CEWE Stiftung KGaASTU:CWC +0.44%76 Return-on-Tangible-Asset is 3.81% as of Mar. 2026, which is 61% below its 10-year median of 9.67. GuruFocus rates STU:CWC with a GF Score™ of 76/100 and a GF Value™ of €138.22 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 98 Personal Services companies, CEWE Stiftung KGaA ranks better than 79.59% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CEWE Stiftung KGaA's annualizedNet Income for the quarter that ended in Mar. 2026 was €22.5 Mil. CEWE Stiftung KGaA's average total tangible assets for the quarter that ended in Mar. 2026 was €589.4 Mil. Therefore, CEWE Stiftung KGaA's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.81%.
The historical rank and industry rank for CEWE Stiftung KGaA's Return-on-Tangible-Asset or its related term are showing as below:
STU:CWC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 7.6 Med: 9.67 Max: 10.84
Current: 10.84
During the past 13 years, CEWE Stiftung KGaA's highest Return-on-Tangible-Asset was 10.84%. The lowest was 7.60%. And the median was 9.67%.
STU:CWC's Return-on-Tangible-Asset is ranked better than 79.59% of 98
companies
in the Personal Services industry
Industry Median: 2.86
vs STU:CWC: 10.84
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
CEWE Stiftung KGaA Return-on-Tangible-Asset Related Terms
CEWE Stiftung KGaA Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for CEWE Stiftung KGaA's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:CWC vs ROL, SCI, HRB: Return-on-Tangible-Asset Comparison
For the Personal Services subindustry, CEWE Stiftung KGaA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA Return-on-Tangible-Asset vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.81% mean?
CEWE Stiftung KGaA (STU:CWC) has a Return-on-Tangible-Asset of 3.81% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CEWE Stiftung KGaA and its competitors. This is 61% below median its historical median of 9.67. Over the past decade, CEWE Stiftung KGaA's Return-on-Tangible-Asset has ranged from 7.60 to 10.84. According to the industry distribution chart, CEWE Stiftung KGaA ranks #20 out of 98 companies in the Personal Services industry, placing it in the top 20.4%.
Is CEWE Stiftung KGaA's Return-on-Tangible-Asset too high?
CEWE Stiftung KGaA's current Return-on-Tangible-Asset of 3.81% is 61% below median its 10-year median of 9.67. Over the past 10 years, this metric has ranged from a low of 7.60 to a high of 10.84. The Personal Services industry median Return-on-Tangible-Asset is 2.86. CEWE Stiftung KGaA's value of 3.81% is 33.2% above this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #20 out of 98 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Return-on-Tangible-Asset compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #20 out of 98 companies for Return-on-Tangible-Asset. This places CEWE Stiftung KGaA in the top 20% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.86. CEWE Stiftung KGaA's value of 3.81% is 33.2% above this benchmark. Historically, CEWE Stiftung KGaA's own Return-on-Tangible-Asset has ranged from 7.60 to 10.84 over the past decade. While the company's 10-year median is 9.67 vs. the industry median of 2.86, CEWE Stiftung KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Personal Services company?
The median Return-on-Tangible-Asset among Personal Services companies is 2.86, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current Return-on-Tangible-Asset of 3.81% is 33.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CEWE Stiftung KGaA and its competitors. For the Personal Services industry, the median Return-on-Tangible-Asset is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current Return-on-Tangible-Asset is 3.81%, which is 61% below median its own 10-year median of 9.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (STU:CWC) is currently considered Significantly Undervalued. The stock's GF Value™ is €138.22, compared to a current price of €91.60 — trading 33.7% below its estimated fair value. The current Return-on-Tangible-Asset is 3.81%, which is 61% below median its 10-year median of 9.67 and 33.2% above the Personal Services industry median of 2.86. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CEWE Stiftung KGaA (STU:CWC), the current Return-on-Tangible-Asset is 3.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (STU:CWC) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of €91.60 is trading 33.7% below its estimated GF Value™ of €138.22.
GuruFocus considers CEWE Stiftung KGaA to be Significantly Undervalued.
Key valuation signals for STU:CWC:
Return-on-Tangible-Asset: 3.81% (61% below median its 10-year median of 9.67)
GF Value™: €138.22 vs. price of €91.60 (33.7% below fair value)
Industry Position: 33.2% above the Personal Services median (#20 of 98)
No single metric tells the full story. See the STU:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score
Get the complete analysis for STU:CWC
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:CWC has been successfully added to your 
