Uzin Utz SE (STU:UZU) Interest Coverage: 11.03 (As of Dec. 2025) — 48% Below Median


STU:UZU Uzin Utz SE STU:UZU
83 GF Score
Price €63.60
GF Value €52.86
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Uzin Utz SE Interest Coverage?

Uzin Utz SE STU:UZU +0.32% 83 Interest Coverage is 11.03 as of Dec. 2025, which is 48% below its 10-year median of 21.17. GuruFocus rates STU:UZU with a GF Score™ of 83/100 and a GF Value™ of €52.86 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,232 Chemicals companies, Uzin Utz SE ranks better than 51.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Uzin Utz SE's Operating Income for the six months ended in Dec. 2025 was €19.3 Mil. Uzin Utz SE's Interest Expense for the six months ended in Dec. 2025 was €-1.8 Mil. Uzin Utz SE's interest coverage for the quarter that ended in Dec. 2025 was 11.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Uzin Utz SE's Interest Coverage or its related term are showing as below:

STU:UZU' s Interest Coverage Range Over the Past 10 Years
Min: 9.74   Med: 21.17   Max: 59.54
Current: 11.12


STU:UZU's Interest Coverage is ranked better than
51.06% of 1232 companies
in the Chemicals industry
Industry Median: 10.18 vs STU:UZU: 11.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Uzin Utz SE  (STU:UZU) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Uzin Utz SE Interest Coverage Related Terms


Uzin Utz SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for Uzin Utz SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Uzin Utz SE Interest Coverage Chart

Uzin Utz SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.54 38.32 9.74 11.62 11.12

Uzin Utz SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.15 7.48 22.95 11.21 11.03

STU:UZU vs LIN, SHW, ECL: Interest Coverage Comparison

For the Specialty Chemicals subindustry, Uzin Utz SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uzin Utz SE Interest Coverage vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Uzin Utz SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Uzin Utz SE's Interest Coverage falls into.


STU:UZU
83GF Score
Uzin Utz SE STU:UZU
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uzin Utz SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Uzin Utz SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Uzin Utz SE's Interest Expense was €-3.6 Mil. Its Operating Income was €39.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €39.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*39.769/-3.577
=11.12

Uzin Utz SE's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Uzin Utz SE's Interest Expense was €-1.8 Mil. Its Operating Income was €19.3 Mil. And its Long-Term Debt & Capital Lease Obligation was €39.4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*19.33/-1.753
=11.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.03 mean?
Uzin Utz SE (STU:UZU) has a Interest Coverage of 11.03 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uzin Utz SE and its competitors. This is 48% below median its historical median of 21.17. Over the past decade, Uzin Utz SE's Interest Coverage has ranged from 9.74 to 59.54. According to the industry distribution chart, Uzin Utz SE ranks #603 out of 1232 companies in the Chemicals industry, placing it in the top 48.9%.
Is Uzin Utz SE's Interest Coverage too high?
Uzin Utz SE's current Interest Coverage of 11.03 is 48% below median its 10-year median of 21.17. Over the past 10 years, this metric has ranged from a low of 9.74 to a high of 59.54. The Chemicals industry median Interest Coverage is 10.18. Uzin Utz SE's value of 11.03 is 8.3% above this industry median. Based on the distribution chart, Uzin Utz SE ranks #603 out of 1232 companies in the Chemicals industry, which is above the industry midpoint. Overall, Uzin Utz SE has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uzin Utz SE's Interest Coverage compare to LIN and SHW?
According to the Chemicals industry distribution chart, Uzin Utz SE ranks #603 out of 1232 companies for Interest Coverage. This puts Uzin Utz SE in the upper half of its industry. The industry median Interest Coverage is 10.18. Uzin Utz SE's value of 11.03 is 8.3% above this benchmark. Historically, Uzin Utz SE's own Interest Coverage has ranged from 9.74 to 59.54 over the past decade. While the company's 10-year median is 21.17 vs. the industry median of 10.18, Uzin Utz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Chemicals company?
The median Interest Coverage among Chemicals companies is 10.18, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uzin Utz SE's current Interest Coverage of 11.03 is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uzin Utz SE and its competitors. For the Chemicals industry, the median Interest Coverage is 10.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uzin Utz SE's current Interest Coverage is 11.03, which is 48% below median its own 10-year median of 21.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uzin Utz SE stock overvalued right now?
Based on GuruFocus' analysis, Uzin Utz SE (STU:UZU) is currently considered Modestly Overvalued. The stock's GF Value™ is €52.86, compared to a current price of €63.60 — trading 20.3% above its estimated fair value. The current Interest Coverage is 11.03, which is 48% below median its 10-year median of 21.17 and 8.3% above the Chemicals industry median of 10.18. Uzin Utz SE's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Uzin Utz SE (STU:UZU), the current Interest Coverage is 11.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uzin Utz SE (STU:UZU) Overvalued in 2026?

Based on GuruFocus' analysis, Uzin Utz SE stock appears to be overvalued. The current stock price of €63.60 is trading 20.3% above its estimated GF Value™ of €52.86. GuruFocus considers Uzin Utz SE to be Modestly Overvalued.

Key valuation signals for STU:UZU:

  • Interest Coverage: 11.03 (48% below median its 10-year median of 21.17)
  • GF Value™: €52.86 vs. price of €63.60 (20.3% above fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 8.3% above the Chemicals median (#603 of 1232)

No single metric tells the full story. See the STU:UZU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uzin Utz SE Business Description

Other Exchanges 0NLT:UKUZU:Germany
Address Dieselstrasse 3, Ulm, BW, DEU, D-89079
Uzin Utz SE is a manufacturer of adhesives for a provider of floor systems. The company provides installations, renovation, and maintenance of various types of flooring including wood flooring, ceramic tiles, or natural stone. It distributes its products under the brands UZIN, WOLFF, PALLMANN, Arturo, codex, and RZ. These brands support craftsmen, planners, architects and builders in the realisation of their projects. Its segments are Germany segment includes; the Laying Systems and Machines and Tools; The USA segment includes the producer of installation systems in North America; The Netherlands segment includes the Laying Systems and Wholesale; The Western Europe segment; The Southern/Eastern Europe segment; and All other segments. It derives maximum revenue from Germany Segment.
83GF Score

Get the complete analysis for STU:UZU

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€63.60
Price
€52.86
GF Value