Silver Life Co (TSE:9262) Interest Coverage: 90.98 (As of Jan. 2026) — 44% Below Median


TSE:9262 Silver Life Co Ltd TSE:9262
73 GF Score
Price 円648.00
GF Value 円1,007.11
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Silver Life Co Interest Coverage?

Silver Life Co TSE:9262 73 Interest Coverage is 90.98 as of Jan. 2026, which is 44% below its 10-year median of 162.90. GuruFocus rates TSE:9262 with a GF Score™ of 73/100 and a GF Value™ of 円1,007.11 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,505 Consumer Packaged Goods companies, Silver Life Co ranks better than 82.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Silver Life Co's Operating Income for the six months ended in Jan. 2026 was 円583 Mil. Silver Life Co's Interest Expense for the six months ended in Jan. 2026 was 円-6 Mil. Silver Life Co's interest coverage for the quarter that ended in Jan. 2026 was 90.98. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Silver Life Co's Interest Coverage or its related term are showing as below:

TSE:9262' s Interest Coverage Range Over the Past 10 Years
Min: 74.55   Med: 162.9   Max: 30521.66
Current: 75.48


TSE:9262's Interest Coverage is ranked better than
82.26% of 1505 companies
in the Consumer Packaged Goods industry
Industry Median: 8.57 vs TSE:9262: 75.48

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Silver Life Co  (TSE:9262) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Silver Life Co Interest Coverage Related Terms


Silver Life Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Silver Life Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Silver Life Co Interest Coverage Chart

Silver Life Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 524.23 110.70 150.39 162.90 74.55

Silver Life Co Semi-Annual Data
Jul15 Jul16 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 237.01 104.90 94.39 60.67 90.98

TSE:9262 vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, Silver Life Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Silver Life Co Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Silver Life Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Silver Life Co's Interest Coverage falls into.


TSE:9262
73GF Score
Silver Life Co Ltd TSE:9262
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Silver Life Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Silver Life Co's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Silver Life Co's Interest Expense was 円-11 Mil. Its Operating Income was 円850 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,344 Mil.

Interest Coverage=-1* Operating Income (A: Jul. 2025 )/Interest Expense (A: Jul. 2025 )
=-1*850.443/-11.407
=74.55

Silver Life Co's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Silver Life Co's Interest Expense was 円-6 Mil. Its Operating Income was 円583 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,174 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*583.283/-6.411
=90.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 90.98 mean?
Silver Life Co (TSE:9262) has a Interest Coverage of 90.98 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Life Co and its competitors. This is 44% below median its historical median of 162.90. Over the past decade, Silver Life Co's Interest Coverage has ranged from 74.55 to 30,521.66. According to the industry distribution chart, Silver Life Co ranks #267 out of 1505 companies in the Consumer Packaged Goods industry, placing it in the top 17.7%.
Is Silver Life Co's Interest Coverage too high?
Silver Life Co's current Interest Coverage of 90.98 is 44% below median its 10-year median of 162.90. Over the past 10 years, this metric has ranged from a low of 74.55 to a high of 30,521.66. The Consumer Packaged Goods industry median Interest Coverage is 8.57. Silver Life Co's value of 90.98 is 961.6% above this industry median. Based on the distribution chart, Silver Life Co ranks #267 out of 1505 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Silver Life Co has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Silver Life Co's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Silver Life Co ranks #267 out of 1505 companies for Interest Coverage. This places Silver Life Co in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.57. Silver Life Co's value of 90.98 is 961.6% above this benchmark. Historically, Silver Life Co's own Interest Coverage has ranged from 74.55 to 30,521.66 over the past decade. While the company's 10-year median is 162.90 vs. the industry median of 8.57, Silver Life Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.57, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silver Life Co's current Interest Coverage of 90.98 is 961.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Life Co and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silver Life Co's current Interest Coverage is 90.98, which is 44% below median its own 10-year median of 162.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Silver Life Co stock overvalued right now?
Based on GuruFocus' analysis, Silver Life Co (TSE:9262) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,007.11, compared to a current price of 円648.00 — trading 35.7% below its estimated fair value. The current Interest Coverage is 90.98, which is 44% below median its 10-year median of 162.90 and 961.6% above the Consumer Packaged Goods industry median of 8.57. Silver Life Co's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Silver Life Co (TSE:9262), the current Interest Coverage is 90.98 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Silver Life Co (TSE:9262) Overvalued in 2026?

Based on GuruFocus' analysis, Silver Life Co stock appears to be undervalued. The current stock price of 円648.00 is trading 35.7% below its estimated GF Value™ of 円1,007.11. GuruFocus considers Silver Life Co to be Significantly Undervalued.

Key valuation signals for TSE:9262:

  • Interest Coverage: 90.98 (44% below median its 10-year median of 162.90)
  • GF Value™: 円1,007.11 vs. price of 円648.00 (35.7% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 961.6% above the Consumer Packaged Goods median (#267 of 1505)

No single metric tells the full story. See the TSE:9262 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Silver Life Co Business Description

Address 4-32-4 Nishi-Shinjuku, Highness Lofty 2nd floor, Shinjuku-ku, Tokyo, JPN, 160-0023
Silver Life Co Ltd is a Japan-based company mainly engaged in the operation of franchise headquarters of delivery service for elderly people and sales of cooked ingredients to franchisees. The company operates through Food Manufacturing and Sales business. The company's seller has the franchise (FC) merchant stores, senior citizens facilities and others. FC merchant stores business is engaged in developing franchising food delivery stores with two brands: Magokoro-Bento and H-fureai. The Company also engages in the provision of management guidance to franchisees and sales of boxed lunch ingredients.
73GF Score

Get the complete analysis for TSE:9262

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円648.00
Price
円1,007.11
GF Value