Joyful Honda CoTSE:3191 -0.13%71 Interest Coverage is 159.81 as of Dec. 2025, which is 54% below its 10-year median of 348.80. GuruFocus rates TSE:3191 with a GF Score™ of 71/100 and a GF Value™ of 円2,124.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 822 Retail - Cyclical companies, Joyful Honda Co ranks better than 90.88% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Joyful Honda Co's
Operating Income
for the
three
months ended in Dec. 2025 was 円2,557 Mil. Joyful Honda Co's Interest Expense for the
three
months ended in Dec. 2025 was 円-16 Mil.
Joyful Honda Co's interest coverage for the quarter that ended in Dec. 2025 was 159.81.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Joyful Honda Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Joyful Honda Co's Interest Coverage or its related term are showing as below:
TSE:3191'
s Interest Coverage Range Over the Past 10 Years
Min: 125.86 Med: 348.8 Max: 3853.5
Current: 143.91
TSE:3191's Interest Coverage is ranked better than 90.88% of 822
companies
in the Retail - Cyclical industry
Industry Median: 7.67
vs TSE:3191: 143.91
Joyful Honda Co (TSE:3191) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Joyful Honda Co Interest Coverage Related Terms
Joyful Honda Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Joyful Honda Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3191 vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Joyful Honda Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joyful Honda Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Joyful Honda Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Joyful Honda Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joyful Honda Co (TSE:3191) has a Interest Coverage of 159.81 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Joyful Honda Co and its competitors. This is 54% below median its historical median of 348.80. Over the past decade, Joyful Honda Co's Interest Coverage has ranged from 125.86 to 3,853.50. According to the industry distribution chart, Joyful Honda Co ranks #75 out of 822 companies in the Retail - Cyclical industry, placing it in the top 9.1%.
Is Joyful Honda Co's Interest Coverage too high?
Joyful Honda Co's current Interest Coverage of 159.81 is 54% below median its 10-year median of 348.80. Over the past 10 years, this metric has ranged from a low of 125.86 to a high of 3,853.50. The Retail - Cyclical industry median Interest Coverage is 7.67. Joyful Honda Co's value of 159.81 is 1983.6% above this industry median. Based on the distribution chart, Joyful Honda Co ranks #75 out of 822 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Joyful Honda Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Joyful Honda Co's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Joyful Honda Co ranks #75 out of 822 companies for Interest Coverage. This places Joyful Honda Co in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.67. Joyful Honda Co's value of 159.81 is 1983.6% above this benchmark. Historically, Joyful Honda Co's own Interest Coverage has ranged from 125.86 to 3,853.50 over the past decade. While the company's 10-year median is 348.80 vs. the industry median of 7.67, Joyful Honda Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.67, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joyful Honda Co's current Interest Coverage of 159.81 is 1983.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Joyful Honda Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joyful Honda Co's current Interest Coverage is 159.81, which is 54% below median its own 10-year median of 348.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joyful Honda Co stock overvalued right now?
Based on GuruFocus' analysis, Joyful Honda Co (TSE:3191) is currently considered Fairly Valued. The stock's GF Value™ is 円2,124.64, compared to a current price of 円2,242.00 — trading 5.5% above its estimated fair value. The current Interest Coverage is 159.81, which is 54% below median its 10-year median of 348.80 and 1983.6% above the Retail - Cyclical industry median of 7.67. Joyful Honda Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Joyful Honda Co (TSE:3191), the current Interest Coverage is 159.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joyful Honda Co (TSE:3191) Overvalued in 2026?
Based on GuruFocus' analysis, Joyful Honda Co stock appears to be overvalued.
The current stock price of 円2,242.00 is trading 5.5% above its estimated GF Value™ of 円2,124.64.
GuruFocus considers Joyful Honda Co to be Fairly Valued.
Key valuation signals for TSE:3191:
Interest Coverage: 159.81 (54% below median its 10-year median of 348.80)
GF Value™: 円2,124.64 vs. price of 円2,242.00 (5.5% above fair value)
Industry Position: 1983.6% above the Retail - Cyclical median (#75 of 822)
No single metric tells the full story. See the TSE:3191 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joyful Honda Co Ltd is engaged in the home center retail business. Its business operations are grouped into four divisions: Home Center, Garden Center, Pet Center and Exterior Center. Home Centers supplies timber, building materials, paint, tools, hardware, worker essentials, electrical fittings and other materials for home renovation projects. Garden Centers provides an extensive range of flower seedlings, vegetable seedlings, plants, mulch and other soil for horticulture, fertilizers, plant pots and other gardening supplies. Pet Center offers pet-related products, including pet food, cages, and toys. Exterior Centers provide services from sales to construction.
71GF Score
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