overvalued. The current stock price of ₫23,000.00 is trading 2.7% above its estimated GF Value™ of ₫22,391.45. GuruFocus considers Power Generation JSC 3 to be Fairly Valued.

Key valuation signals for STC:PGV:

  • Interest Coverage: 3.04 (near median its 10-year median of 2.99)
  • GF Value™: ₫22,391.45 vs. price of ₫23,000.00 (2.7% above fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 19.6% below the Utilities - Regulated median (#211 of 449)

No single metric tells the full story. See the STC:PGV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Power Generation JSC 3 Business Description

Address No. 60-66 Nguyen Co Thach Street, Sala Urban Area, District 2, Ho Chi Minh, VNM
Power Generation JSC 3 is engaged in the electricity generation and trade business in Vietnam. The main production and business activities of the Company are producing and trading electricity. Other production and business activities of the Company accounted for a very small proportion of the total revenue and performance of the Company.
61GF Score

Get the complete analysis for STC:PGV

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫23,000.00
Price
₫22,391.45
GF Value