Medical Net (TSE:3645) Interest Coverage: 6.60 (As of Feb. 2026) — 96% Below Median

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TSE:3645 Medical Net Inc TSE:3645
61 GF Score
Price 円243.00
GF Value 円425.97
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Medical Net Interest Coverage?

Medical Net TSE:3645 -0.41% 61 Interest Coverage is 6.60 as of Feb. 2026, which is 96% below its 10-year median of 150.09. GuruFocus rates TSE:3645 with a GF Score™ of 61/100 and a GF Value™ of 円425.97 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 311 Interactive Media companies, Medical Net ranks worse than 69.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Medical Net's Operating Income for the three months ended in Feb. 2026 was 円27 Mil. Medical Net's Interest Expense for the three months ended in Feb. 2026 was 円-4 Mil. Medical Net's interest coverage for the quarter that ended in Feb. 2026 was 6.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Medical Net's Interest Coverage or its related term are showing as below:

TSE:3645' s Interest Coverage Range Over the Past 10 Years
Min: 8.55   Med: 150.09   Max: No Debt
Current: 11.99


TSE:3645's Interest Coverage is ranked worse than
69.77% of 311 companies
in the Interactive Media industry
Industry Median: 39.84 vs TSE:3645: 11.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Medical Net  (TSE:3645) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Medical Net Interest Coverage Related Terms


Medical Net Interest Coverage Historical Data

* Premium members only.

The historical data trend for Medical Net's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Medical Net Interest Coverage Chart

Medical Net Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 225.49 125.46 46.45 8.55 11.99

Medical Net Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.08 7.38 19.47 6.60 14.04

TSE:3645 vs GOOGL, META, SPOT: Interest Coverage Comparison

For the Internet Content & Information subindustry, Medical Net's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medical Net Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Medical Net's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Medical Net's Interest Coverage falls into.


TSE:3645
61GF Score
Medical Net Inc TSE:3645
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Medical Net Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Medical Net's Interest Coverage for the fiscal year that ended in May. 2026 is calculated as

Here, for the fiscal year that ended in May. 2026, Medical Net's Interest Expense was 円-16 Mil. Its Operating Income was 円192 Mil. And its Long-Term Debt & Capital Lease Obligation was 円268 Mil.

Interest Coverage=-1* Operating Income (A: May. 2026 )/Interest Expense (A: May. 2026 )
=-1*191.613/-15.976
=11.99

Medical Net's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Medical Net's Interest Expense was 円-4 Mil. Its Operating Income was 円27 Mil. And its Long-Term Debt & Capital Lease Obligation was 円285 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*27.103/-4.105
=6.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.60 mean?
Medical Net (TSE:3645) has a Interest Coverage of 6.60 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medical Net and its competitors. This is 96% below median its historical median of 150.09. Over the past decade, Medical Net's Interest Coverage has ranged from 8.55 to 10,000.00. According to the industry distribution chart, Medical Net ranks #217 out of 311 companies in the Interactive Media industry, placing it in the top 69.8%.
Is Medical Net's Interest Coverage too high?
Medical Net's current Interest Coverage of 6.60 is 96% below median its 10-year median of 150.09. Over the past 10 years, this metric has ranged from a low of 8.55 to a high of 10,000.00. The Interactive Media industry median Interest Coverage is 39.84. Medical Net's value of 6.60 is 83.4% below this industry median. Based on the distribution chart, Medical Net ranks #217 out of 311 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Medical Net has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Medical Net's Interest Coverage compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Medical Net ranks #217 out of 311 companies for Interest Coverage. This places Medical Net in the lower half of its industry. The industry median Interest Coverage is 39.84. Medical Net's value of 6.60 is 83.4% below this benchmark. Historically, Medical Net's own Interest Coverage has ranged from 8.55 to 10,000.00 over the past decade. While the company's 10-year median is 150.09 vs. the industry median of 39.84, Medical Net has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 39.84, based on 311 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medical Net's current Interest Coverage of 6.60 is 83.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medical Net and its competitors. For the Interactive Media industry, the median Interest Coverage is 39.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medical Net's current Interest Coverage is 6.60, which is 96% below median its own 10-year median of 150.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medical Net stock overvalued right now?
Based on GuruFocus' analysis, Medical Net (TSE:3645) is currently considered Significantly Undervalued. The stock's GF Value™ is 円425.97, compared to a current price of 円243.00 — trading 43% below its estimated fair value. The current Interest Coverage is 6.60, which is 96% below median its 10-year median of 150.09 and 83.4% below the Interactive Media industry median of 39.84. Medical Net's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Medical Net (TSE:3645), the current Interest Coverage is 6.60 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medical Net (TSE:3645) Overvalued in 2026?

Based on GuruFocus' analysis, Medical Net stock appears to be undervalued. The current stock price of 円243.00 is trading 43% below its estimated GF Value™ of 円425.97. GuruFocus considers Medical Net to be Significantly Undervalued.

Key valuation signals for TSE:3645:

  • Interest Coverage: 6.60 (96% below median its 10-year median of 150.09)
  • GF Value™: 円425.97 vs. price of 円243.00 (43% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 83.4% below the Interactive Media median (#217 of 311)

No single metric tells the full story. See the TSE:3645 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medical Net Business Description

Address 1-34-14 Hatagaya, 3rd Floor, Takara Building, Shibuya-ku, Tokyo, JPN, 151-0072
Medical Net Inc operates as a service-based holding company engaged in various healthcare-related businesses. It manages four main reporting segments: Media Platform, Medical Institution Management Support, Medical BtoB, and Cloud Integration. The Media Platform segment runs specialized portal websites focused on dentistry, beauty, and health. The Medical Institution Management Support segment offers SEO and listing advertisement services, website production and maintenance, and sales and operational support to dental clinics. The Medical BtoB segment manages member-based dental industry portals and provides research and marketing services. The Cloud Integration segment develops and maintains POS systems for retailers, manufacturers, and hospitals, primarily in Thailand.
61GF Score

Get the complete analysis for TSE:3645

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円243.00
Price
円425.97
GF Value