Hoang Huy Investment Financial Services JSC (STC:TCH) PB Ratio: 1.08 (As of Jul. 11, 2026) — 11% Below Median


STC:TCH Hoang Huy Investment Financial Services JSC STC:TCH
64 GF Score
Price ₫13,650.00
GF Value ₫5,984.88
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Hoang Huy Investment Financial Services JSC PB Ratio?

Hoang Huy Investment Financial Services JSC STC:TCH -0.73% 64 PB Ratio is 1.08 as of Jul. 11, 2026, which is 11% below its 10-year median of 1.21. GuruFocus rates STC:TCH with a GF Score™ of 64/100 and a GF Value™ of ₫5,984.88 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 200 Farm & Heavy Construction Machinery companies, Hoang Huy Investment Financial Services JSC ranks better than 63.5% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Hoang Huy Investment Financial Services JSC's share price is ₫13650.00. Hoang Huy Investment Financial Services JSC's Book Value per Share for the quarter that ended in Mar. 2026 was ₫12,603.73. Hence, Hoang Huy Investment Financial Services JSC's PB Ratio of today is 1.08.

Good Sign:

Hoang Huy Investment Financial Services JSC stock PB Ratio (=1.09) is close to 1-year low of 1.09.

The historical rank and industry rank for Hoang Huy Investment Financial Services JSC's PB Ratio or its related term are showing as below:

STC:TCH' s PB Ratio Range Over the Past 10 Years
Min: 0.5   Med: 1.21   Max: 2.01
Current: 1.08

During the past 11 years, Hoang Huy Investment Financial Services JSC's highest PB Ratio was 2.01. The lowest was 0.50. And the median was 1.21.

STC:TCH's PB Ratio is ranked better than
63.5% of 200 companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 1.52 vs STC:TCH: 1.08

During the past 12 months, Hoang Huy Investment Financial Services JSC's average Book Value Per Share Growth Rate was 4.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 10.10% per year.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Hoang Huy Investment Financial Services JSC was 39.60% per year. The lowest was -3.50% per year. And the median was 6.05% per year.

Back to Basics: PB Ratio


Hoang Huy Investment Financial Services JSC  (STC:TCH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Hoang Huy Investment Financial Services JSC PB Ratio Related Terms


Hoang Huy Investment Financial Services JSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Hoang Huy Investment Financial Services JSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoang Huy Investment Financial Services JSC PB Ratio Chart

Hoang Huy Investment Financial Services JSC Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 0.58 1.18 1.23 1.38

Hoang Huy Investment Financial Services JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.23 1.45 1.68 1.46 1.38

STC:TCH vs CAT, DE, PCAR: PB Ratio Comparison

For the Farm & Heavy Construction Machinery subindustry, Hoang Huy Investment Financial Services JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoang Huy Investment Financial Services JSC PB Ratio vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Hoang Huy Investment Financial Services JSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Hoang Huy Investment Financial Services JSC's PB Ratio falls into.


STC:TCH
64GF Score
Hoang Huy Investment Financial Services JSC STC:TCH
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoang Huy Investment Financial Services JSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Hoang Huy Investment Financial Services JSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=13650.00/12603.725
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.08 mean?
Hoang Huy Investment Financial Services JSC (STC:TCH) has a PB Ratio of 1.08 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hoang Huy Investment Financial Services JSC and its competitors. This is 11% below median its historical median of 1.21. Over the past decade, Hoang Huy Investment Financial Services JSC's PB Ratio has ranged from 0.50 to 2.01. According to the industry distribution chart, Hoang Huy Investment Financial Services JSC ranks #73 out of 200 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 36.5%.
Is Hoang Huy Investment Financial Services JSC's PB Ratio too high?
Hoang Huy Investment Financial Services JSC's current PB Ratio of 1.08 is 11% below median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.01. The Farm & Heavy Construction Machinery industry median PB Ratio is 1.52. Hoang Huy Investment Financial Services JSC's value of 1.08 is 28.9% below this industry median. Based on the distribution chart, Hoang Huy Investment Financial Services JSC ranks #73 out of 200 companies in the Farm & Heavy Construction Machinery industry, which is above the industry midpoint. Overall, Hoang Huy Investment Financial Services JSC has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoang Huy Investment Financial Services JSC's PB Ratio compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Hoang Huy Investment Financial Services JSC ranks #73 out of 200 companies for PB Ratio. This puts Hoang Huy Investment Financial Services JSC in the upper half of its industry. The industry median PB Ratio is 1.52. Hoang Huy Investment Financial Services JSC's value of 1.08 is 28.9% below this benchmark. Historically, Hoang Huy Investment Financial Services JSC's own PB Ratio has ranged from 0.50 to 2.01 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 1.52, Hoang Huy Investment Financial Services JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Farm & Heavy Construction Machinery company?
The median PB Ratio among Farm & Heavy Construction Machinery companies is 1.52, based on 200 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Huy Investment Financial Services JSC's current PB Ratio of 1.08 is 28.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hoang Huy Investment Financial Services JSC and its competitors. For the Farm & Heavy Construction Machinery industry, the median PB Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Huy Investment Financial Services JSC's current PB Ratio is 1.08, which is 11% below median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Huy Investment Financial Services JSC stock overvalued right now?
Based on GuruFocus' analysis, Hoang Huy Investment Financial Services JSC (STC:TCH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫5,984.88, compared to a current price of ₫13,650.00 — trading 128.1% above its estimated fair value. The current PB Ratio is 1.08, which is 11% below median its 10-year median of 1.21 and 28.9% below the Farm & Heavy Construction Machinery industry median of 1.52. Hoang Huy Investment Financial Services JSC's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hoang Huy Investment Financial Services JSC (STC:TCH), the current PB Ratio is 1.08 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoang Huy Investment Financial Services JSC (STC:TCH) Overvalued in 2026?

Based on GuruFocus' analysis, Hoang Huy Investment Financial Services JSC stock appears to be overvalued. The current stock price of ₫13,650.00 is trading 128.1% above its estimated GF Value™ of ₫5,984.88. GuruFocus considers Hoang Huy Investment Financial Services JSC to be Significantly Overvalued.

Key valuation signals for STC:TCH:

  • PB Ratio: 1.08 (11% below median its 10-year median of 1.21)
  • GF Value™: ₫5,984.88 vs. price of ₫13,650.00 (128.1% above fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 28.9% below the Farm & Heavy Construction Machinery median (#73 of 200)

No single metric tells the full story. See the STC:TCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoang Huy Investment Financial Services JSC Business Description

Address 116 Nguyen Duc Canh, Le Chan Ward, Hai Phong City, VNM
Hoang Huy Investment Financial Services JSC is engaged in the manufacturing, assembly, and trading of motorbikes, trucks from 0.5 to 25 tons. It imports and export tourist cars, specialized vehicles, medium and heavy trucks under brand name DONGFENG-Hubei. The company also engaged in real estate activities.
64GF Score

Get the complete analysis for STC:TCH

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,650.00
Price
₫5,984.88
GF Value