CEWE Stiftung KGaASTU:CWC +0.44%76 Interest Coverage is 16.98 as of Mar. 2026, which is 72% below its 10-year median of 60.76. GuruFocus rates STU:CWC with a GF Score™ of 76/100 and a GF Value™ of €138.22 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 71 Personal Services companies, CEWE Stiftung KGaA ranks worse than 1408449.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. CEWE Stiftung KGaA's
Operating Income
for the
three
months ended in Mar. 2026 was €5.6 Mil. CEWE Stiftung KGaA's Interest Expense for the
three
months ended in Mar. 2026 was €-0.3 Mil.
CEWE Stiftung KGaA's interest coverage for the quarter that ended in Mar. 2026 was 16.98.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. CEWE Stiftung & Co KGaA has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for CEWE Stiftung KGaA's Interest Coverage or its related term are showing as below:
STU:CWC's Interest Coverage is not ranked *
in the Personal Services industry.
Industry Median: 9.34 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CEWE Stiftung KGaA Interest Coverage Related Terms
CEWE Stiftung KGaA Interest Coverage Historical Data
* Premium members only.
The historical data trend for CEWE Stiftung KGaA's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STU:CWC vs ROL, SCI, HRB: Interest Coverage Comparison
For the Personal Services subindustry, CEWE Stiftung KGaA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CEWE Stiftung KGaA (STU:CWC) has a Interest Coverage of 16.98 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CEWE Stiftung KGaA and its competitors. This is 72% below median its historical median of 60.76. Over the past decade, CEWE Stiftung KGaA's Interest Coverage has ranged from 16.80 to 1,289.36. According to the industry distribution chart, CEWE Stiftung KGaA ranks #999999 out of 71 companies in the Personal Services industry.
Is CEWE Stiftung KGaA's Interest Coverage too high?
CEWE Stiftung KGaA's current Interest Coverage of 16.98 is 72% below median its 10-year median of 60.76. Over the past 10 years, this metric has ranged from a low of 16.80 to a high of 1,289.36. The Personal Services industry median Interest Coverage is 9.34. CEWE Stiftung KGaA's value of 16.98 is 81.8% above this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #999999 out of 71 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #999999 out of 71 companies for Interest Coverage. This places CEWE Stiftung KGaA in the lower half of its industry. The industry median Interest Coverage is 9.34. CEWE Stiftung KGaA's value of 16.98 is 81.8% above this benchmark. Historically, CEWE Stiftung KGaA's own Interest Coverage has ranged from 16.80 to 1,289.36 over the past decade. While the company's 10-year median is 60.76 vs. the industry median of 9.34, CEWE Stiftung KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.34, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current Interest Coverage of 16.98 is 81.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CEWE Stiftung KGaA and its competitors. For the Personal Services industry, the median Interest Coverage is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current Interest Coverage is 16.98, which is 72% below median its own 10-year median of 60.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (STU:CWC) is currently considered Significantly Undervalued. The stock's GF Value™ is €138.22, compared to a current price of €91.60 — trading 33.7% below its estimated fair value. The current Interest Coverage is 16.98, which is 72% below median its 10-year median of 60.76 and 81.8% above the Personal Services industry median of 9.34. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CEWE Stiftung KGaA (STU:CWC), the current Interest Coverage is 16.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (STU:CWC) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of €91.60 is trading 33.7% below its estimated GF Value™ of €138.22.
GuruFocus considers CEWE Stiftung KGaA to be Significantly Undervalued.
Key valuation signals for STU:CWC:
Interest Coverage: 16.98 (72% below median its 10-year median of 60.76)
GF Value™: €138.22 vs. price of €91.60 (33.7% below fair value)
Industry Position: 81.8% above the Personal Services median (#999999 of 71)
No single metric tells the full story. See the STU:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score
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