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Tea Life CoTSE:3172 -0.09%69 Interest Coverage is 136.00 as of Jan. 2026, which is 69% below its 10-year median of 433.00. GuruFocus rates TSE:3172 with a GF Score™ of 69/100 and a GF Value™ of 円1,064.24 (Fairly Valued). The stock has 4 warning signs investors should review. Among 831 Retail - Cyclical companies, Tea Life Co ranks better than 87.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Tea Life Co's
Operating Income
for the
three
months ended in Jan. 2026 was 円136 Mil. Tea Life Co's Interest Expense for the
three
months ended in Jan. 2026 was 円-1 Mil.
Tea Life Co's interest coverage for the quarter that ended in Jan. 2026 was 136.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Tea Life Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Tea Life Co's Interest Coverage or its related term are showing as below:
TSE:3172'
s Interest Coverage Range Over the Past 10 Years
Min: 92 Med: 433 Max: 1999.13
Current: 92
TSE:3172's Interest Coverage is ranked better than 87.48% of 831
companies
in the Retail - Cyclical industry
Industry Median: 7.56
vs TSE:3172: 92.00
Tea Life Co (TSE:3172) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Tea Life Co Interest Coverage Related Terms
Tea Life Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Tea Life Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3172 vs AMZN, BABA, PDD: Interest Coverage Comparison
For the Internet Retail subindustry, Tea Life Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tea Life Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Tea Life Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Tea Life Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tea Life Co (TSE:3172) has a Interest Coverage of 136.00 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tea Life Co and its competitors. This is 69% below median its historical median of 433.00. Over the past decade, Tea Life Co's Interest Coverage has ranged from 92.00 to 1,999.13. According to the industry distribution chart, Tea Life Co ranks #104 out of 831 companies in the Retail - Cyclical industry, placing it in the top 12.5%.
Is Tea Life Co's Interest Coverage too high?
Tea Life Co's current Interest Coverage of 136.00 is 69% below median its 10-year median of 433.00. Over the past 10 years, this metric has ranged from a low of 92.00 to a high of 1,999.13. The Retail - Cyclical industry median Interest Coverage is 7.56. Tea Life Co's value of 136.00 is 1698.9% above this industry median. Based on the distribution chart, Tea Life Co ranks #104 out of 831 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Tea Life Co has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tea Life Co's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Tea Life Co ranks #104 out of 831 companies for Interest Coverage. This places Tea Life Co in the top 13% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.56. Tea Life Co's value of 136.00 is 1698.9% above this benchmark. Historically, Tea Life Co's own Interest Coverage has ranged from 92.00 to 1,999.13 over the past decade. While the company's 10-year median is 433.00 vs. the industry median of 7.56, Tea Life Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.56, based on 831 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tea Life Co's current Interest Coverage of 136.00 is 1698.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tea Life Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tea Life Co's current Interest Coverage is 136.00, which is 69% below median its own 10-year median of 433.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tea Life Co stock overvalued right now?
Based on GuruFocus' analysis, Tea Life Co (TSE:3172) is currently considered Fairly Valued. The stock's GF Value™ is 円1,064.24, compared to a current price of 円1,122.00 — trading 5.4% above its estimated fair value. The current Interest Coverage is 136.00, which is 69% below median its 10-year median of 433.00 and 1698.9% above the Retail - Cyclical industry median of 7.56. Tea Life Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tea Life Co (TSE:3172), the current Interest Coverage is 136.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tea Life Co (TSE:3172) Overvalued in 2026?
Based on GuruFocus' analysis, Tea Life Co stock appears to be overvalued.
The current stock price of 円1,122.00 is trading 5.4% above its estimated GF Value™ of 円1,064.24.
GuruFocus considers Tea Life Co to be Fairly Valued.
Key valuation signals for TSE:3172:
Interest Coverage: 136.00 (69% below median its 10-year median of 433.00)
GF Value™: 円1,064.24 vs. price of 円1,122.00 (5.4% above fair value)
Industry Position: 1698.9% above the Retail - Cyclical median (#104 of 831)
No single metric tells the full story. See the TSE:3172 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tea Life Co Ltd is a Japan-based company involved in retail operations, wholesale distribution to mail-order companies and retail stores, as well as real estate leasing. The company operates through three reportable segments: the Wholesale Business, which supplies daily essentials and communication-related products to corporate clients; the Retail Business, which sells health foods, cosmetics, baby goods, and children's furniture directly to consumers through e-commerce channels; and the Property Management Business, which manages the leasing of company-owned properties and handles logistics-related real estate services. It generates the majority of its revenue from the Wholesale segment.
69GF Score
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