Heiwa (STU:HWC) Interest Coverage: 0.18 (As of Mar. 2026) — 99% Below Median


STU:HWC Heiwa Corp STU:HWC
66 GF Score
Price €10.60
GF Value €21.03
! 6 Warning Signs
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What is Heiwa Interest Coverage?

Heiwa STU:HWC +0.93% 66 Interest Coverage is 0.18 as of Mar. 2026, which is 99% below its 10-year median of 33.83. GuruFocus rates STU:HWC with a GF Score™ of 66/100 and a GF Value™ of €21.03. The stock has 6 warning signs investors should review. Among 610 Travel & Leisure companies, Heiwa ranks worse than 55.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Heiwa's Operating Income for the three months ended in Mar. 2026 was €3 Mil. Heiwa's Interest Expense for the three months ended in Mar. 2026 was €-16 Mil. Heiwa's interest coverage for the quarter that ended in Mar. 2026 was 0.18. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Heiwa Corp interest coverage is 4.27, which is low.

The historical rank and industry rank for Heiwa's Interest Coverage or its related term are showing as below:

STU:HWC' s Interest Coverage Range Over the Past 10 Years
Min: 4.27   Med: 33.83   Max: 70.07
Current: 4.27


STU:HWC's Interest Coverage is ranked worse than
55.25% of 610 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs STU:HWC: 4.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Heiwa  (STU:HWC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Heiwa Interest Coverage Related Terms


Heiwa Interest Coverage Historical Data

* Premium members only.

The historical data trend for Heiwa's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Heiwa Interest Coverage Chart

Heiwa Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.25 70.07 59.63 14.36 4.27

Heiwa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.70 3.12 7.85 0.18

STU:HWC vs AS, HAS, LTH: Interest Coverage Comparison

For the Leisure subindustry, Heiwa's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heiwa Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Heiwa's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Heiwa's Interest Coverage falls into.


STU:HWC
66GF Score
Heiwa Corp STU:HWC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Heiwa Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Heiwa's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Heiwa's Interest Expense was €-55 Mil. Its Operating Income was €237 Mil. And its Long-Term Debt & Capital Lease Obligation was €3,012 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*236.704/-55.378
=4.27

Heiwa's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Heiwa's Interest Expense was €-16 Mil. Its Operating Income was €3 Mil. And its Long-Term Debt & Capital Lease Obligation was €3,012 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.764/-15.563
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.18 mean?
Heiwa (STU:HWC) has a Interest Coverage of 0.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Heiwa and its competitors. This is 99% below median its historical median of 33.83. Over the past decade, Heiwa's Interest Coverage has ranged from 4.27 to 70.07. According to the industry distribution chart, Heiwa ranks #337 out of 610 companies in the Travel & Leisure industry, placing it in the top 55.2%.
Is Heiwa's Interest Coverage too high?
Heiwa's current Interest Coverage of 0.18 is 99% below median its 10-year median of 33.83. Over the past 10 years, this metric has ranged from a low of 4.27 to a high of 70.07. The Travel & Leisure industry median Interest Coverage is 5.35. Heiwa's value of 0.18 is 96.6% below this industry median. Based on the distribution chart, Heiwa ranks #337 out of 610 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Heiwa has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Heiwa's Interest Coverage compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Heiwa ranks #337 out of 610 companies for Interest Coverage. This places Heiwa in the lower half of its industry. The industry median Interest Coverage is 5.35. Heiwa's value of 0.18 is 96.6% below this benchmark. Historically, Heiwa's own Interest Coverage has ranged from 4.27 to 70.07 over the past decade. While the company's 10-year median is 33.83 vs. the industry median of 5.35, Heiwa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heiwa's current Interest Coverage of 0.18 is 96.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Heiwa and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heiwa's current Interest Coverage is 0.18, which is 99% below median its own 10-year median of 33.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heiwa stock overvalued right now?
Heiwa (STU:HWC) has a current Interest Coverage of 0.18. The stock's GF Value™ is €21.03, compared to a current price of €10.60 — trading 49.6% below its estimated fair value. The current Interest Coverage is 0.18, which is 99% below median its 10-year median of 33.83 and 96.6% below the Travel & Leisure industry median of 5.35. Heiwa's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Heiwa (STU:HWC), the current Interest Coverage is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heiwa (STU:HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Heiwa stock appears to be undervalued. The current stock price of €10.60 is trading 49.6% below its estimated GF Value™ of €21.03.

Key valuation signals for STU:HWC:

  • Interest Coverage: 0.18 (99% below median its 10-year median of 33.83)
  • GF Value™: €21.03 vs. price of €10.60 (49.6% below fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 96.6% below the Travel & Leisure median (#337 of 610)

No single metric tells the full story. See the STU:HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heiwa Business Description

Other Exchanges 6412:Japan
Address 1 Chome-16-1 Higashiueno, Taito-ku, Tokyo, JPN, 110-0015
Heiwa Corp is a gambling company involved in the manufacturing and sales of pachinko and pachislot machines. The company operates in two business segments: game machines and golf. The game machine business develops pachinko machines, a gambling device with pinball-like characteristics, which are sold to pachinko parlors throughout Japan. Pachinko parlors allow users to purchase small steel balls, which are utilized in pachinko machines under the objective of winning more balls, which can then be exchanged for prizes. Pachislot machines, which are a similar gambling device with characteristics of pachinko and slot machines, are developed in a similar manner. The company's golf segment operates a number of golf courses. Heiwa generates the vast majority of its revenue in Japan.
66GF Score

Get the complete analysis for STU:HWC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.60
Price
€21.03
GF Value