Generation Pass Co (TSE:3195) Interest Coverage: 13.55 (As of Apr. 2026) — 71% Below Median

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TSE:3195 Generation Pass Co Ltd TSE:3195
51 GF Score
Price 円567.00
GF Value 円324.88
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Generation Pass Co Interest Coverage?

Generation Pass Co TSE:3195 -2.24% 51 Interest Coverage is 13.55 as of Apr. 2026, which is 71% below its 10-year median of 47.52. GuruFocus rates TSE:3195 with a GF Score™ of 51/100 and a GF Value™ of 円324.88 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 827 Retail - Cyclical companies, Generation Pass Co ranks better than 58.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Generation Pass Co's Operating Income for the six months ended in Apr. 2026 was 円153 Mil. Generation Pass Co's Interest Expense for the six months ended in Apr. 2026 was 円-11 Mil. Generation Pass Co's interest coverage for the quarter that ended in Apr. 2026 was 13.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Generation Pass Co's Interest Coverage or its related term are showing as below:

TSE:3195' s Interest Coverage Range Over the Past 10 Years
Min: 11.35   Med: 47.52   Max: 231.42
Current: 11.35


TSE:3195's Interest Coverage is ranked better than
58.77% of 827 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs TSE:3195: 11.35

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Generation Pass Co  (TSE:3195) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Generation Pass Co Interest Coverage Related Terms


Generation Pass Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Generation Pass Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Generation Pass Co Interest Coverage Chart

Generation Pass Co Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.52 92.31 0.00 16.96 12.29

Generation Pass Co Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.10 14.77 19.65 6.63 13.55

TSE:3195 vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Generation Pass Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generation Pass Co Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Generation Pass Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Generation Pass Co's Interest Coverage falls into.


TSE:3195
51GF Score
Generation Pass Co Ltd TSE:3195
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generation Pass Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Generation Pass Co's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, Generation Pass Co's Interest Expense was 円-9 Mil. Its Operating Income was 円114 Mil. And its Long-Term Debt & Capital Lease Obligation was 円10 Mil.

Interest Coverage=-1* Operating Income (A: Oct. 2025 )/Interest Expense (A: Oct. 2025 )
=-1*114.379/-9.309
=12.29

Generation Pass Co's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the six months ended in Apr. 2026, Generation Pass Co's Interest Expense was 円-11 Mil. Its Operating Income was 円153 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*153.262/-11.314
=13.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.55 mean?
Generation Pass Co (TSE:3195) has a Interest Coverage of 13.55 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Generation Pass Co and its competitors. This is 71% below median its historical median of 47.52. Over the past decade, Generation Pass Co's Interest Coverage has ranged from 11.35 to 231.42. According to the industry distribution chart, Generation Pass Co ranks #341 out of 827 companies in the Retail - Cyclical industry, placing it in the top 41.2%.
Is Generation Pass Co's Interest Coverage too high?
Generation Pass Co's current Interest Coverage of 13.55 is 71% below median its 10-year median of 47.52. Over the past 10 years, this metric has ranged from a low of 11.35 to a high of 231.42. The Retail - Cyclical industry median Interest Coverage is 7.45. Generation Pass Co's value of 13.55 is 81.9% above this industry median. Based on the distribution chart, Generation Pass Co ranks #341 out of 827 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Generation Pass Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generation Pass Co's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Generation Pass Co ranks #341 out of 827 companies for Interest Coverage. This puts Generation Pass Co in the upper half of its industry. The industry median Interest Coverage is 7.45. Generation Pass Co's value of 13.55 is 81.9% above this benchmark. Historically, Generation Pass Co's own Interest Coverage has ranged from 11.35 to 231.42 over the past decade. While the company's 10-year median is 47.52 vs. the industry median of 7.45, Generation Pass Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 827 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generation Pass Co's current Interest Coverage of 13.55 is 81.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Generation Pass Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generation Pass Co's current Interest Coverage is 13.55, which is 71% below median its own 10-year median of 47.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generation Pass Co stock overvalued right now?
Based on GuruFocus' analysis, Generation Pass Co (TSE:3195) is currently considered Significantly Overvalued. The stock's GF Value™ is 円324.88, compared to a current price of 円567.00 — trading 74.5% above its estimated fair value. The current Interest Coverage is 13.55, which is 71% below median its 10-year median of 47.52 and 81.9% above the Retail - Cyclical industry median of 7.45. Generation Pass Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Generation Pass Co (TSE:3195), the current Interest Coverage is 13.55 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generation Pass Co (TSE:3195) Overvalued in 2026?

Based on GuruFocus' analysis, Generation Pass Co stock appears to be overvalued. The current stock price of 円567.00 is trading 74.5% above its estimated GF Value™ of 円324.88. GuruFocus considers Generation Pass Co to be Significantly Overvalued.

Key valuation signals for TSE:3195:

  • Interest Coverage: 13.55 (71% below median its 10-year median of 47.52)
  • GF Value™: 円324.88 vs. price of 円567.00 (74.5% above fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 81.9% above the Retail - Cyclical median (#341 of 827)

No single metric tells the full story. See the TSE:3195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generation Pass Co Business Description

Address 6-12-1 Nishi-Shinjuku, 5th Floor, Nishi-Shinjuku Park West Building, Shinjuku-ku, Tokyo, JPN, 169-0072
Generation Pass Co Ltd provides e-commerce marketing and support services in Japan. The company's operating segments include EC Marketing Business and Product Planning related business. The EC Marketing Business involves collecting and analyzing big data from EC sites operated by the group. The Product Planning related segment is a project that utilizes the product data acquired by the company's EC marketing business, and mainly engages in planning and development of products in collaboration with manufacturers.
51GF Score

Get the complete analysis for TSE:3195

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円567.00
Price
円324.88
GF Value