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Central ReinsuranceTPE:2851 -1.05%77 Interest Coverage is 749,636.00 as of Dec. 2025, which is 439% above its 10-year median of 139,149.76. GuruFocus rates TPE:2851 with a GF Score™ of 77/100 and a GF Value™ of NT$28.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 352 Insurance companies, Central Reinsurance ranks better than 99.72% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Central Reinsurance's
EBIT
for the
three
months ended in Dec. 2025 was NT$1,499 Mil. Central Reinsurance's Interest Expense for the
three
months ended in Dec. 2025 was NT$-0 Mil.
Central Reinsurance's interest coverage for the quarter that ended in Dec. 2025 was 749,636.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Central Reinsurance Corp has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Central Reinsurance's Interest Coverage or its related term are showing as below:
TPE:2851'
s Interest Coverage Range Over the Past 10 Years
Min: 3.57 Med: 139149.76 Max: 502504.67
Current: 283622.42
TPE:2851's Interest Coverage is ranked better than 99.72% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs TPE:2851: 283622.42
Central Reinsurance (TPE:2851) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Central Reinsurance Interest Coverage Related Terms
Central Reinsurance Interest Coverage Historical Data
* Premium members only.
The historical data trend for Central Reinsurance's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TPE:2851 vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Central Reinsurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Reinsurance Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Central Reinsurance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Central Reinsurance's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Reinsurance (TPE:2851) has a Interest Coverage of 749,636.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Central Reinsurance and its competitors. This is 439% above median its historical median of 139,149.76. Over the past decade, Central Reinsurance's Interest Coverage has ranged from 3.57 to 502,504.67. According to the industry distribution chart, Central Reinsurance ranks #1 out of 352 companies in the Insurance industry, placing it in the top 0.3%.
Is Central Reinsurance's Interest Coverage too high?
Central Reinsurance's current Interest Coverage of 749,636.00 is 439% above median its 10-year median of 139,149.76. Over the past 10 years, this metric has ranged from a low of 3.57 to a high of 502,504.67. The Insurance industry median Interest Coverage is 16.15. Central Reinsurance's value of 749,636.00 is 4643046.5% above this industry median. Based on the distribution chart, Central Reinsurance ranks #1 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Central Reinsurance has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Reinsurance's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Central Reinsurance ranks #1 out of 352 companies for Interest Coverage. This places Central Reinsurance in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. Central Reinsurance's value of 749,636.00 is 4643046.5% above this benchmark. Historically, Central Reinsurance's own Interest Coverage has ranged from 3.57 to 502,504.67 over the past decade. While the company's 10-year median is 139,149.76 vs. the industry median of 16.15, Central Reinsurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Reinsurance's current Interest Coverage of 749,636.00 is 4643046.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Central Reinsurance and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Reinsurance's current Interest Coverage is 749,636.00, which is 439% above median its own 10-year median of 139,149.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Reinsurance stock overvalued right now?
Based on GuruFocus' analysis, Central Reinsurance (TPE:2851) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.70, compared to a current price of NT$37.65 — trading 31.2% above its estimated fair value. The current Interest Coverage is 749,636.00, which is 439% above median its 10-year median of 139,149.76 and 4643046.5% above the Insurance industry median of 16.15. Central Reinsurance's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Central Reinsurance (TPE:2851), the current Interest Coverage is 749,636.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Reinsurance (TPE:2851) Overvalued in 2026?
Based on GuruFocus' analysis, Central Reinsurance stock appears to be overvalued.
The current stock price of NT$37.65 is trading 31.2% above its estimated GF Value™ of NT$28.70.
GuruFocus considers Central Reinsurance to be Significantly Overvalued.
Key valuation signals for TPE:2851:
Interest Coverage: 749,636.00 (439% above median its 10-year median of 139,149.76)
GF Value™: NT$28.70 vs. price of NT$37.65 (31.2% above fair value)
Industry Position: 4643046.5% above the Insurance median (#1 of 352)
No single metric tells the full story. See the TPE:2851 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Reinsurance Corp is an insurance company providing a range of property and life inward and outward reinsurance services. Central Reinsurance offers reinsurance protection on non-life insurance businesses, including fire, marine and aviation, casualty, motor, engineering, and residential earthquake insurance; and life insurance business including life, personal accident, and health insurance. The main source of revenue for the company is premiums and commission income.
77GF Score
Get the complete analysis for TPE:2851
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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