And Factory (TSE:7035) Interest Coverage: 0 (At Loss) (As of Feb. 2026)


TSE:7035 And Factory Inc TSE:7035
59 GF Score
Price 円245.00
GF Value 円209.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is And Factory Interest Coverage?

And Factory TSE:7035 +0.41% 59 Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus rates TSE:7035 with a GF Score™ of 59/100 and a GF Value™ of 円209.89 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,704 Software companies, And Factory ranks worse than 58685.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. And Factory's Operating Income for the six months ended in Feb. 2026 was 円-90 Mil. And Factory's Interest Expense for the six months ended in Feb. 2026 was 円-2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for And Factory's Interest Coverage or its related term are showing as below:


TSE:7035's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.625
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

And Factory  (TSE:7035) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

And Factory Interest Coverage Related Terms

And Factory Interest Coverage Historical Data

* Premium members only.

The historical data trend for And Factory's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

And Factory Interest Coverage Chart

And Factory Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.20 4.63 0.00 0.00

And Factory Semi-Annual Data
Aug16 Aug17 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TSE:7035 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, And Factory's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

And Factory Interest Coverage vs Software Industry

For the Software industry and Technology sector, And Factory's Interest Coverage distribution charts can be found below:

* The bar in red indicates where And Factory's Interest Coverage falls into.


TSE:7035
59GF Score
And Factory Inc TSE:7035
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

And Factory Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

And Factory's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, And Factory's Interest Expense was 円-7 Mil. Its Operating Income was 円-270 Mil. And its Long-Term Debt & Capital Lease Obligation was 円236 Mil.

And Factory did not have earnings to cover the interest expense.

And Factory's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, And Factory's Interest Expense was 円-2 Mil. Its Operating Income was 円-90 Mil. And its Long-Term Debt & Capital Lease Obligation was 円222 Mil.

And Factory did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
And Factory (TSE:7035) has a Interest Coverage of 0 (At Loss) as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on And Factory and its competitors. According to the industry distribution chart, And Factory ranks #999999 out of 1704 companies in the Software industry.
Is And Factory's Interest Coverage too high?
And Factory's current Interest Coverage is 0 (At Loss). Based on the distribution chart, And Factory ranks #999999 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, And Factory has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does And Factory's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, And Factory ranks #999999 out of 1704 companies for Interest Coverage. This places And Factory in the lower half of its industry. The industry median Interest Coverage is 24.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.63, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on And Factory and its competitors. For the Software industry, the median Interest Coverage is 24.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. And Factory's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is And Factory stock overvalued right now?
Based on GuruFocus' analysis, And Factory (TSE:7035) is currently considered Modestly Overvalued. The stock's GF Value™ is 円209.89, compared to a current price of 円245.00 — trading 16.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). And Factory's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For And Factory (TSE:7035), the current Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is And Factory (TSE:7035) Overvalued in 2026?

Based on GuruFocus' analysis, And Factory stock appears to be overvalued. The current stock price of 円245.00 is trading 16.7% above its estimated GF Value™ of 円209.89. GuruFocus considers And Factory to be Modestly Overvalued.

Key valuation signals for TSE:7035:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: 円209.89 vs. price of 円245.00 (16.7% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the TSE:7035 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

And Factory Business Description

Address 3-6-28 Aobadai, Meguro-ku, Sumitomo Realty Aobadai Tower 1st & 2nd Floor, Tokyo, JPN, 153-0042
And Factory Inc is a Japan-based software company. Its business activities are divided into two divisions including smartphone app and Internet of Things (IoT) business division. The company is engaged in developing various applications that connect users and services. It mainly develops tool-based applications, game strategy bulletin board applications, and manga applications.
59GF Score

Get the complete analysis for TSE:7035

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円245.00
Price
円209.89
GF Value