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PAL Group Holdings CoTSE:2726 +1.82%88 Interest Coverage is 133.62 as of Feb. 2026, which is 76% above its 10-year median of 76.01. GuruFocus rates TSE:2726 with a GF Score™ of 88/100 and a GF Value™ of 円1,647.96 (Modestly Undervalued). Among 834 Retail - Cyclical companies, PAL Group Holdings Co ranks better than 91.25% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PAL Group Holdings Co's
Operating Income
for the
three
months ended in Feb. 2026 was 円5,612 Mil. PAL Group Holdings Co's Interest Expense for the
three
months ended in Feb. 2026 was 円-42 Mil.
PAL Group Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 133.62.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. PAL Group Holdings Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for PAL Group Holdings Co's Interest Coverage or its related term are showing as below:
TSE:2726'
s Interest Coverage Range Over the Past 10 Years
Min: 11.86 Med: 76.01 Max: 213.9
Current: 162.2
TSE:2726's Interest Coverage is ranked better than 91.25% of 834
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs TSE:2726: 162.20
PAL Group Holdings Co (TSE:2726) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PAL Group Holdings Co Interest Coverage Related Terms
PAL Group Holdings Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for PAL Group Holdings Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:2726 vs TJX, ROST, BURL: Interest Coverage Comparison
For the Apparel Retail subindustry, PAL Group Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PAL Group Holdings Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PAL Group Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PAL Group Holdings Co's Interest Coverage falls into.
PAL Group Holdings Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAL Group Holdings Co (TSE:2726) has a Interest Coverage of 133.62 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PAL Group Holdings Co and its competitors. This is 76% above median its historical median of 76.01. Over the past decade, PAL Group Holdings Co's Interest Coverage has ranged from 11.86 to 213.90. According to the industry distribution chart, PAL Group Holdings Co ranks #73 out of 834 companies in the Retail - Cyclical industry, placing it in the top 8.8%.
Is PAL Group Holdings Co's Interest Coverage too high?
PAL Group Holdings Co's current Interest Coverage of 133.62 is 76% above median its 10-year median of 76.01. Over the past 10 years, this metric has ranged from a low of 11.86 to a high of 213.90. The Retail - Cyclical industry median Interest Coverage is 7.45. PAL Group Holdings Co's value of 133.62 is 1693.6% above this industry median. Based on the distribution chart, PAL Group Holdings Co ranks #73 out of 834 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, PAL Group Holdings Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PAL Group Holdings Co's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, PAL Group Holdings Co ranks #73 out of 834 companies for Interest Coverage. This places PAL Group Holdings Co in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.45. PAL Group Holdings Co's value of 133.62 is 1693.6% above this benchmark. Historically, PAL Group Holdings Co's own Interest Coverage has ranged from 11.86 to 213.90 over the past decade. While the company's 10-year median is 76.01 vs. the industry median of 7.45, PAL Group Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PAL Group Holdings Co's current Interest Coverage of 133.62 is 1693.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PAL Group Holdings Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PAL Group Holdings Co's current Interest Coverage is 133.62, which is 76% above median its own 10-year median of 76.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PAL Group Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, PAL Group Holdings Co (TSE:2726) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,647.96, compared to a current price of 円1,397.00 — trading 15.2% below its estimated fair value. The current Interest Coverage is 133.62, which is 76% above median its 10-year median of 76.01 and 1693.6% above the Retail - Cyclical industry median of 7.45. PAL Group Holdings Co's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PAL Group Holdings Co (TSE:2726), the current Interest Coverage is 133.62 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PAL Group Holdings Co (TSE:2726) Overvalued in 2026?
Based on GuruFocus' analysis, PAL Group Holdings Co stock appears to be undervalued.
The current stock price of 円1,397.00 is trading 15.2% below its estimated GF Value™ of 円1,647.96.
GuruFocus considers PAL Group Holdings Co to be Modestly Undervalued.
Key valuation signals for TSE:2726:
Interest Coverage: 133.62 (76% above median its 10-year median of 76.01)
GF Value™: 円1,647.96 vs. price of 円1,397.00 (15.2% below fair value)
Industry Position: 1693.6% above the Retail - Cyclical median (#73 of 834)
No single metric tells the full story. See the TSE:2726 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PAL Group Holdings Co Ltd is a holding company with subsidiaries that are manufacturers and retailers of women's clothing, men's clothing, and miscellaneous goods. The company's stores operate under dozens of brands, including Asoko, Beardsley, Capricieux Lemage, Chez toi, Ciaopanic, Colle, Discoat, Daily Russet, Dou Dou, CPCM, Lattice, Kastane, Mystic, 3 Coins, Who's Who, Goocy, Live Tart, Prose Verse, Loungedress, Omekashi, and Recette. PAL Group's brands have stores located in Japan and offer on-line ordering.
88GF Score
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