Power Generation JSC 3STC:PGV 61 Altman Z-Score is 1.96 as of Jul. 03, 2026, which is 32% above its 10-year median of 1.49. GuruFocus rates STC:PGV with a GF Score™ of 61/100 and a GF Value™ of ₫22,414.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 496 Utilities - Regulated companies, Power Generation JSC 3 ranks better than 70.56% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.97 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Power Generation JSC 3 has a Altman Z-Score of 1.96, indicating it is in Grey Zones. This implies that Power Generation JSC 3 is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Power Generation JSC 3's Altman Z-Score or its related term are showing as below:
STC:PGV'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.26 Med: 1.49 Max: 1.98
Current: 1.97
During the past 5 years, Power Generation JSC 3's highest Altman Z-Score was 1.98. The lowest was 1.26. And the median was 1.49.
Power Generation JSC 3 (STC:PGV) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Power Generation JSC 3 Altman Z-Score Related Terms
Power Generation JSC 3 Altman Z-Score Historical Data
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The historical data trend for Power Generation JSC 3's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:PGV vs NEE, SO, DUK: Altman Z-Score Comparison
For the Utilities - Regulated Electric subindustry, Power Generation JSC 3's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Generation JSC 3 Altman Z-Score vs Utilities - Regulated Industry
For the Utilities - Regulated industry and Utilities sector, Power Generation JSC 3's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Power Generation JSC 3's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Trailing Twelve Months (TTM) ended in Mar. 2026: Total Assets was ₫53,079,387 Mil. Total Current Assets was ₫19,887,758 Mil. Total Current Liabilities was ₫13,867,376 Mil. Retained Earnings was ₫5,800,177 Mil. Pre-Tax Income was 912814.991 + 3110359.561 + 168516.41 + 884129.749 = ₫5,075,821 Mil. Interest Expense was -332459.013 + -383378.348 + -409145.614 + -425177.685 = ₫-1,550,161 Mil. Revenue was 10367902.624 + 12688878.827 + 8345561.087 + 11930808.611 = ₫43,333,151 Mil. Market Cap (Today) was ₫25,615,071 Mil. Total Liabilities was ₫34,437,825 Mil.
* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.
Power Generation JSC 3 (STC:PGV) has a Altman Z-Score of 1.96 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Power Generation JSC 3 and its competitors. This is 32% above median its historical median of 1.49. Over the past decade, Power Generation JSC 3's Altman Z-Score has ranged from 1.26 to 1.98. According to the industry distribution chart, Power Generation JSC 3 ranks #146 out of 496 companies in the Utilities - Regulated industry, placing it in the top 29.4%.
Is Power Generation JSC 3's Altman Z-Score too high?
Power Generation JSC 3's current Altman Z-Score of 1.96 is 32% above median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 1.98. The Utilities - Regulated industry median Altman Z-Score is 1.26. Power Generation JSC 3's value of 1.96 is 55.6% above this industry median. Based on the distribution chart, Power Generation JSC 3 ranks #146 out of 496 companies in the Utilities - Regulated industry, which is above the industry midpoint. Overall, Power Generation JSC 3 has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Power Generation JSC 3's Altman Z-Score compare to NEE and SO?
According to the Utilities - Regulated industry distribution chart, Power Generation JSC 3 ranks #146 out of 496 companies for Altman Z-Score. This puts Power Generation JSC 3 in the upper half of its industry. The industry median Altman Z-Score is 1.26. Power Generation JSC 3's value of 1.96 is 55.6% above this benchmark. Historically, Power Generation JSC 3's own Altman Z-Score has ranged from 1.26 to 1.98 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 1.26, Power Generation JSC 3 has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Utilities - Regulated company?
The median Altman Z-Score among Utilities - Regulated companies is 1.26, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Generation JSC 3's current Altman Z-Score of 1.96 is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Power Generation JSC 3 and its competitors. For the Utilities - Regulated industry, the median Altman Z-Score is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Generation JSC 3's current Altman Z-Score is 1.96, which is 32% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Generation JSC 3 stock overvalued right now?
Based on GuruFocus' analysis, Power Generation JSC 3 (STC:PGV) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,414.48, compared to a current price of ₫22,800.00 — trading 1.7% above its estimated fair value. The current Altman Z-Score is 1.96, which is 32% above median its 10-year median of 1.49 and 55.6% above the Utilities - Regulated industry median of 1.26. Power Generation JSC 3's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Power Generation JSC 3 (STC:PGV), the current Altman Z-Score is 1.96 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Generation JSC 3 (STC:PGV) Overvalued in 2026?
Based on GuruFocus' analysis, Power Generation JSC 3 stock appears to be overvalued.
The current stock price of ₫22,800.00 is trading 1.7% above its estimated GF Value™ of ₫22,414.48.
GuruFocus considers Power Generation JSC 3 to be Fairly Valued.
Key valuation signals for STC:PGV:
Altman Z-Score: 1.96 (32% above median its 10-year median of 1.49)
GF Value™: ₫22,414.48 vs. price of ₫22,800.00 (1.7% above fair value)
Industry Position: 55.6% above the Utilities - Regulated median (#146 of 496)
No single metric tells the full story. See the STC:PGV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Generation JSC 3 is engaged in the electricity generation and trade business in Vietnam. The main production and business activities of the Company are producing and trading electricity. Other production and business activities of the Company accounted for a very small proportion of the total revenue and performance of the Company.
61GF Score
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