Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Unitedllective Co's
Operating Income
for the
six
months ended in Feb. 2026 was 円-73 Mil. Unitedllective Co's Interest Expense for the
six
months ended in Feb. 2026 was 円-15 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Unitedllective Co's Interest Coverage or its related term are showing as below:
TSE:3557's Interest Coverage is not ranked *
in the Restaurants industry.
Industry Median: 6.57 * Ranked among companies with meaningful Interest Coverage only.
Unitedllective Co (TSE:3557) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Unitedllective Co Interest Coverage Related Terms
Unitedllective Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Unitedllective Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3557 vs MCD, SBUX, YUM: Interest Coverage Comparison
For the Restaurants subindustry, Unitedllective Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unitedllective Co Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Unitedllective Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Unitedllective Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Unitedllective Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Unitedllective Co (TSE:3557) has a Interest Coverage of 0 (At Loss) as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unitedllective Co and its competitors. According to the industry distribution chart, Unitedllective Co ranks #999999 out of 262 companies in the Restaurants industry.
Is Unitedllective Co's Interest Coverage too high?
Unitedllective Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Unitedllective Co ranks #999999 out of 262 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Unitedllective Co has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Unitedllective Co's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Unitedllective Co ranks #999999 out of 262 companies for Interest Coverage. This places Unitedllective Co in the lower half of its industry. The industry median Interest Coverage is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.57, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unitedllective Co and its competitors. For the Restaurants industry, the median Interest Coverage is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unitedllective Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unitedllective Co stock overvalued right now?
Based on GuruFocus' analysis, Unitedllective Co (TSE:3557) is currently considered Significantly Undervalued. The stock's GF Value™ is 円861.85, compared to a current price of 円547.00 — trading 36.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Unitedllective Co's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Unitedllective Co (TSE:3557), the current Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unitedllective Co (TSE:3557) Overvalued in 2026?
Based on GuruFocus' analysis, Unitedllective Co stock appears to be undervalued.
The current stock price of 円547.00 is trading 36.5% below its estimated GF Value™ of 円861.85.
GuruFocus considers Unitedllective Co to be Significantly Undervalued.
Key valuation signals for TSE:3557:
Interest Coverage: 0 (At Loss)
GF Value™: 円861.85 vs. price of 円547.00 (36.5% below fair value)
No single metric tells the full story. See the TSE:3557 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United & Collective Co Ltd is engaged in Management of restaurants. It operates a Japanese-style pub. The restaurant specializes in chicken under the brands Kokoro, a Japanese restaurant and 3rd Burger, a hamburger cafe in Tokyo.
58GF Score
Get the complete analysis for TSE:3557
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:3557 has been successfully added to your 
