Regina Miracle International (Holdings) (STU:RMT) Interest Coverage: 3.01 (As of Sep. 2025) — 17% Below Median


STU:RMT Regina Miracle International (Holdings) Ltd STU:RMT
75 GF Score
Price €0.19
GF Value €0.26
! 2 Warning Signs
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What is Regina Miracle International (Holdings) Interest Coverage?

Regina Miracle International (Holdings) STU:RMT +3.85% 75 Interest Coverage is 3.01 as of Sep. 2025, which is 17% below its 10-year median of 3.62. GuruFocus rates STU:RMT with a GF Score™ of 75/100 and a GF Value™ of €0.26. The stock has 2 warning signs investors should review. Among 739 Manufacturing - Apparel & Accessories companies, Regina Miracle International (Holdings) ranks worse than 68.47% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Regina Miracle International (Holdings)'s Operating Income for the six months ended in Sep. 2025 was €39.8 Mil. Regina Miracle International (Holdings)'s Interest Expense for the six months ended in Sep. 2025 was €-13.2 Mil. Regina Miracle International (Holdings)'s interest coverage for the quarter that ended in Sep. 2025 was 3.01. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Regina Miracle International (Holdings)'s Interest Coverage or its related term are showing as below:

STU:RMT' s Interest Coverage Range Over the Past 10 Years
Min: 1.83   Med: 3.62   Max: 13.49
Current: 2.42


STU:RMT's Interest Coverage is ranked worse than
68.47% of 739 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs STU:RMT: 2.42

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Regina Miracle International (Holdings)  (STU:RMT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Regina Miracle International (Holdings) Interest Coverage Related Terms


Regina Miracle International (Holdings) Interest Coverage Historical Data

* Premium members only.

The historical data trend for Regina Miracle International (Holdings)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Regina Miracle International (Holdings) Interest Coverage Chart

Regina Miracle International (Holdings) Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.55 5.09 2.68 1.83 2.11

Regina Miracle International (Holdings) Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.42 1.33 2.21 2.01 3.01

STU:RMT vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Regina Miracle International (Holdings)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regina Miracle International (Holdings) Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Regina Miracle International (Holdings)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where Regina Miracle International (Holdings)'s Interest Coverage falls into.


STU:RMT
75GF Score
Regina Miracle International (Holdings) Ltd STU:RMT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Regina Miracle International (Holdings) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Regina Miracle International (Holdings)'s Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Regina Miracle International (Holdings)'s Interest Expense was €-40.9 Mil. Its Operating Income was €86.5 Mil. And its Long-Term Debt & Capital Lease Obligation was €438.0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*86.516/-40.94
=2.11

Regina Miracle International (Holdings)'s Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Regina Miracle International (Holdings)'s Interest Expense was €-13.2 Mil. Its Operating Income was €39.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €411.2 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*39.79/-13.232
=3.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.01 mean?
Regina Miracle International (Holdings) (STU:RMT) has a Interest Coverage of 3.01 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Regina Miracle International (Holdings) and its competitors. This is 17% below median its historical median of 3.62. Over the past decade, Regina Miracle International (Holdings)'s Interest Coverage has ranged from 1.83 to 13.49. According to the industry distribution chart, Regina Miracle International (Holdings) ranks #506 out of 739 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 68.5%.
Is Regina Miracle International (Holdings)'s Interest Coverage too high?
Regina Miracle International (Holdings)'s current Interest Coverage of 3.01 is 17% below median its 10-year median of 3.62. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 13.49. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. Regina Miracle International (Holdings)'s value of 3.01 is 44.6% below this industry median. Based on the distribution chart, Regina Miracle International (Holdings) ranks #506 out of 739 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Regina Miracle International (Holdings) has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Regina Miracle International (Holdings)'s Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Regina Miracle International (Holdings) ranks #506 out of 739 companies for Interest Coverage. This places Regina Miracle International (Holdings) in the lower half of its industry. The industry median Interest Coverage is 5.43. Regina Miracle International (Holdings)'s value of 3.01 is 44.6% below this benchmark. Historically, Regina Miracle International (Holdings)'s own Interest Coverage has ranged from 1.83 to 13.49 over the past decade. While the company's 10-year median is 3.62 vs. the industry median of 5.43, Regina Miracle International (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 739 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regina Miracle International (Holdings)'s current Interest Coverage of 3.01 is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Regina Miracle International (Holdings) and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regina Miracle International (Holdings)'s current Interest Coverage is 3.01, which is 17% below median its own 10-year median of 3.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regina Miracle International (Holdings) stock overvalued right now?
Regina Miracle International (Holdings) (STU:RMT) has a current Interest Coverage of 3.01. The stock's GF Value™ is €0.26, compared to a current price of €0.19 — trading 27.3% below its estimated fair value. The current Interest Coverage is 3.01, which is 17% below median its 10-year median of 3.62 and 44.6% below the Manufacturing - Apparel & Accessories industry median of 5.43. Regina Miracle International (Holdings)'s overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Regina Miracle International (Holdings) (STU:RMT), the current Interest Coverage is 3.01 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regina Miracle International (Holdings) (STU:RMT) Overvalued in 2026?

Based on GuruFocus' analysis, Regina Miracle International (Holdings) stock appears to be undervalued. The current stock price of €0.19 is trading 27.3% below its estimated GF Value™ of €0.26.

Key valuation signals for STU:RMT:

  • Interest Coverage: 3.01 (17% below median its 10-year median of 3.62)
  • GF Value™: €0.26 vs. price of €0.19 (27.3% below fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 44.6% below the Manufacturing - Apparel & Accessories median (#506 of 739)

No single metric tells the full story. See the STU:RMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regina Miracle International (Holdings) Business Description

Other Exchanges 02199:Hong Kong
Address 63 Wo Yi Hop Road, 10th Floor, Tower A, Regent Centre, Kwai Chung, Hong Kong, HKG
Regina Miracle International (Holdings) Ltd is an investment holding company. The company's operating segment includes Intimate wear; Sports products; Consumer electronics components; and Bra pads and accessory products. The company generates maximum revenue from the Intimate wear segment which is engaged in the manufacturing and trading of bras, bra tops, panties, shapewear, and swimwear. Geographically, the company operates in the People's Republic of China, Vietnam, and Hong Kong.
75GF Score

Get the complete analysis for STU:RMT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.19
Price
€0.26
GF Value