NS Group (TSE:471A) Interest Coverage: 13.23 (As of Dec. 2025) — 30% Below Median

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TSE:471A NS Group Inc TSE:471A
16 GF Score
Price 円1,515.00
! 2 Warning Signs
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What is NS Group Interest Coverage?

NS Group TSE:471A -0.07% 16 Interest Coverage is 13.23 as of Dec. 2025, which is 30% below its 10-year median of 18.88. GuruFocus rates TSE:471A with a GF Score™ of 16/100. The stock has 2 warning signs investors should review. Among 811 Business Services companies, NS Group ranks better than 56.6% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NS Group's Operating Income for the three months ended in Dec. 2025 was 円1,733 Mil. NS Group's Interest Expense for the three months ended in Dec. 2025 was 円-131 Mil. NS Group's interest coverage for the quarter that ended in Dec. 2025 was 13.23. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for NS Group's Interest Coverage or its related term are showing as below:

TSE:471A' s Interest Coverage Range Over the Past 10 Years
Min: 6.24   Med: 18.88   Max: 20.27
Current: 18.85


TSE:471A's Interest Coverage is ranked better than
56.6% of 811 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:471A: 18.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NS Group  (TSE:471A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NS Group Interest Coverage Related Terms


NS Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for NS Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NS Group Interest Coverage Chart

NS Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
N/A 6.24 20.27 18.88

NS Group Quarterly Data
Dec22 Dec23 Sep24 Dec24 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 20.48 21.18 22.76 13.23 20.39

TSE:471A vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, NS Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NS Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, NS Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NS Group's Interest Coverage falls into.


TSE:471A
16GF Score
NS Group Inc TSE:471A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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NS Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NS Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, NS Group's Interest Expense was 円-523 Mil. Its Operating Income was 円9,873 Mil. And its Long-Term Debt & Capital Lease Obligation was 円25,584 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*9873/-523
=18.88

NS Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, NS Group's Interest Expense was 円-131 Mil. Its Operating Income was 円1,733 Mil. And its Long-Term Debt & Capital Lease Obligation was 円25,584 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1733/-131
=13.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.23 mean?
NS Group (TSE:471A) has a Interest Coverage of 13.23 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NS Group and its competitors. This is 30% below median its historical median of 18.88. Over the past decade, NS Group's Interest Coverage has ranged from 6.24 to 20.27. According to the industry distribution chart, NS Group ranks #352 out of 811 companies in the Business Services industry, placing it in the top 43.4%.
Is NS Group's Interest Coverage too high?
NS Group's current Interest Coverage of 13.23 is 30% below median its 10-year median of 18.88. Over the past 10 years, this metric has ranged from a low of 6.24 to a high of 20.27. The Business Services industry median Interest Coverage is 12.98. NS Group's value of 13.23 is 1.9% above this industry median. Based on the distribution chart, NS Group ranks #352 out of 811 companies in the Business Services industry, which is above the industry midpoint. Overall, NS Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does NS Group's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, NS Group ranks #352 out of 811 companies for Interest Coverage. This puts NS Group in the upper half of its industry. The industry median Interest Coverage is 12.98. NS Group's value of 13.23 is 1.9% above this benchmark. Historically, NS Group's own Interest Coverage has ranged from 6.24 to 20.27 over the past decade. While the company's 10-year median is 18.88 vs. the industry median of 12.98, NS Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NS Group's current Interest Coverage of 13.23 is 1.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NS Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NS Group's current Interest Coverage is 13.23, which is 30% below median its own 10-year median of 18.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NS Group stock overvalued right now?
NS Group (TSE:471A) has a current Interest Coverage of 13.23. The current Interest Coverage is 13.23, which is 30% below median its 10-year median of 18.88 and 1.9% above the Business Services industry median of 12.98. NS Group's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NS Group (TSE:471A), the current Interest Coverage is 13.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NS Group Business Description

Address 3-3-3 Nakanoshima, 10th floor, Nakanoshima Mitsui Building, Kita-ku, Osaka Prefecture, Osaka, JPN
NS Group Inc is in the business of management of the subsidiary operating a rent guarantee service business. Rent debt guarantee is a service that acts as a guarantor for rental contracts.
16GF Score

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