China Maple Leaf Educational Systems (STU:CML1) Interest Coverage: 3.26 (As of Feb. 2026) — 43% Above Median


STU:CML1 China Maple Leaf Educational Systems Ltd STU:CML1
46 GF Score
Price €0.01
GF Value €0.02
! 3 Warning Signs
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What is China Maple Leaf Educational Systems Interest Coverage?

China Maple Leaf Educational Systems STU:CML1 -8.33% 46 Interest Coverage is 3.26 as of Feb. 2026, which is 43% above its 10-year median of 2.28. GuruFocus rates STU:CML1 with a GF Score™ of 46/100 and a GF Value™ of €0.02. The stock has 3 warning signs investors should review. Among 196 Education companies, China Maple Leaf Educational Systems ranks worse than 80.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. China Maple Leaf Educational Systems's Operating Income for the six months ended in Feb. 2026 was €16.1 Mil. China Maple Leaf Educational Systems's Interest Expense for the six months ended in Feb. 2026 was €-5.0 Mil. China Maple Leaf Educational Systems's interest coverage for the quarter that ended in Feb. 2026 was 3.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for China Maple Leaf Educational Systems's Interest Coverage or its related term are showing as below:

STU:CML1' s Interest Coverage Range Over the Past 10 Years
Min: 0.66   Med: 2.28   Max: No Debt
Current: 2.58


STU:CML1's Interest Coverage is ranked worse than
80.61% of 196 companies
in the Education industry
Industry Median: 12.84 vs STU:CML1: 2.58

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


China Maple Leaf Educational Systems  (STU:CML1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


China Maple Leaf Educational Systems Interest Coverage Related Terms


China Maple Leaf Educational Systems Interest Coverage Historical Data

* Premium members only.

The historical data trend for China Maple Leaf Educational Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

China Maple Leaf Educational Systems Interest Coverage Chart

China Maple Leaf Educational Systems Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 0.66 0.89 1.34 2.73

China Maple Leaf Educational Systems Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.23 1.58 3.37 1.99 3.26

STU:CML1 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, China Maple Leaf Educational Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Maple Leaf Educational Systems Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, China Maple Leaf Educational Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where China Maple Leaf Educational Systems's Interest Coverage falls into.


STU:CML1
46GF Score
China Maple Leaf Educational Systems Ltd STU:CML1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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China Maple Leaf Educational Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

China Maple Leaf Educational Systems's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, China Maple Leaf Educational Systems's Interest Expense was €-12.5 Mil. Its Operating Income was €34.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €171.0 Mil.

Interest Coverage=-1* Operating Income (A: Aug. 2025 )/Interest Expense (A: Aug. 2025 )
=-1*34.021/-12.48
=2.73

China Maple Leaf Educational Systems's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, China Maple Leaf Educational Systems's Interest Expense was €-5.0 Mil. Its Operating Income was €16.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €155.3 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*16.13/-4.955
=3.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.26 mean?
China Maple Leaf Educational Systems (STU:CML1) has a Interest Coverage of 3.26 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Maple Leaf Educational Systems and its competitors. This is 43% above median its historical median of 2.28. Over the past decade, China Maple Leaf Educational Systems' Interest Coverage has ranged from 0.66 to 10,000.00. According to the industry distribution chart, China Maple Leaf Educational Systems ranks #158 out of 196 companies in the Education industry, placing it in the top 80.6%.
Is China Maple Leaf Educational Systems' Interest Coverage too high?
China Maple Leaf Educational Systems' current Interest Coverage of 3.26 is 43% above median its 10-year median of 2.28. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 10,000.00. The Education industry median Interest Coverage is 12.84. China Maple Leaf Educational Systems' value of 3.26 is 74.6% below this industry median. Based on the distribution chart, China Maple Leaf Educational Systems ranks #158 out of 196 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, China Maple Leaf Educational Systems has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does China Maple Leaf Educational Systems' Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, China Maple Leaf Educational Systems ranks #158 out of 196 companies for Interest Coverage. This places China Maple Leaf Educational Systems in the lower half of its industry. The industry median Interest Coverage is 12.84. China Maple Leaf Educational Systems' value of 3.26 is 74.6% below this benchmark. Historically, China Maple Leaf Educational Systems' own Interest Coverage has ranged from 0.66 to 10,000.00 over the past decade. While the company's 10-year median is 2.28 vs. the industry median of 12.84, China Maple Leaf Educational Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.84, based on 196 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Maple Leaf Educational Systems's current Interest Coverage of 3.26 is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Maple Leaf Educational Systems and its competitors. For the Education industry, the median Interest Coverage is 12.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Maple Leaf Educational Systems's current Interest Coverage is 3.26, which is 43% above median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Maple Leaf Educational Systems stock overvalued right now?
China Maple Leaf Educational Systems (STU:CML1) has a current Interest Coverage of 3.26. The stock's GF Value™ is €0.02, compared to a current price of €0.01 — trading 45% below its estimated fair value. The current Interest Coverage is 3.26, which is 43% above median its 10-year median of 2.28 and 74.6% below the Education industry median of 12.84. China Maple Leaf Educational Systems' overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China Maple Leaf Educational Systems (STU:CML1), the current Interest Coverage is 3.26 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Maple Leaf Educational Systems (STU:CML1) Overvalued in 2026?

Based on GuruFocus' analysis, China Maple Leaf Educational Systems stock appears to be undervalued. The current stock price of €0.01 is trading 45% below its estimated GF Value™ of €0.02.

Key valuation signals for STU:CML1:

  • Interest Coverage: 3.26 (43% above median its 10-year median of 2.28)
  • GF Value™: €0.02 vs. price of €0.01 (45% below fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 74.6% below the Education median (#158 of 196)

No single metric tells the full story. See the STU:CML1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Maple Leaf Educational Systems Business Description

Other Exchanges 01317:Hong Kong
Address No. 13, Baolong First Road, Baolong Street, Longgang District, Guangdong Province, Shenzhen, CHN, 518116
China Maple Leaf Educational Systems Ltd is mainly engaged in international school education in the PRC and other Asia Pacific countries. It operates international K-12 schools under three principal brands: "Maple Leaf" in China, delivering the World School Program; CIS in Singapore, offering the IB program; and KIS in Malaysia, providing the A-Level program. The company's reportable segments are as follows: (i) PRC Segment, (ii) Overseas Segment, including Singapore, Malaysia and other Asia Pacific countries. The majority of the company's revenue is derived from the Overseas Segment, mainly from Singapore. Revenue is generated from tuition and boarding fees, educational programs, textbook and materials sales, catering services, extracurricular activities, and related offerings.
46GF Score

Get the complete analysis for STU:CML1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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