Advantage Risk Management Co (TSE:8769) Interest Coverage: 76.28 (As of Mar. 2026) — 86% Below Median


TSE:8769 Advantage Risk Management Co Ltd TSE:8769
74 GF Score
Price 円491.00
GF Value 円773.71
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Advantage Risk Management Co Interest Coverage?

Advantage Risk Management Co TSE:8769 +0.20% 74 Interest Coverage is 76.28 as of Mar. 2026, which is 86% below its 10-year median of 550.96. GuruFocus rates TSE:8769 with a GF Score™ of 74/100 and a GF Value™ of 円773.71 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Advantage Risk Management Co ranks better than 79.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Advantage Risk Management Co's Operating Income for the six months ended in Mar. 2026 was 円717 Mil. Advantage Risk Management Co's Interest Expense for the six months ended in Mar. 2026 was 円-9 Mil. Advantage Risk Management Co's interest coverage for the quarter that ended in Mar. 2026 was 76.28. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Advantage Risk Management Co's Interest Coverage or its related term are showing as below:

TSE:8769' s Interest Coverage Range Over the Past 10 Years
Min: 52.29   Med: 550.96   Max: 1001.03
Current: 52.29


TSE:8769's Interest Coverage is ranked better than
79.69% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs TSE:8769: 52.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Advantage Risk Management Co  (TSE:8769) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Advantage Risk Management Co Interest Coverage Related Terms


Advantage Risk Management Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Advantage Risk Management Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Advantage Risk Management Co Interest Coverage Chart

Advantage Risk Management Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 371.34 580.51 402.12 101.29 52.29

Advantage Risk Management Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 646.15 106.38 100.41 28.98 76.28

TSE:8769 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Advantage Risk Management Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advantage Risk Management Co Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Advantage Risk Management Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Advantage Risk Management Co's Interest Coverage falls into.


TSE:8769
74GF Score
Advantage Risk Management Co Ltd TSE:8769
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Advantage Risk Management Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Advantage Risk Management Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Advantage Risk Management Co's Interest Expense was 円-19 Mil. Its Operating Income was 円998 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,232 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*997.525/-19.078
=52.29

Advantage Risk Management Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Advantage Risk Management Co's Interest Expense was 円-9 Mil. Its Operating Income was 円717 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,232 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*717.158/-9.402
=76.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 76.28 mean?
Advantage Risk Management Co (TSE:8769) has a Interest Coverage of 76.28 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Advantage Risk Management Co and its competitors. This is 86% below median its historical median of 550.96. Over the past decade, Advantage Risk Management Co's Interest Coverage has ranged from 52.29 to 1,001.03. According to the industry distribution chart, Advantage Risk Management Co ranks #92 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 20.3%.
Is Advantage Risk Management Co's Interest Coverage too high?
Advantage Risk Management Co's current Interest Coverage of 76.28 is 86% below median its 10-year median of 550.96. Over the past 10 years, this metric has ranged from a low of 52.29 to a high of 1,001.03. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Advantage Risk Management Co's value of 76.28 is 853.5% above this industry median. Based on the distribution chart, Advantage Risk Management Co ranks #92 out of 453 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Advantage Risk Management Co has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Advantage Risk Management Co's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Advantage Risk Management Co ranks #92 out of 453 companies for Interest Coverage. This places Advantage Risk Management Co in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.00. Advantage Risk Management Co's value of 76.28 is 853.5% above this benchmark. Historically, Advantage Risk Management Co's own Interest Coverage has ranged from 52.29 to 1,001.03 over the past decade. While the company's 10-year median is 550.96 vs. the industry median of 8.00, Advantage Risk Management Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advantage Risk Management Co's current Interest Coverage of 76.28 is 853.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Advantage Risk Management Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advantage Risk Management Co's current Interest Coverage is 76.28, which is 86% below median its own 10-year median of 550.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advantage Risk Management Co stock overvalued right now?
Based on GuruFocus' analysis, Advantage Risk Management Co (TSE:8769) is currently considered Significantly Undervalued. The stock's GF Value™ is 円773.71, compared to a current price of 円491.00 — trading 36.5% below its estimated fair value. The current Interest Coverage is 76.28, which is 86% below median its 10-year median of 550.96 and 853.5% above the Healthcare Providers & Services industry median of 8.00. Advantage Risk Management Co's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Advantage Risk Management Co (TSE:8769), the current Interest Coverage is 76.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Advantage Risk Management Co (TSE:8769) Overvalued in 2026?

Based on GuruFocus' analysis, Advantage Risk Management Co stock appears to be undervalued. The current stock price of 円491.00 is trading 36.5% below its estimated GF Value™ of 円773.71. GuruFocus considers Advantage Risk Management Co to be Significantly Undervalued.

Key valuation signals for TSE:8769:

  • Interest Coverage: 76.28 (86% below median its 10-year median of 550.96)
  • GF Value™: 円773.71 vs. price of 円491.00 (36.5% below fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 853.5% above the Healthcare Providers & Services median (#92 of 453)

No single metric tells the full story. See the TSE:8769 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Advantage Risk Management Co Business Description

Address Nakameguro GT Tower 17F, Tokyo, JPN, 153-0051
Advantage Risk Management Co Ltd provides mental health management services, disability support services, and risk financing services.
74GF Score

Get the complete analysis for TSE:8769

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円491.00
Price
円773.71
GF Value