SystemSoft (TSE:7527) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


TSE:7527 SystemSoft Corp TSE:7527
44 GF Score
Price 円49.00
GF Value 円28.58
Valuation Significantly Overvalued
! 3 Warning Signs
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What is SystemSoft Interest Coverage?

SystemSoft TSE:7527 +4.26% 44 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates TSE:7527 with a GF Score™ of 44/100 and a GF Value™ of 円28.58 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,705 Software companies, SystemSoft ranks worse than 58650.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SystemSoft's Operating Income for the six months ended in Mar. 2026 was 円-76 Mil. SystemSoft's Interest Expense for the six months ended in Mar. 2026 was 円-0 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SystemSoft's Interest Coverage or its related term are showing as below:


TSE:7527's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.78
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SystemSoft  (TSE:7527) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SystemSoft Interest Coverage Related Terms


SystemSoft Interest Coverage Historical Data

* Premium members only.

The historical data trend for SystemSoft's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SystemSoft Interest Coverage Chart

SystemSoft Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.68 21.95 12.84 0.00 0.00

SystemSoft Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TSE:7527 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, SystemSoft's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SystemSoft Interest Coverage vs Software Industry

For the Software industry and Technology sector, SystemSoft's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SystemSoft's Interest Coverage falls into.


TSE:7527
44GF Score
SystemSoft Corp TSE:7527
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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SystemSoft Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SystemSoft's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, SystemSoft's Interest Expense was 円-1 Mil. Its Operating Income was 円-494 Mil. And its Long-Term Debt & Capital Lease Obligation was 円41 Mil.

SystemSoft did not have earnings to cover the interest expense.

SystemSoft's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, SystemSoft's Interest Expense was 円-0 Mil. Its Operating Income was 円-76 Mil. And its Long-Term Debt & Capital Lease Obligation was 円20 Mil.

SystemSoft did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
SystemSoft (TSE:7527) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SystemSoft and its competitors. According to the industry distribution chart, SystemSoft ranks #999999 out of 1705 companies in the Software industry.
Is SystemSoft's Interest Coverage too high?
SystemSoft's current Interest Coverage is 0 (At Loss). Based on the distribution chart, SystemSoft ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, SystemSoft has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SystemSoft's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, SystemSoft ranks #999999 out of 1705 companies for Interest Coverage. This places SystemSoft in the lower half of its industry. The industry median Interest Coverage is 24.78. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SystemSoft and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SystemSoft's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SystemSoft stock overvalued right now?
Based on GuruFocus' analysis, SystemSoft (TSE:7527) is currently considered Significantly Overvalued. The stock's GF Value™ is 円28.58, compared to a current price of 円49.00 — trading 71.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). SystemSoft's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SystemSoft (TSE:7527), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SystemSoft (TSE:7527) Overvalued in 2026?

Based on GuruFocus' analysis, SystemSoft stock appears to be overvalued. The current stock price of 円49.00 is trading 71.4% above its estimated GF Value™ of 円28.58. GuruFocus considers SystemSoft to be Significantly Overvalued.

Key valuation signals for TSE:7527:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: 円28.58 vs. price of 円49.00 (71.4% above fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the TSE:7527 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SystemSoft Business Description

Address 1-12-1 Tenji, Hinode Fukuoka Building, 10th Floor, Chuo-ku, Fukuoka Prefecture, Fukuoka, JPN, 810-8665
SystemSoft Corp is engaged in providing information technology services. The company operates in the following reportable segments; Technology Business, and Open Innovation Business. The Technology business segment develops SS cloud systems by utilizing its know-how in web technology-based system development and real estate business system development and offers Software-as-a-Service (Saas) solutions such as the Leeds and the SS Payment Series. The Innovation business segment provides consulting services for start-up companies on launching businesses, hosts events, and operates co-working spaces. Maximum revenue for the company is derived from its Technology business.
44GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円49.00
Price
円28.58
GF Value