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Techfirm HoldingsTSE:3625 +1.42%55 Interest Coverage is 39.94 as of Dec. 2025, which is 46% below its 10-year median of 74.07. GuruFocus rates TSE:3625 with a GF Score™ of 55/100 and a GF Value™ of 円750.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,716 Software companies, Techfirm Holdings ranks better than 57.87% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Techfirm Holdings's
Operating Income
for the
three
months ended in Dec. 2025 was 円180 Mil. Techfirm Holdings's Interest Expense for the
three
months ended in Dec. 2025 was 円-5 Mil.
Techfirm Holdings's interest coverage for the quarter that ended in Dec. 2025 was 39.94.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Techfirm Holdings's Interest Coverage or its related term are showing as below:
TSE:3625'
s Interest Coverage Range Over the Past 10 Years
Min: 44.05 Med: 74.07 Max: 555.41
Current: 48.34
TSE:3625's Interest Coverage is ranked better than 57.87% of 1716
companies
in the Software industry
Industry Median: 26.555
vs TSE:3625: 48.34
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Techfirm Holdings Interest Coverage Related Terms
Techfirm Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Techfirm Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3625 vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, Techfirm Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Techfirm Holdings Interest Coverage vs Software Industry
For the Software industry and Technology sector, Techfirm Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Techfirm Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Techfirm Holdings (TSE:3625) has a Interest Coverage of 39.94 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Techfirm Holdings and its competitors. This is 46% below median its historical median of 74.07. Over the past decade, Techfirm Holdings' Interest Coverage has ranged from 44.05 to 555.41. According to the industry distribution chart, Techfirm Holdings ranks #723 out of 1716 companies in the Software industry, placing it in the top 42.1%.
Is Techfirm Holdings' Interest Coverage too high?
Techfirm Holdings' current Interest Coverage of 39.94 is 46% below median its 10-year median of 74.07. Over the past 10 years, this metric has ranged from a low of 44.05 to a high of 555.41. The Software industry median Interest Coverage is 26.56. Techfirm Holdings' value of 39.94 is 50.4% above this industry median. Based on the distribution chart, Techfirm Holdings ranks #723 out of 1716 companies in the Software industry, which is above the industry midpoint. Overall, Techfirm Holdings has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Techfirm Holdings' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Techfirm Holdings ranks #723 out of 1716 companies for Interest Coverage. This puts Techfirm Holdings in the upper half of its industry. The industry median Interest Coverage is 26.56. Techfirm Holdings' value of 39.94 is 50.4% above this benchmark. Historically, Techfirm Holdings' own Interest Coverage has ranged from 44.05 to 555.41 over the past decade. While the company's 10-year median is 74.07 vs. the industry median of 26.56, Techfirm Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.56, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Techfirm Holdings's current Interest Coverage of 39.94 is 50.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Techfirm Holdings and its competitors. For the Software industry, the median Interest Coverage is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Techfirm Holdings's current Interest Coverage is 39.94, which is 46% below median its own 10-year median of 74.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Techfirm Holdings stock overvalued right now?
Based on GuruFocus' analysis, Techfirm Holdings (TSE:3625) is currently considered Modestly Undervalued. The stock's GF Value™ is 円750.38, compared to a current price of 円643.00 — trading 14.3% below its estimated fair value. The current Interest Coverage is 39.94, which is 46% below median its 10-year median of 74.07 and 50.4% above the Software industry median of 26.56. Techfirm Holdings' overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Techfirm Holdings (TSE:3625), the current Interest Coverage is 39.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Techfirm Holdings (TSE:3625) Overvalued in 2026?
Based on GuruFocus' analysis, Techfirm Holdings stock appears to be undervalued.
The current stock price of 円643.00 is trading 14.3% below its estimated GF Value™ of 円750.38.
GuruFocus considers Techfirm Holdings to be Modestly Undervalued.
Key valuation signals for TSE:3625:
Interest Coverage: 39.94 (46% below median its 10-year median of 74.07)
GF Value™: 円750.38 vs. price of 円643.00 (14.3% below fair value)
Industry Position: 50.4% above the Software median (#723 of 1716)
No single metric tells the full story. See the TSE:3625 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Techfirm Holdings Inc is engaged in providing information technology services. The company offers system development, operation, and maintenance, system consulting, and server and network integration services. It also provides phone and Internet services.
55GF Score
Get the complete analysis for TSE:3625
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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