PHYZ Holdings (TSE:9325) Interest Coverage: 46.91 (As of Mar. 2026) — 69% Below Median


TSE:9325 PHYZ Holdings Inc TSE:9325
91 GF Score
Price 円1,138.00
GF Value 円1,553.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PHYZ Holdings Interest Coverage?

PHYZ Holdings TSE:9325 +2.52% 91 Interest Coverage is 46.91 as of Mar. 2026, which is 69% below its 10-year median of 151.33. GuruFocus rates TSE:9325 with a GF Score™ of 91/100 and a GF Value™ of 円1,553.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 814 Business Services companies, PHYZ Holdings ranks better than 68.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PHYZ Holdings's Operating Income for the six months ended in Mar. 2026 was 円1,062 Mil. PHYZ Holdings's Interest Expense for the six months ended in Mar. 2026 was 円-23 Mil. PHYZ Holdings's interest coverage for the quarter that ended in Mar. 2026 was 46.91. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PHYZ Holdings's Interest Coverage or its related term are showing as below:

TSE:9325' s Interest Coverage Range Over the Past 10 Years
Min: 41.09   Med: 151.33   Max: 726.13
Current: 41.09


TSE:9325's Interest Coverage is ranked better than
68.3% of 814 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:9325: 41.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PHYZ Holdings  (TSE:9325) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PHYZ Holdings Interest Coverage Related Terms


PHYZ Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for PHYZ Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PHYZ Holdings Interest Coverage Chart

PHYZ Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 124.80 139.44 198.51 92.91 41.09

PHYZ Holdings Semi-Annual Data
Mar16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 248.22 95.54 91.09 32.10 46.91

TSE:9325 vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, PHYZ Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PHYZ Holdings Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, PHYZ Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PHYZ Holdings's Interest Coverage falls into.


TSE:9325
91GF Score
PHYZ Holdings Inc TSE:9325
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PHYZ Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PHYZ Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, PHYZ Holdings's Interest Expense was 円-37 Mil. Its Operating Income was 円1,532 Mil. And its Long-Term Debt & Capital Lease Obligation was 円3,168 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1532.263/-37.291
=41.09

PHYZ Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, PHYZ Holdings's Interest Expense was 円-23 Mil. Its Operating Income was 円1,062 Mil. And its Long-Term Debt & Capital Lease Obligation was 円3,168 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1062.016/-22.64
=46.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 46.91 mean?
PHYZ Holdings (TSE:9325) has a Interest Coverage of 46.91 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PHYZ Holdings and its competitors. This is 69% below median its historical median of 151.33. Over the past decade, PHYZ Holdings' Interest Coverage has ranged from 41.09 to 726.13. According to the industry distribution chart, PHYZ Holdings ranks #258 out of 814 companies in the Business Services industry, placing it in the top 31.7%.
Is PHYZ Holdings' Interest Coverage too high?
PHYZ Holdings' current Interest Coverage of 46.91 is 69% below median its 10-year median of 151.33. Over the past 10 years, this metric has ranged from a low of 41.09 to a high of 726.13. The Business Services industry median Interest Coverage is 12.98. PHYZ Holdings' value of 46.91 is 261.4% above this industry median. Based on the distribution chart, PHYZ Holdings ranks #258 out of 814 companies in the Business Services industry, which is above the industry midpoint. Overall, PHYZ Holdings has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PHYZ Holdings' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, PHYZ Holdings ranks #258 out of 814 companies for Interest Coverage. This puts PHYZ Holdings in the upper half of its industry. The industry median Interest Coverage is 12.98. PHYZ Holdings' value of 46.91 is 261.4% above this benchmark. Historically, PHYZ Holdings' own Interest Coverage has ranged from 41.09 to 726.13 over the past decade. While the company's 10-year median is 151.33 vs. the industry median of 12.98, PHYZ Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PHYZ Holdings's current Interest Coverage of 46.91 is 261.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PHYZ Holdings and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PHYZ Holdings's current Interest Coverage is 46.91, which is 69% below median its own 10-year median of 151.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PHYZ Holdings stock overvalued right now?
Based on GuruFocus' analysis, PHYZ Holdings (TSE:9325) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,553.94, compared to a current price of 円1,138.00 — trading 26.8% below its estimated fair value. The current Interest Coverage is 46.91, which is 69% below median its 10-year median of 151.33 and 261.4% above the Business Services industry median of 12.98. PHYZ Holdings' overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PHYZ Holdings (TSE:9325), the current Interest Coverage is 46.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PHYZ Holdings (TSE:9325) Overvalued in 2026?

Based on GuruFocus' analysis, PHYZ Holdings stock appears to be undervalued. The current stock price of 円1,138.00 is trading 26.8% below its estimated GF Value™ of 円1,553.94. GuruFocus considers PHYZ Holdings to be Modestly Undervalued.

Key valuation signals for TSE:9325:

  • Interest Coverage: 46.91 (69% below median its 10-year median of 151.33)
  • GF Value™: 円1,553.94 vs. price of 円1,138.00 (26.8% below fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 261.4% above the Business Services median (#258 of 814)

No single metric tells the full story. See the TSE:9325 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PHYZ Holdings Business Description

Address 3-4-5 Umeda Kita-ku, Mainichi Intecio 13th Floor, Osaka, JPN, 530-0001
PHYZ Holdings Inc provides total warehousing management activities including packing and delivering at the distribution center conducted by the EC company. Its services include Operation service, Logistics service, Delivery service, and Recruitment among others.
91GF Score

Get the complete analysis for TSE:9325

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,138.00
Price
円1,553.94
GF Value