Freedom HoldingSTU:DMW2 73 Interest Coverage is 1.27 as of Mar. 2026, which is 42% below its 10-year median of 2.19. GuruFocus rates STU:DMW2 with a GF Score™ of 73/100 and a GF Value™ of €111.55 (Fairly Valued). The stock has 10 warning signs investors should review. Among 395 Diversified Financial Services companies, Freedom Holding ranks worse than 98.99% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Freedom Holding's
Operating Income
for the
three
months ended in Mar. 2026 was €159 Mil. Freedom Holding's Interest Expense for the
three
months ended in Mar. 2026 was €-126 Mil.
Freedom Holding's interest coverage for the quarter that ended in Mar. 2026 was 1.27.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Freedom Holding's Interest Coverage or its related term are showing as below:
STU:DMW2'
s Interest Coverage Range Over the Past 10 Years
Min: 1.16 Med: 2.19 Max: 7.93
Current: 1.41
STU:DMW2's Interest Coverage is ranked worse than 98.99% of 395
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs STU:DMW2: 1.41
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Freedom Holding Interest Coverage Related Terms
Freedom Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for Freedom Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STU:DMW2 vs VOYA, HTH, TMS: Interest Coverage Comparison
For the Financial Conglomerates subindustry, Freedom Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Holding Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Freedom Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Freedom Holding's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Freedom Holding (STU:DMW2) has a Interest Coverage of 1.27 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Freedom Holding and its competitors. This is 42% below median its historical median of 2.19. Over the past decade, Freedom Holding's Interest Coverage has ranged from 1.16 to 7.93. According to the industry distribution chart, Freedom Holding ranks #391 out of 395 companies in the Diversified Financial Services industry, placing it in the top 99%.
Is Freedom Holding's Interest Coverage too high?
Freedom Holding's current Interest Coverage of 1.27 is 42% below median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 7.93. The Diversified Financial Services industry median Interest Coverage is 10,000.00. Freedom Holding's value of 1.27 is 100% below this industry median. Based on the distribution chart, Freedom Holding ranks #391 out of 395 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Freedom Holding has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Holding's Interest Coverage compare to VOYA and HTH?
According to the Diversified Financial Services industry distribution chart, Freedom Holding ranks #391 out of 395 companies for Interest Coverage. This places Freedom Holding in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Freedom Holding's value of 1.27 is 100% below this benchmark. Historically, Freedom Holding's own Interest Coverage has ranged from 1.16 to 7.93 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 10,000.00, Freedom Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Holding's current Interest Coverage of 1.27 is 100% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Freedom Holding and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Holding's current Interest Coverage is 1.27, which is 42% below median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Holding stock overvalued right now?
Based on GuruFocus' analysis, Freedom Holding (STU:DMW2) is currently considered Fairly Valued. The stock's GF Value™ is €111.55, compared to a current price of €114.00 — trading 2.2% above its estimated fair value. The current Interest Coverage is 1.27, which is 42% below median its 10-year median of 2.19 and 100% below the Diversified Financial Services industry median of 10,000.00. Freedom Holding's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Freedom Holding (STU:DMW2), the current Interest Coverage is 1.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Holding (STU:DMW2) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Holding stock appears to be overvalued.
The current stock price of €114.00 is trading 2.2% above its estimated GF Value™ of €111.55.
GuruFocus considers Freedom Holding to be Fairly Valued.
Key valuation signals for STU:DMW2:
Interest Coverage: 1.27 (42% below median its 10-year median of 2.19)
GF Value™: €111.55 vs. price of €114.00 (2.2% above fair value)
Industry Position: 100% below the Diversified Financial Services median (#391 of 395)
No single metric tells the full story. See the STU:DMW2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Holding Corp is a holding company with its subsidiary it is engaged in securities brokerage, securities dealing for customers and account, market-making activities, investment research, investment counseling, investment banking services, retail and commercial banking, insurance products, payment services, and information processing services. It acts as a professional participant through its subsidiaries on the Kazakhstan Stock Exchange (KASE), Moscow Exchange (MOEX), Saint-Petersburg Exchange (SPB), the Ukrainian Exchange, the Uzbek Republican Currency Exchange (UZCE), and the Republican Stock Exchange of Tashkent (UZSE). Its segments are Brokerage, Banking, Insurance, and Others.
73GF Score
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