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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Central Reinsurance's 3-Year RORE % for the quarter that ended in Dec. 2025 was 17.09%.
The industry rank for Central Reinsurance's 3-Year RORE % or its related term are showing as below:
TPE:2851's 3-Year RORE % is ranked better than 56.58% of 479
companies
in the Insurance industry
Industry Median: 11.66
vs TPE:2851: 17.09
Central Reinsurance (TPE:2851) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Central Reinsurance 3-Year RORE % Related Terms
Central Reinsurance 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Central Reinsurance's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2851 vs RGA, EG, RNR: 3-Year RORE % Comparison
For the Insurance - Reinsurance subindustry, Central Reinsurance's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Reinsurance 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Central Reinsurance's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Central Reinsurance's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Central Reinsurance (TPE:2851) has a 3-Year RORE % of 17.09 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Central Reinsurance and its competitors. According to the industry distribution chart, Central Reinsurance ranks #208 out of 479 companies in the Insurance industry, placing it in the top 43.4%.
Is Central Reinsurance's 3-Year RORE % too high?
Central Reinsurance's current 3-Year RORE % is 17.09. The Insurance industry median 3-Year RORE % is 11.66. Central Reinsurance's value of 17.09 is 46.6% above this industry median. Based on the distribution chart, Central Reinsurance ranks #208 out of 479 companies in the Insurance industry, which is above the industry midpoint. Overall, Central Reinsurance has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Reinsurance's 3-Year RORE % compare to RGA and EG?
According to the Insurance industry distribution chart, Central Reinsurance ranks #208 out of 479 companies for 3-Year RORE %. This puts Central Reinsurance in the upper half of its industry. The industry median 3-Year RORE % is 11.66. Central Reinsurance's value of 17.09 is 46.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.66, based on 479 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Reinsurance's current 3-Year RORE % of 17.09 is 46.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Central Reinsurance and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Reinsurance's current 3-Year RORE % is 17.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Reinsurance stock overvalued right now?
Based on GuruFocus' analysis, Central Reinsurance (TPE:2851) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.92, compared to a current price of NT$38.75 — trading 34% above its estimated fair value. The current 3-Year RORE % is 17.09 and 46.6% above the Insurance industry median of 11.66. Central Reinsurance's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Central Reinsurance (TPE:2851), the current 3-Year RORE % is 17.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Reinsurance (TPE:2851) Overvalued in 2026?
Based on GuruFocus' analysis, Central Reinsurance stock appears to be overvalued.
The current stock price of NT$38.75 is trading 34% above its estimated GF Value™ of NT$28.92.
GuruFocus considers Central Reinsurance to be Significantly Overvalued.
Key valuation signals for TPE:2851:
3-Year RORE %: 17.09
GF Value™: NT$28.92 vs. price of NT$38.75 (34% above fair value)
Industry Position: 46.6% above the Insurance median (#208 of 479)
No single metric tells the full story. See the TPE:2851 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Reinsurance Corp is an insurance company providing a range of property and life inward and outward reinsurance services. Central Reinsurance offers reinsurance protection on non-life insurance businesses, including fire, marine and aviation, casualty, motor, engineering, and residential earthquake insurance; and life insurance business including life, personal accident, and health insurance. The main source of revenue for the company is premiums and commission income.
76GF Score
Get the complete analysis for TPE:2851
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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