Uzin Utz SE (STU:UZU) ROE %: 8.68% (As of Dec. 2025) — 24% Below Median


STU:UZU Uzin Utz SE STU:UZU
83 GF Score
Price €63.40
GF Value €53.63
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Uzin Utz SE ROE %?

Uzin Utz SE STU:UZU 83 ROE % is 8.68% as of Dec. 2025, which is 24% below its 10-year median of 11.42. GuruFocus rates STU:UZU with a GF Score™ of 83/100 and a GF Value™ of €53.63 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,585 Chemicals companies, Uzin Utz SE ranks better than 69.91% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Uzin Utz SE's annualized net income for the quarter that ended in Dec. 2025 was €25.0 Mil. Uzin Utz SE's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €287.9 Mil. Therefore, Uzin Utz SE's annualized ROE % for the quarter that ended in Dec. 2025 was 8.68%.

The historical rank and industry rank for Uzin Utz SE's ROE % or its related term are showing as below:

STU:UZU' s ROE % Range Over the Past 10 Years
Min: 9.06   Med: 11.42   Max: 16.21
Current: 9.27

During the past 13 years, Uzin Utz SE's highest ROE % was 16.21%. The lowest was 9.06%. And the median was 11.42%.

STU:UZU's ROE % is ranked better than
69.91% of 1585 companies
in the Chemicals industry
Industry Median: 5.2 vs STU:UZU: 9.27

Uzin Utz SE  (STU:UZU) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=25.002/287.8995
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(25.002 / 506.65)*(506.65 / 447.279)*(447.279 / 287.8995)
=Net Margin %*Asset Turnover*Equity Multiplier
=4.93 %*1.1327*1.5536
=ROA %*Equity Multiplier
=5.58 %*1.5536
=8.68 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=25.002/287.8995
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (25.002 / 36.746) * (36.746 / 38.66) * (38.66 / 506.65) * (506.65 / 447.279) * (447.279 / 287.8995)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.6804 * 0.9505 * 7.63 % * 1.1327 * 1.5536
=8.68 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Uzin Utz SE ROE % Related Terms


Uzin Utz SE ROE % Historical Data

* Premium members only.

The historical data trend for Uzin Utz SE's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uzin Utz SE ROE % Chart

Uzin Utz SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.05 10.95 9.06 10.96 9.22

Uzin Utz SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.23 9.57 12.62 9.93 8.68

STU:UZU vs LIN, SHW, ECL: ROE % Comparison

For the Specialty Chemicals subindustry, Uzin Utz SE's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uzin Utz SE ROE % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Uzin Utz SE's ROE % distribution charts can be found below:

* The bar in red indicates where Uzin Utz SE's ROE % falls into.


STU:UZU
83GF Score
Uzin Utz SE STU:UZU
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uzin Utz SE ROE % Calculation

Uzin Utz SE's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=26.449/( (280.085+293.85)/ 2 )
=26.449/286.9675
=9.22 %

Uzin Utz SE's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=25.002/( (281.949+293.85)/ 2 )
=25.002/287.8995
=8.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 8.68% mean?
Uzin Utz SE (STU:UZU) has a ROE % of 8.68% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Uzin Utz SE and its competitors. This is 24% below median its historical median of 11.42. Over the past decade, Uzin Utz SE's ROE % has ranged from 9.06 to 16.21. According to the industry distribution chart, Uzin Utz SE ranks #477 out of 1585 companies in the Chemicals industry, placing it in the top 30.1%.
Is Uzin Utz SE's ROE % too high?
Uzin Utz SE's current ROE % of 8.68% is 24% below median its 10-year median of 11.42. Over the past 10 years, this metric has ranged from a low of 9.06 to a high of 16.21. The Chemicals industry median ROE % is 5.20. Uzin Utz SE's value of 8.68% is 66.9% above this industry median. Based on the distribution chart, Uzin Utz SE ranks #477 out of 1585 companies in the Chemicals industry, which is above the industry midpoint. Overall, Uzin Utz SE has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uzin Utz SE's ROE % compare to LIN and SHW?
According to the Chemicals industry distribution chart, Uzin Utz SE ranks #477 out of 1585 companies for ROE %. This puts Uzin Utz SE in the upper half of its industry. The industry median ROE % is 5.20. Uzin Utz SE's value of 8.68% is 66.9% above this benchmark. Historically, Uzin Utz SE's own ROE % has ranged from 9.06 to 16.21 over the past decade. While the company's 10-year median is 11.42 vs. the industry median of 5.20, Uzin Utz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Chemicals company?
The median ROE % among Chemicals companies is 5.20, based on 1,585 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uzin Utz SE's current ROE % of 8.68% is 66.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Uzin Utz SE and its competitors. For the Chemicals industry, the median ROE % is 5.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uzin Utz SE's current ROE % is 8.68%, which is 24% below median its own 10-year median of 11.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uzin Utz SE stock overvalued right now?
Based on GuruFocus' analysis, Uzin Utz SE (STU:UZU) is currently considered Modestly Overvalued. The stock's GF Value™ is €53.63, compared to a current price of €63.40 — trading 18.2% above its estimated fair value. The current ROE % is 8.68%, which is 24% below median its 10-year median of 11.42 and 66.9% above the Chemicals industry median of 5.20. Uzin Utz SE's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Uzin Utz SE (STU:UZU), the current ROE % is 8.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uzin Utz SE (STU:UZU) Overvalued in 2026?

Based on GuruFocus' analysis, Uzin Utz SE stock appears to be overvalued. The current stock price of €63.40 is trading 18.2% above its estimated GF Value™ of €53.63. GuruFocus considers Uzin Utz SE to be Modestly Overvalued.

Key valuation signals for STU:UZU:

  • ROE %: 8.68% (24% below median its 10-year median of 11.42)
  • GF Value™: €53.63 vs. price of €63.40 (18.2% above fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 66.9% above the Chemicals median (#477 of 1585)

No single metric tells the full story. See the STU:UZU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uzin Utz SE Business Description

Other Exchanges 0NLT:UKUZU:Germany
Address Dieselstrasse 3, Ulm, BW, DEU, D-89079
Uzin Utz SE is a manufacturer of adhesives for a provider of floor systems. The company provides installations, renovation, and maintenance of various types of flooring including wood flooring, ceramic tiles, or natural stone. It distributes its products under the brands UZIN, WOLFF, PALLMANN, Arturo, codex, and RZ. These brands support craftsmen, planners, architects and builders in the realisation of their projects. Its segments are Germany segment includes; the Laying Systems and Machines and Tools; The USA segment includes the producer of installation systems in North America; The Netherlands segment includes the Laying Systems and Wholesale; The Western Europe segment; The Southern/Eastern Europe segment; and All other segments. It derives maximum revenue from Germany Segment.
83GF Score

Get the complete analysis for STU:UZU

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€63.40
Price
€53.63
GF Value