andUS (TSE:597A) Interest Coverage: 0.91 (As of Nov. 2025) — 19% Below Median

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TSE:597A andUS Inc TSE:597A
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What is andUS Interest Coverage?

andUS TSE:597A 4 Interest Coverage is 0.91 as of Nov. 2025, which is 19% below its 10-year median of 1.12. GuruFocus rates TSE:597A with a GF Score™ of 4/100. The stock has 3 warning signs investors should review. Among 834 Retail - Cyclical companies, andUS ranks worse than 93.29% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. andUS's Operating Income for the six months ended in Nov. 2025 was 円4.5 Mil. andUS's Interest Expense for the six months ended in Nov. 2025 was 円-4.9 Mil. andUS's interest coverage for the quarter that ended in Nov. 2025 was 0.91. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. andUS Incs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for andUS's Interest Coverage or its related term are showing as below:

TSE:597A' s Interest Coverage Range Over the Past 10 Years
Min: 0.91   Med: 1.12   Max: 1.32
Current: 0.91


TSE:597A's Interest Coverage is ranked worse than
93.29% of 834 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs TSE:597A: 0.91

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


andUS  (TSE:597A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


andUS Interest Coverage Related Terms


andUS Interest Coverage Historical Data

* Premium members only.

The historical data trend for andUS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

andUS Interest Coverage Chart

andUS Annual Data
Trend Nov24 Nov25
Interest Coverage
1.32 0.91

andUS Semi-Annual Data
Nov24 Nov25
Interest Coverage 1.32 0.91

TSE:597A vs CASY, WSM, ULTA: Interest Coverage Comparison

For the Specialty Retail subindustry, andUS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


andUS Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, andUS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where andUS's Interest Coverage falls into.


TSE:597A
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andUS Inc TSE:597A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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andUS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

andUS's Interest Coverage for the fiscal year that ended in Nov. 2025 is calculated as

Here, for the fiscal year that ended in Nov. 2025, andUS's Interest Expense was 円-4.9 Mil. Its Operating Income was 円4.5 Mil. And its Long-Term Debt & Capital Lease Obligation was 円177.4 Mil.

Interest Coverage=-1* Operating Income (A: Nov. 2025 )/Interest Expense (A: Nov. 2025 )
=-1*4.489/-4.917
=0.91

andUS's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the six months ended in Nov. 2025, andUS's Interest Expense was 円-4.9 Mil. Its Operating Income was 円4.5 Mil. And its Long-Term Debt & Capital Lease Obligation was 円177.4 Mil.

Interest Coverage=-1* Operating Income (Q: Nov. 2025 )/Interest Expense (Q: Nov. 2025 )
=-1*4.489/-4.917
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.91 mean?
andUS (TSE:597A) has a Interest Coverage of 0.91 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on andUS and its competitors. This is 19% below median its historical median of 1.12. Over the past decade, andUS's Interest Coverage has ranged from 0.91 to 1.32. According to the industry distribution chart, andUS ranks #778 out of 834 companies in the Retail - Cyclical industry, placing it in the top 93.3%.
Is andUS's Interest Coverage too high?
andUS's current Interest Coverage of 0.91 is 19% below median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.32. The Retail - Cyclical industry median Interest Coverage is 7.45. andUS's value of 0.91 is 87.8% below this industry median. Based on the distribution chart, andUS ranks #778 out of 834 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, andUS has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does andUS's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, andUS ranks #778 out of 834 companies for Interest Coverage. This places andUS in the lower half of its industry. The industry median Interest Coverage is 7.45. andUS's value of 0.91 is 87.8% below this benchmark. Historically, andUS's own Interest Coverage has ranged from 0.91 to 1.32 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 7.45, andUS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. andUS's current Interest Coverage of 0.91 is 87.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on andUS and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. andUS's current Interest Coverage is 0.91, which is 19% below median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is andUS stock overvalued right now?
andUS (TSE:597A) has a current Interest Coverage of 0.91. The current Interest Coverage is 0.91, which is 19% below median its 10-year median of 1.12 and 87.8% below the Retail - Cyclical industry median of 7.45. andUS's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For andUS (TSE:597A), the current Interest Coverage is 0.91 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

andUS Business Description

Address 3-8-7, Nezuka-machi, Toyama Prefecture, Toyama City, JPN, 939-8204
andUS Inc specializes in the sale of exclusive cosmetics for beauty salons, while diversely operating salon management, business support, education, and expansion. Its business activities include: i) Cosmetics Business: Salon-exclusive cosmetics manufacturer business, ii) Solution Services Business: Providing solution services for beauty salons, iii) eyedeal / Beauty Laboratory Business: Managing the test marketing salon 'eyedeal BEAUTY LABORATORY'.
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