Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hoang Huy Investment Financial Services JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫68,747 Mil. Hoang Huy Investment Financial Services JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-2,191 Mil.
Hoang Huy Investment Financial Services JSC's interest coverage for the quarter that ended in Mar. 2026 was 31.38.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Hoang Huy Investment Financial Services JSC has enough cash to cover all of its debt. Its financial situation is stable.
STC:TCH'
s Interest Coverage Range Over the Past 10 Years
Min: 4.69 Med: 33.82 Max: 143.53
Current: 55.95
STC:TCH's Interest Coverage is ranked better than 85.21% of 169
companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 9.32
vs STC:TCH: 55.95
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hoang Huy Investment Financial Services JSC Interest Coverage Related Terms
Hoang Huy Investment Financial Services JSC Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STC:TCH vs CAT, DE, PCAR: Interest Coverage Comparison
For the Farm & Heavy Construction Machinery subindustry, Hoang Huy Investment Financial Services JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoang Huy Investment Financial Services JSC Interest Coverage vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, Hoang Huy Investment Financial Services JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hoang Huy Investment Financial Services JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoang Huy Investment Financial Services JSC (STC:TCH) has a Interest Coverage of 31.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoang Huy Investment Financial Services JSC and its competitors. This is near median its historical median of 33.82. Over the past decade, Hoang Huy Investment Financial Services JSC's Interest Coverage has ranged from 4.69 to 143.53. According to the industry distribution chart, Hoang Huy Investment Financial Services JSC ranks #25 out of 169 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 14.8%.
Is Hoang Huy Investment Financial Services JSC's Interest Coverage too high?
Hoang Huy Investment Financial Services JSC's current Interest Coverage of 31.38 is near median its 10-year median of 33.82. Over the past 10 years, this metric has ranged from a low of 4.69 to a high of 143.53. The Farm & Heavy Construction Machinery industry median Interest Coverage is 9.32. Hoang Huy Investment Financial Services JSC's value of 31.38 is 236.7% above this industry median. Based on the distribution chart, Hoang Huy Investment Financial Services JSC ranks #25 out of 169 companies in the Farm & Heavy Construction Machinery industry, which is in the top quartile — a strong position relative to peers. Overall, Hoang Huy Investment Financial Services JSC has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoang Huy Investment Financial Services JSC's Interest Coverage compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Hoang Huy Investment Financial Services JSC ranks #25 out of 169 companies for Interest Coverage. This places Hoang Huy Investment Financial Services JSC in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 9.32. Hoang Huy Investment Financial Services JSC's value of 31.38 is 236.7% above this benchmark. Historically, Hoang Huy Investment Financial Services JSC's own Interest Coverage has ranged from 4.69 to 143.53 over the past decade. While the company's 10-year median is 33.82 vs. the industry median of 9.32, Hoang Huy Investment Financial Services JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Farm & Heavy Construction Machinery company?
The median Interest Coverage among Farm & Heavy Construction Machinery companies is 9.32, based on 169 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Huy Investment Financial Services JSC's current Interest Coverage of 31.38 is 236.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoang Huy Investment Financial Services JSC and its competitors. For the Farm & Heavy Construction Machinery industry, the median Interest Coverage is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Huy Investment Financial Services JSC's current Interest Coverage is 31.38, which is near median its own 10-year median of 33.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Huy Investment Financial Services JSC stock overvalued right now?
Based on GuruFocus' analysis, Hoang Huy Investment Financial Services JSC (STC:TCH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫6,000.88, compared to a current price of ₫14,400.00 — trading 140% above its estimated fair value. The current Interest Coverage is 31.38, which is near median its 10-year median of 33.82 and 236.7% above the Farm & Heavy Construction Machinery industry median of 9.32. Hoang Huy Investment Financial Services JSC's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hoang Huy Investment Financial Services JSC (STC:TCH), the current Interest Coverage is 31.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoang Huy Investment Financial Services JSC (STC:TCH) Overvalued in 2026?
Based on GuruFocus' analysis, Hoang Huy Investment Financial Services JSC stock appears to be overvalued.
The current stock price of ₫14,400.00 is trading 140% above its estimated GF Value™ of ₫6,000.88.
GuruFocus considers Hoang Huy Investment Financial Services JSC to be Significantly Overvalued.
Key valuation signals for STC:TCH:
Interest Coverage: 31.38 (near median its 10-year median of 33.82)
GF Value™: ₫6,000.88 vs. price of ₫14,400.00 (140% above fair value)
Industry Position: 236.7% above the Farm & Heavy Construction Machinery median (#25 of 169)
No single metric tells the full story. See the STC:TCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoang Huy Investment Financial Services JSC Business Description
Hoang Huy Investment Financial Services JSC is engaged in the manufacturing, assembly, and trading of motorbikes, trucks from 0.5 to 25 tons. It imports and export tourist cars, specialized vehicles, medium and heavy trucks under brand name DONGFENG-Hubei. The company also engaged in real estate activities.
61GF Score
Get the complete analysis for STC:TCH
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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