Infcurion (TSE:438A) Interest Coverage: 7.98 (As of Mar. 2026) — 19% Above Median


TSE:438A Infcurion Inc TSE:438A
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What is Infcurion Interest Coverage?

Infcurion TSE:438A +1.89% 11 Interest Coverage is 7.98 as of Mar. 2026, which is 19% above its 10-year median of 6.73. GuruFocus rates TSE:438A with a GF Score™ of 11/100. The stock has 1 warning sign investors should review. Among 1,713 Software companies, Infcurion ranks worse than 67.6% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Infcurion's Operating Income for the six months ended in Mar. 2026 was 円168 Mil. Infcurion's Interest Expense for the six months ended in Mar. 2026 was 円-21 Mil. Infcurion's interest coverage for the quarter that ended in Mar. 2026 was 7.98. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Infcurion's Interest Coverage or its related term are showing as below:

TSE:438A' s Interest Coverage Range Over the Past 10 Years
Min: 4.63   Med: 6.73   Max: 8.83
Current: 8.83


TSE:438A's Interest Coverage is ranked worse than
67.6% of 1713 companies
in the Software industry
Industry Median: 24.62 vs TSE:438A: 8.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Infcurion  (TSE:438A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Infcurion Interest Coverage Related Terms


Infcurion Interest Coverage Historical Data

* Premium members only.

The historical data trend for Infcurion's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Infcurion Interest Coverage Chart

Infcurion Annual Data
Trend Mar24 Mar25 Mar26
Interest Coverage
0.00 4.63 8.83

Infcurion Semi-Annual Data
Mar24 Mar25 Sep25 Mar26
Interest Coverage N/A N/A 9.46 7.98

TSE:438A vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Infcurion's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infcurion Interest Coverage vs Software Industry

For the Software industry and Technology sector, Infcurion's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Infcurion's Interest Coverage falls into.


TSE:438A
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Infcurion Inc TSE:438A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Infcurion Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Infcurion's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Infcurion's Interest Expense was 円-50 Mil. Its Operating Income was 円440 Mil. And its Long-Term Debt & Capital Lease Obligation was 円839 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*440.236/-49.839
=8.83

Infcurion's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Infcurion's Interest Expense was 円-21 Mil. Its Operating Income was 円168 Mil. And its Long-Term Debt & Capital Lease Obligation was 円839 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*168.194/-21.079
=7.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.98 mean?
Infcurion (TSE:438A) has a Interest Coverage of 7.98 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Infcurion and its competitors. This is 19% above median its historical median of 6.73. Over the past decade, Infcurion's Interest Coverage has ranged from 4.63 to 8.83. According to the industry distribution chart, Infcurion ranks #1158 out of 1713 companies in the Software industry, placing it in the top 67.6%.
Is Infcurion's Interest Coverage too high?
Infcurion's current Interest Coverage of 7.98 is 19% above median its 10-year median of 6.73. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 8.83. The Software industry median Interest Coverage is 24.62. Infcurion's value of 7.98 is 67.6% below this industry median. Based on the distribution chart, Infcurion ranks #1158 out of 1713 companies in the Software industry, which is below the industry midpoint. Overall, Infcurion has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Infcurion's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Infcurion ranks #1158 out of 1713 companies for Interest Coverage. This places Infcurion in the lower half of its industry. The industry median Interest Coverage is 24.62. Infcurion's value of 7.98 is 67.6% below this benchmark. Historically, Infcurion's own Interest Coverage has ranged from 4.63 to 8.83 over the past decade. While the company's 10-year median is 6.73 vs. the industry median of 24.62, Infcurion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infcurion's current Interest Coverage of 7.98 is 67.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Infcurion and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infcurion's current Interest Coverage is 7.98, which is 19% above median its own 10-year median of 6.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infcurion stock overvalued right now?
Infcurion (TSE:438A) has a current Interest Coverage of 7.98. The current Interest Coverage is 7.98, which is 19% above median its 10-year median of 6.73 and 67.6% below the Software industry median of 24.62. Infcurion's overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Infcurion (TSE:438A), the current Interest Coverage is 7.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Infcurion Business Description

Address 5-7-2, Kojimachi, MFPR Kojimachi Building, 7th Floor, Chiyoda-ku, Tokyo, JPN, 102-0083
Infcurion Inc is a Fintech solutions provider company. The group provides platforms and consulting support in finance, payment, and related fields. It enables any company to integrate new payment and financial services seamlessly into its core business.
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